WE
West Bromwich Building Society
Building society · UKAA · LEI 45WSBJJYVGC91LG3H515
Counterparty scoreNot scored: rating withdrawn June 2024 (Moody's)
—
Rating40w 40
Capital84w 25
Liquidity87w 15
Stability63w 10
Assets—w 5
Profit49w 5
Rating anchor and public pillars with published weights (w).No score: a score needs an agency rating and current capital ratios. Market overlay —, bounded at ±10. Method
CET1 ratio
16.4%
−0.7 vs prior2025-09-30
Leverage ratio
6.5%
−0.3 vs prior2025-09-30
Total capital
16.5%
−0.7 vs prior2025-09-30
LCR
167%
−18.7 vs prior2025-09-30
NSFR
143%
−2.6 vs prior2024-03-31
Risk-weighted assets
2,534.5m
+3.2% vs prior2025-09-30
14 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Asset quality
Balance sheet
No issuer-level ratings found in the ESMA register for this entity.
Share price, 12 months
Not listed, or no price data collected.
30-day realised volatility—
Drawdown from 52-week high—
Market signal— No market data
Last price—
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2025-11-26info
Pillar 3 report for the period to 2025-09-30 published: pillar-3-capital-disclosures-30-september-2025-final.pdf
firm website
2025-06-05info
Pillar 3 report for the period to 2025-03-31 published: a10530-05-25-01-pillar-3-capital-disclosures-31-march-2025-final.pdf
firm website
2024-06-11info
Pillar 3 report for the period to 2024-03-31 published: a10530-05-24-01-pillar-3-capital-disclosures-31-march-2024---final.pdf
firm website
2023-06-07info
Pillar 3 report for the period to 2023-03-31 published: a10530-05-23-01-pillar-3-capital-disclosures-31-march-2023.pdf
firm website
2022-06-14info
Pillar 3 report for the period to 2022-03-31 published: a10530-05-22-01-pillar-3-capital-disclosures-31-march-2022.pdf
firm website
2021-06-08info
Pillar 3 report for the period to 2021-03-31 published: pillar-3-capital-disclosures-31-march-2021.pdf
firm website
Documents and feeds
Firm's Pillar 3 disclosures · read from the PDF
6 documents · 8 metrics · 2021-03-31 to 2025-09-30
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
4 documents · 6 metrics · 2021-03-31 to 2026-03-31
Latest value of every metric held
| Metric | Value | Reference date | Source | Confidence |
|---|---|---|---|---|
| CET1 capital ratio | 16.40 | 2025-09-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Loan impairment charge over customer loans | 0.09 | 2026-03-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Total deposits (currency millions) | 5,560.00 | 2026-03-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Cost-to-income or efficiency ratio | 65.29 | 2026-03-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Liquidity coverage ratio | 167.30 | 2025-09-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Leverage ratio | 6.50 | 2025-09-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Net stable funding ratio | 143.10 | 2024-03-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Overall capital requirement | 13.10 | 2025-09-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Return on assets | 0.36 | 2026-03-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Return on equity | 4.98 | 2026-03-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Risk-weighted assets (currency millions) | 2,534.50 | 2025-09-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Tier 1 capital ratio | 16.40 | 2025-09-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Total assets (currency millions) | 6,626.70 | 2026-03-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Total capital ratio | 16.50 | 2025-09-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |