PWLBtoday
Counterparty/Westpac Banking Corporation
Built 2026-09-14 17:10 UTCBeta
WE

Westpac Banking Corporation

Bank · AustraliaAAA · LEI EN5TNI6CI43VEPAMHL14
Counterparty scoreBand B
77
40th percentile of 5 peers
coverage75% of the method
Rating87w 40
Capital74w 25
Liquidity50w 15
Stability—w 10
Assets—w 5
Profit66w 5
Rating anchor and public pillars with published weights (w). Market overlay +3.0, bounded at ±10. Method
Agency ratingscompositeAA-Stable (bonds)
Fitch
AA-▶
ST F1+
2026-03-05
S&P
AA-▶
ST A-1+
2026-05-28
Moody's
Aa2▶
ST P-1
2025-11-20
DBRS
AA
ST R-1(H)
2026-07-26
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
12.1%
−0.4 vs prior2026-06-30
Leverage ratio
4.8%
−0.1 vs prior2026-06-30
Total capital
20.8%
−0.7 vs prior2026-06-30
LCR
134%
+2.0 vs prior2026-06-30
NSFR
111%
−1.0 vs prior2026-06-30
Risk-weighted assets
464.5bn
+1.3% vs prior2026-06-30
14 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
2upgrades
2downgrades
nonet change
20162017201820192020202120222023202420252026AAAA-composite AA- from 2015-07-01composite AA- from 2017-06-19composite AA- from 2024-03-06AA-COMPOSITEFitchFitch AA- from 2015-07-01 to 2020-04-07AA-Fitch A+ from 2020-04-07 to 2024-05-26A+Fitch AA- from 2024-05-26, stillAA-Fitch: stable outlook from 2016-05-11Fitch: negative outlook from 2019-07-17Fitch: stable outlook from 2021-04-12AA-S&PS&P AA- from 2015-07-01, stillAA-S&P: stable outlook from 2015-10-30S&P: negative outlook from 2016-10-26S&P: stable outlook from 2019-07-09S&P: negative outlook from 2020-04-08S&P: stable outlook from 2021-06-07AA-Moody'sMoody's Aa2 from 2015-07-01 to 2017-06-19Aa2Moody's Aa3 from 2017-06-19 to 2024-03-06Aa3Moody's Aa2 from 2024-03-06, stillAa2Moody's: negative outlook from 2016-08-18Moody's: stable outlook from 2019-12-19Aa2DBRSDBRS AA from 2015-07-01, stillAADBRS: negative outlook from 2019-11-27DBRS: stable outlook from 2021-11-23AA
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2024-05-26↑Fitch upgrade A+ → AA- · 1 notch
  • 2024-03-06↑Moody's upgrade Aa3 → Aa2 · 1 notch
  • 2020-04-07↓Fitch downgrade AA- → A+ · 1 notch
  • 2017-06-19↓Moody's downgrade Aa2 → Aa3 · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
DBRSissuer credit · long-termAA—2026-07-26
DBRSissuer credit · short-termR-1(H)—2026-07-26
Fitchissuer default · long-termAA-stable2026-03-05
Fitchissuer default · short-termF1+—2026-03-05
Moody'scounterparty · long-termAa1—2025-11-20
Moody'sdeposit · long-termAa2stable2025-11-20
Moody'sissuer credit · long-termAa2stable2025-11-20
Moody'scounterparty · short-termP-1—2025-11-20
Moody'sdeposit · short-termP-1—2025-11-20
Moody'sissuer credit · short-termP-1—2025-11-20
S&Pissuer credit · long-termAA-stable2026-05-28
S&Pissuer credit · short-termA-1+—2026-05-28
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsAUD
31.5034.9038.3041.7025-09: 38.1725-09: 37.9525-09: 38.6425-09: 38.8425-09: 38.9525-10: 39.3125-10: 39.1025-10: 39.1525-10: 39.2025-10: 39.1125-10: 38.7425-11: 39.7125-11: 39.8625-11: 37.8725-11: 37.9825-11: 37.5925-12: 37.6625-12: 37.7625-12: 38.4825-12: 38.7525-12: 39.0326-01: 38.1926-01: 38.0826-01: 39.1926-01: 38.9126-01: 38.5026-02: 39.8926-02: 39.2826-02: 40.6126-02: 42.5426-02: 42.7226-03: 41.1326-03: 40.8426-03: 40.9226-03: 40.7026-03: 40.4626-03: 40.0626-04: 42.6526-04: 40.6926-04: 40.2526-04: 38.9826-05: 38.4526-05: 39.3426-05: 35.5726-05: 36.3926-05: 36.7726-05: 36.0026-06: 35.2426-06: 34.5026-06: 35.5626-06: 35.4826-06: 35.2426-07: 35.6926-07: 36.2026-07: 36.5826-07: 36.2226-07: 37.6826-07: 37.8726-08: 38.5326-08: 35.3726-08: 34.6626-08: 33.7426-08: 33.9026-09: 34.9126-09: 34.3934.3925-0925-1025-1226-0226-0426-0626-09
30-day realised volatility22.8%
Drawdown from 52-week high-19.6%
Market signal Stable (bonds)
Last price2026-09-14
Bond yields vs peers, 31-day+1 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-08-20
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-08-11
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-08-07
Pillar 3 report for the period to 2026-06-30 published: wbc-June-Pillar-3-Report-2026.pdf
firm website
info
2026-07-26
DBRS affirmation: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-07-26
DBRS affirmation: Issuer Debt Rating A(H)
ESMA European Rating Platform
info
2026-07-26
DBRS affirmation: Issuer Rating AA
ESMA European Rating Platform
info
2026-07-26
DBRS affirmation: Issuer Debt Rating R-1(H)
ESMA European Rating Platform
info
2026-07-26
DBRS affirmation: Issuer Rating R-1(H)
ESMA European Rating Platform
info
2026-06-23
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-06-19
Westpac bankers hauled in for APRA grilling over small-business woes - AFR
AFR
warn
2026-06-05
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-06-04
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-05-28
S&P affirmation: Issuer Credit Rating AA-
ESMA European Rating Platform
info
2026-05-28
S&P affirmation: Issuer Credit Rating A-1+
ESMA European Rating Platform
info
2026-05-28
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info
2026-05-14
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-05-01
Pillar 3 report for the period to 2026-03-31 published: wbc-March-2026-Pillar-3-Report-2026.pdf
firm website
info
2026-04-17
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-04-14
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-03-05
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-03-05
Fitch affirmation: Long Term Issuer Default Rating AA-
ESMA European Rating Platform
info
2026-03-05
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info
2026-02-17
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-01-30
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-01-19
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2025-12-31
Pillar 3 report for the period to 2025-12-31: wbc-december-Pillar-3-report.pdf
firm website
info
2025-12-13
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2025-12-01
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2025-11-20
Moody's affirmation: Deposit Rating Aa2
ESMA European Rating Platform
info
2025-11-20
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-11-20
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2025-11-20
Moody's affirmation: Deposit Rating Aa1
ESMA European Rating Platform
info
2025-11-20
Moody's affirmation: Issuer Rating Aa2
ESMA European Rating Platform
info
2025-11-20
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-11-20
Moody's affirmation: Issuer Rating P-1
ESMA European Rating Platform
info
2025-11-20
Moody's affirmation: Counterparty Risk Rating Aa1
ESMA European Rating Platform
info
2025-11-20
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2025-11-18
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2025-11-12
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2025-10-31
Pillar 3 report for the period to 2025-09-30 published: wbc-September-2025-Pillar-3-Report-2025.pdf
firm website
info
2025-10-28
DBRS new: Issuer Debt Rating A(H)
ESMA European Rating Platform
info
2025-10-28
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2025-06-30
Pillar 3 report for the period to 2025-06-30: wbc-June-2025-Pillar-3-Report-2025.pdf
firm website
info
2025-03-31
Pillar 3 report for the period to 2025-03-31: wbc-pillar-3-report-march-2025.pdf
firm website
info
2024-12-31
Pillar 3 report for the period to 2024-12-31: wbc-december-pillar-3-report-2024.pdf
firm website
info
2024-09-30
Pillar 3 report for the period to 2024-09-30: wbc-pillar-3-report-september-2024.pdf
firm website
info

Documents and feeds

Firm's Pillar 3 disclosures · pdf_manual
8 documents · 7 metrics · 2024-09-30 to 2026-06-30
Latest source
Yahoo Finance fundamentals · public API
1 document · 5 metrics · 2021-09-30 to 2026-03-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio12.062026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Total deposits (currency millions)793,810.002026-03-31Yahoo Finance fundamentals · public API0.80
Liquidity coverage ratio134.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Leverage ratio4.852026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Net interest margin1.782024-09-30Yahoo Finance fundamentals · public API0.70
Net stable funding ratio111.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Return on assets0.662024-09-30Yahoo Finance fundamentals · public API0.80
Return on equity9.692024-09-30Yahoo Finance fundamentals · public API0.80
Risk-weighted assets (currency millions)464,511.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Tier 1 capital ratio13.892026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Total assets (currency millions)1,172,583.002026-03-31Yahoo Finance fundamentals · public API0.80
Total capital ratio20.762026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92