SO
Societe Generale
Bank · FranceAA- · LEI O2RNE8IBXP4R0TD8PU41
Counterparty scoreBand B
67
Rating81w 40
Capital69w 25
Liquidity62w 15
Stability0w 10
Assets51w 5
Profit48w 5
Rating anchor and public pillars with published weights (w). Market overlay +3.0, bounded at ±10. Method
CET1 ratio
13.3%
−0.2 vs prior2026-03-31
Leverage ratio
4.3%
−0.2 vs prior2026-03-31
Total capital
18.6%
0.0 vs prior2026-03-31
LCR
147%
−1.2 vs prior2026-03-31
NSFR
117%
+0.7 vs prior2026-03-31
Risk-weighted assets
397.2bn
+1.0% vs prior2026-03-31
16 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Asset quality
Balance sheet
Rating history
Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
2upgrades
3downgrades
1.0notch stronger
AAACCCpositive outlookstablenegativewent on watch
Every move since 2015
- 2026-05-12↑Fitch upgrade A- → A+ · 2 notches
- 2020-05-28↓Fitch downgrade A → A- · 1 notch
- 2016-05-27↓DBRS downgrade AA → A(H) · 2 notches
- 2016-02-04↑DBRS upgrade A(H) → AA · 2 notches
- 2015-09-29↓DBRS downgrade AA(L) → A(H) · 1 notch
Every rating held today
| Agency | Type | Rating | Outlook | Date |
|---|---|---|---|---|
| Creditreform | issuer credit · long-term | BBB+ | stable | 2018-06-07 |
| Creditreform | issuer credit · short-term | L2 | — | 2018-06-07 |
| DBRS | issuer credit · long-term | A(H) | — | 2026-04-13 |
| DBRS | issuer credit · short-term | R-1(M) | — | 2026-04-13 |
| Fitch | issuer default · long-term | A+ | stable | 2026-05-19 |
| Fitch | issuer default · short-term | F1 | — | 2026-05-19 |
| Moody's | counterparty · long-term | A1 | — | 2025-11-27 |
| Moody's | deposit · long-term | A1 | negative | 2025-11-27 |
| Moody's | issuer credit · long-term | A1 | negative | 2025-11-27 |
| Moody's | counterparty · short-term | P-1 | — | 2025-11-27 |
| Moody's | deposit · short-term | P-1 | — | 2025-11-27 |
| S&P | issuer credit · long-term | A | positive | 2026-06-29 |
| S&P | resolution counterparty · long-term | A+ | — | 2026-06-29 |
| S&P | issuer credit · short-term | A-1 | — | 2026-06-29 |
| S&P | resolution counterparty · short-term | A-1 | — | 2026-06-29 |
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsEUR
30-day realised volatility23.9%
Drawdown from 52-week high-13.0%
Market signal Stable
Last price2026-09-14
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-14info
Societe Generale Ghana distances itself from BOA, Access Bank takeover claims - CitiNewsroom.com
CitiNewsroom.com
2026-09-10info
Euro: Second hike seen as energy clouds outlook – Societe Generale - tmgm.com
tmgm.com
2026-08-31info
Societe Generale appoints Japan head of global markets - FinanceAsia
FinanceAsia
2026-08-10info
DBRS new: Issuer Debt Rating R-1(M)
ESMA European Rating Platform
2026-07-31info
Appointments within Global Banking and Investor Solutions division - societegenerale.com
societegenerale.com
2026-07-28info
DBRS new: Issuer Debt Rating A(H)
ESMA European Rating Platform
2026-06-30info
DBRS new: Issuer Debt Rating A(H)
ESMA European Rating Platform
2026-06-29info
S&P affirmation: Issuer Credit Rating A
ESMA European Rating Platform
2026-06-29info
S&P affirmation: Issuer Credit Rating A-1
ESMA European Rating Platform
2026-06-29info
S&P affirmation: Certificate Of Deposit A
ESMA European Rating Platform
2026-06-29info
S&P affirmation: Certificate Of Deposit A-1
ESMA European Rating Platform
2026-06-29info
S&P affirmation: Resolution Counterparty Rating A+
ESMA European Rating Platform
2026-06-29info
S&P affirmation: Resolution Counterparty Rating A-1
ESMA European Rating Platform
2026-06-29info
S&P removed under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
2026-06-29good
S&P placed under positive outlook: Issuer Credit Rating
ESMA European Rating Platform
2026-06-05warn
Societe Generale sheds managerial posts in restructuring– report - Retail Banker International
Retail Banker International
2026-05-19info
Fitch affirmation: Derivative Counterparty Rating A+(dcr)
ESMA European Rating Platform
2026-05-19info
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2026-05-19info
Fitch affirmation: Long Term Issuer Default Rating A+
ESMA European Rating Platform
2026-05-19info
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
2026-05-12good
Fitch upgrade: Derivative Counterparty Rating A+(dcr)
ESMA European Rating Platform
2026-05-12info
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2026-05-12good
Fitch upgrade: Long Term Issuer Default Rating A+
ESMA European Rating Platform
2026-05-12info
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
2026-04-13info
DBRS affirmation: Issuer Debt Rating A(H)
ESMA European Rating Platform
2026-04-13info
DBRS affirmation: Issuer Debt Rating R-1(M)
ESMA European Rating Platform
2026-04-13info
DBRS affirmation: Issuer Debt Rating AA
ESMA European Rating Platform
2026-04-13info
DBRS affirmation: Issuer Debt Rating R-1 (H)
ESMA European Rating Platform
2026-04-13info
DBRS affirmation: Issuer Rating A(H)
ESMA European Rating Platform
2026-04-13info
DBRS affirmation: Issuer Rating R-1(M)
ESMA European Rating Platform
2026-02-25info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-01-20info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-01-07info
DBRS new: Issuer Debt Rating A(H)
ESMA European Rating Platform
2026-01-06info
DBRS new: Issuer Debt Rating A(H)
ESMA European Rating Platform
2025-12-08info
S&P affirmation: Issuer Credit Rating A
ESMA European Rating Platform
2025-12-08info
S&P affirmation: Issuer Credit Rating A-1
ESMA European Rating Platform
2025-12-08info
S&P affirmation: Certificate Of Deposit A
ESMA European Rating Platform
2025-12-08info
S&P affirmation: Certificate Of Deposit A-1
ESMA European Rating Platform
2025-12-08info
S&P affirmation: Resolution Counterparty Rating A+
ESMA European Rating Platform
2025-12-08info
S&P affirmation: Resolution Counterparty Rating A-1
ESMA European Rating Platform
2025-12-08info
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
2025-11-27info
Moody's affirmation: Deposit Rating A1
ESMA European Rating Platform
2025-11-27warn
Moody's maintained under negative outlook: Deposit Rating
ESMA European Rating Platform
2025-11-27info
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
2025-11-27info
Moody's affirmation: Counterparty Risk Rating A1
ESMA European Rating Platform
2025-11-27info
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
2025-11-27info
Moody's affirmation: Issuer Rating A1
ESMA European Rating Platform
2025-11-27warn
Moody's maintained under negative outlook: Issuer Rating
ESMA European Rating Platform
2025-10-28info
DBRS new: Issuer Debt Rating A(H)
ESMA European Rating Platform
2025-10-28info
Moody's affirmation: Deposit Rating A1
ESMA European Rating Platform
2025-10-28info
Moody's removed under stable outlook: Deposit Rating
ESMA European Rating Platform
2025-10-28warn
Moody's placed under negative outlook: Deposit Rating
ESMA European Rating Platform
2025-10-28info
Moody's affirmation: Issuer Rating A1
ESMA European Rating Platform
2025-10-28info
Moody's removed under stable outlook: Issuer Rating
ESMA European Rating Platform
2025-10-28warn
Moody's placed under negative outlook: Issuer Rating
ESMA European Rating Platform
Documents and feeds
EBA Transparency Exercise · published data file
10 documents · 7 metrics · 2015-12-31 to 2024-06-30
Yahoo Finance fundamentals · public API
1 document · 4 metrics · 2022-12-31 to 2026-06-30
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
2 documents · 3 metrics · 2021-12-31 to 2025-12-31
EBA Pillar 3 Data Hub · tagged XBRL filing
1 document · 8 metrics · 2025-06-30 to 2026-03-31
Latest value of every metric held
| Metric | Value | Reference date | Source | Confidence |
|---|---|---|---|---|
| CET1 capital ratio | 13.27 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Total deposits (currency millions) | 697,066.00 | 2026-06-30 | Yahoo Finance fundamentals · public API | 0.80 |
| Cost-to-income or efficiency ratio | 82.70 | 2025-12-31 | Yahoo Finance fundamentals · public API | 0.70 |
| Liquidity coverage ratio | 147.09 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Leverage ratio | 4.32 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Net interest margin | 0.65 | 2025-12-31 | Yahoo Finance fundamentals · public API | 0.70 |
| Non-performing or noncurrent loan ratio | 3.11 | 2024-06-30 | EBA Transparency Exercise · published data file | 0.85 |
| Net stable funding ratio | 117.03 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Overall capital requirement | 14.74 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Return on assets | 0.45 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Return on equity | 10.02 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Risk-weighted assets (currency millions) | 397,218.00 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Tier 1 capital ratio | 16.02 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Total assets (currency millions) | 1,673,492.00 | 2026-06-30 | Yahoo Finance fundamentals · public API | 0.80 |
| Total capital ratio | 18.57 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |