PWLBtoday
Counterparty/Wells Fargo Bank, N.A.
Built 2026-09-14 17:10 UTCBeta
WE

Wells Fargo Bank, N.A.

Bank · USAA+ · LEI KB1H1DSPRFMYMCUFXT09
Counterparty scoreBand B
75
50th percentile of 18 peers
coverage83% of the method
Rating87w 40
Capital68w 25
Liquidity38w 15
Stability—w 10
Assets84w 5
Profit85w 5
Rating anchor and public pillars with published weights (w). Market overlay +3.0, bounded at ±10. Method
Agency ratingscompositeAA-Stable (bonds) (group)
Fitch
AA-▶
ST F1+
2026-05-06
S&P
A+▶
ST A-1
2025-06-06
Moody's
Aa2▶
ST P-1
2025-11-17
DBRS
AA
ST R-1(H)
2026-03-27
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
12.1%
−0.5 vs prior2026-06-30
Leverage ratio—not yet collected
Total capital
13.5%
−0.6 vs prior2026-06-30
LCRgroup figure
119%
−1.0 vs prior2026-06-30
NSFR—not yet collected
Risk-weighted assets
1,231.4bn
+2.3% vs prior2026-06-30
15 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Asset quality
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
3downgrades
0.5notches weaker
20162017201820192020202120222023202420252026AAAA-composite AA from 2015-07-01composite AA- from 2017-10-03AA-COMPOSITEFitchFitch AA from 2015-07-01 to 2017-10-03AAFitch AA- from 2017-10-03, stillAA-Fitch: stable outlook from 2015-10-05Fitch: negative outlook from 2016-10-04Fitch: stable outlook from 2017-10-03Fitch: negative outlook from 2020-04-22Fitch: stable outlook from 2022-06-06AA-S&PS&P AA- from 2015-07-01 to 2018-02-07AA-S&P A+ from 2018-02-07, stillA+S&P: stable outlook from 2015-11-03S&P: negative outlook from 2016-10-18S&P: stable outlook from 2018-02-07A+Moody'sMoody's Aa2 from 2015-07-01, stillAa2Moody's: stable outlook from 2015-07-01Moody's: negative outlook from 2018-02-07Moody's: stable outlook from 2019-08-13Moody's: negative outlook from 2020-09-02Moody's: stable outlook from 2022-02-16Moody's: negative outlook from 2023-11-13Moody's: stable outlook from 2025-05-19Aa2DBRSDBRS AA(H) from 2015-07-01 to 2017-09-20AA(H)DBRS AA from 2017-09-20, stillAADBRS: negative outlook from 2016-11-03DBRS: negative outlook from 2020-05-21DBRS: stable outlook from 2022-05-23AA
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2018-02-07↓S&P downgrade AA- → A+ · 1 notch
  • 2017-10-03↓Fitch downgrade AA → AA- · 1 notch
  • 2017-09-20↓DBRS downgrade AA(H) → AA · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
DBRSissuer credit · long-termAA—2026-03-27
DBRSissuer credit · short-termR-1(H)—2026-03-27
Fitchissuer default · long-termAA-stable2026-05-06
Fitchissuer default · short-termF1+—2026-05-06
Moody'scounterparty · long-termAa2—2025-11-17
Moody'sdeposit · long-termAa2stable2025-11-17
Moody'sissuer credit · long-termAa2stable2025-11-17
Moody'scounterparty · short-termP-1—2025-11-17
Moody'sdeposit · short-termP-1—2025-11-17
S&Pissuer credit · long-termA+stable2025-06-06
S&Presolution counterparty · long-termA+—2025-06-06
S&Pissuer credit · short-termA-1—2025-06-06
S&Presolution counterparty · short-termA-1—2025-06-06
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months · Wells FargoUSD
68.4176.5184.6192.7125-09: 81.7825-09: 79.1425-09: 81.4625-09: 83.5025-09: 84.1125-09: 83.8225-10: 80.6925-10: 77.6225-10: 84.0025-10: 83.8825-10: 86.9025-11: 87.3025-11: 86.0425-11: 84.7025-11: 84.1625-11: 85.1025-12: 86.3225-12: 90.0625-12: 92.7625-12: 91.4825-12: 95.3025-12: 93.2026-01: 94.2926-01: 93.5626-01: 86.6626-01: 88.0526-01: 90.4926-02: 92.0126-02: 88.9526-02: 88.5626-02: 84.5726-03: 82.5826-03: 80.4226-03: 75.2526-03: 76.1926-03: 79.6126-03: 76.8026-04: 81.8526-04: 85.4026-04: 81.2526-04: 80.5826-04: 81.5026-05: 79.1826-05: 75.6426-05: 73.7926-05: 75.8126-05: 76.1126-06: 79.4426-06: 80.9626-06: 83.7326-06: 82.2026-06: 84.7426-07: 85.9426-07: 85.5626-07: 85.2926-07: 86.3326-07: 86.3126-07: 85.4326-08: 89.1726-08: 87.4526-08: 87.5426-08: 83.8426-08: 84.9726-09: 89.2726-09: 89.6789.6725-0925-1025-1226-0226-0426-0626-09
Wells Fargo is the listed company; this entity has no equity of its own, and the group price does not enter its score.
30-day realised volatility · Wells Fargo19.7%
Drawdown from 52-week high · Wells Fargo-6.3%
Market signal Stable (bonds) (group)
Last price · Wells Fargo2026-09-14
Bond yields vs peers, 31-day−1 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-08
Today in History: September 8, Wells Fargo fined $185 million in unauthorized accounts scandal - mercurynews.com
mercurynews.com
warn
2026-08-17
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-08-10
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-08-03
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-07-27
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-07-20
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-07-14
Wells Fargo beats profit on trading boom, loan growth - Reuters
Reuters
good
2026-06-30
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-06-29
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-06-25
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-06-22
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-06-15
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-06-09
Wells Fargo CFO signals 'step up' in interest income in second quarter - Reuters
Reuters
info
2026-06-08
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-06-01
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-05-27
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-05-18
Wells Fargo settles for $110 million in lawsuit - kalw.org
kalw.org
warn
2026-05-06
Fitch affirmation: Derivative Counterparty Rating AA-(dcr)
ESMA European Rating Platform
info
2026-05-06
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-06
Fitch affirmation: Long Term Issuer Default Rating AA-
ESMA European Rating Platform
info
2026-05-06
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info
2026-05-04
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-04-14
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-03-27
DBRS affirmation: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-03-27
DBRS affirmation: Issuer Debt Rating R-1(H)
ESMA European Rating Platform
info
2026-03-27
DBRS affirmation: Issuer Debt Rating AA(L)
ESMA European Rating Platform
info
2026-03-27
DBRS affirmation: Issuer Rating R-1(H)
ESMA European Rating Platform
info
2026-03-27
DBRS affirmation: Issuer Rating AA
ESMA European Rating Platform
info
2026-03-21
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-02-13
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-02-02
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-01-28
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-01-16
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2025-11-19
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2025-11-17
Moody's affirmation: Counterparty Risk Rating Aa2
ESMA European Rating Platform
info
2025-11-17
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2025-11-17
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2025-11-17
Moody's affirmation: Deposit Rating Aa2
ESMA European Rating Platform
info
2025-11-17
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-11-17
Moody's affirmation: Issuer Rating Aa2
ESMA European Rating Platform
info
2025-11-17
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-11-05
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2025-10-21
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2025-09-12
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2025-08-14
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2025-08-04
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
info
2025-08-04
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info

Documents and feeds

FDIC Call Reports · public API
1 document · 14 metrics · 2016-09-30 to 2026-06-30
Latest source
Firm's Pillar 3 disclosures (group) · read from the PDF
10 documents · 1 metrics · 2024-03-31 to 2026-06-30
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio12.062026-06-30FDIC Call Reports · public API1.00
Total deposits (currency millions)1,563,534.002026-06-30FDIC Call Reports · public API1.00
Cost-to-income or efficiency ratio54.772026-06-30FDIC Call Reports · public API1.00
Held-to-maturity securities fair value minus amortised cost (currency millions; negative = unrealised loss)-32,501.002026-06-30FDIC Call Reports · public API1.00
Net interest margin3.132026-06-30FDIC Call Reports · public API1.00
Non-performing or noncurrent loan ratio1.042026-06-30FDIC Call Reports · public API1.00
Return on assets1.382026-06-30FDIC Call Reports · public API1.00
Return on equity14.882026-06-30FDIC Call Reports · public API1.00
Risk-weighted assets (currency millions)1,231,425.102026-06-30FDIC Call Reports · public API1.00
Tier 1 leverage ratio (US definition, average assets)8.022026-06-30FDIC Call Reports · public API1.00
Tier 1 capital ratio12.062026-06-30FDIC Call Reports · public API1.00
Total assets (currency millions)1,907,928.002026-06-30FDIC Call Reports · public API1.00
Total capital ratio13.502026-06-30FDIC Call Reports · public API1.00
Estimated uninsured deposits (currency millions)786,195.002026-06-30FDIC Call Reports · public API1.00
Liquidity coverage ratio119.002026-06-30Firm's Pillar 3 disclosures (group) · read from the PDF0.92 group figure