PWLBtoday
Counterparty/Sumitomo Mitsui Financial Group, Inc.
Built 2026-09-14 17:10 UTCBeta
SM

Sumitomo Mitsui Financial Group, Inc.

Group · JapanA+ · LEI 35380028MYWPB6AUO129
Counterparty scoreBand B
70
20th percentile of 10 peers
coverage50% of the method
Rating75w 40
Capital68w 25
Liquidity—w 15
Stability—w 10
Assets—w 5
Profit62w 5
Rating anchor and public pillars with published weights (w). Market overlay 0.0, bounded at ±10. Method
Agency ratingscompositeAStable (bonds)
Fitch
A-▶
ST F1
2025-10-15
S&P
A-▶
2021-12-17
Moody's
A1▶
ST P-1
2025-11-18
JCR
AA
2025-11-26
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratiounverified
12.4%
first period2026-03-31
Leverage ratiounverified
5.0%
first period2026-03-31
Total capitalunverified
15.7%
first period2026-03-31
LCR—not yet collected
NSFR—not yet collected
Risk-weighted assetsunverified
101,078.2bn
first period2026-03-31
7 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Liquidity and funding
Profitability and efficiency
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
2upgrades
2downgrades
0.5notches stronger
20162017201820192020202120222023202420252026A+AA-composite A- from 2015-07-01composite A- from 2015-09-17composite A- from 2015-11-17composite A from 2017-01-06composite A from 2018-09-28composite A from 2022-12-08ACOMPOSITEFitchFitch A- from 2015-07-01 to 2015-11-17Fitch A from 2015-11-17 to 2022-12-08AFitch A- from 2022-12-08, stillA-Fitch: stable outlook from 2015-11-17Fitch: negative outlook from 2016-06-16Fitch: stable outlook from 2017-05-02Fitch: negative outlook from 2020-04-08Fitch: stable outlook from 2022-12-08A-S&PS&P A from 2015-07-01 to 2015-09-17S&P A- from 2015-09-17, stillA-S&P: stable outlook from 2015-09-17S&P: positive outlook from 2016-11-29S&P: stable outlook from 2017-11-29S&P: positive outlook from 2018-04-16S&P: stable outlook from 2020-04-24A-Moody'sMoody's A1 from 2017-01-06, stillA1Moody's: stable outlook from 2017-01-06A1JCRJCR AA- from 2018-09-28 to 2023-11-06AA-JCR AA from 2023-11-06, stillAAJCR: stable outlook from 2018-09-28AA
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2023-11-06↑JCR upgrade AA- → AA · 1 notch
  • 2022-12-08↓Fitch downgrade A → A- · 1 notch
  • 2015-11-17↑Fitch upgrade A- → A · 1 notch
  • 2015-09-17↓S&P downgrade A → A- · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
Fitchissuer default · long-termA-stable2025-10-15
Fitchissuer default · short-termF1—2025-10-15
JCRissuer credit · long-termAA—2025-11-26
Moody'sissuer credit · long-termA1stable2025-11-18
Moody'sissuer credit · short-termP-1—2025-11-18
S&Pissuer credit · long-termA-stable2021-12-17
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsJPY
3156.004357.505559.006760.507962.0025-08: 4083.0025-08: 4067.0025-09: 4082.0025-09: 4090.0025-09: 4100.0025-09: 4147.0025-09: 4243.0025-10: 4005.0025-10: 4125.0025-10: 3957.0025-10: 4087.0025-10: 4099.0025-10: 4163.0025-11: 4162.0025-11: 4331.0025-11: 4374.0025-11: 4624.0025-12: 4918.0025-12: 4908.0025-12: 4973.0025-12: 4912.0025-12: 5096.0025-12: 5041.0026-01: 5103.0026-01: 5675.0026-01: 5395.0026-01: 5430.0026-02: 5286.0026-02: 5910.0026-02: 6062.0026-02: 6129.0026-02: 5890.0026-03: 5199.0026-03: 5356.0026-03: 5080.0026-03: 5009.0026-03: 5246.0026-04: 5388.0026-04: 5621.0026-04: 5539.0026-04: 5575.0026-04: 5347.0026-05: 5541.0026-05: 5789.0026-05: 5732.0026-05: 6006.0026-05: 5849.0026-06: 6148.0026-06: 6182.0026-06: 6519.0026-06: 6482.0026-06: 6340.0026-07: 6433.0026-07: 6812.0026-07: 6925.0026-07: 6721.0026-07: 7161.0026-07: 6666.0026-08: 6666.0026-08: 6857.0026-08: 6900.0026-08: 6593.0026-08: 6902.0026-09: 7089.0026-09: 6801.006801.0025-0825-1025-1226-0226-0426-0626-09
30-day realised volatility26.8%
Drawdown from 52-week high-2.6%
Market signal Stable (bonds)
Last price2026-09-14
Bond yields vs peers, 31-day+6 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-08-14
Sumitomo Mitsui Financial Group (SMFG) lifts key capital and leverage ratios - stocktitan.net
stocktitan.net
info
2026-08-01
Japan bank SMFG’s Q1 profit jumps 3pc on robust loan demand - Business Recorder
Business Recorder
info
2026-07-31
Japan bank SMFG's Q1 profit jumps 33% on robust loan demand - reuters.com
reuters.com
good
2026-07-31
SMFG’s Profit Jump Shows Japan’s Banks Like Higher Rates - Finimize
Finimize
info
2026-07-31
Sumitomo Mitsui (NYSE: SMFG) lifts first-quarter profit, keeps forecast - stocktitan.net
stocktitan.net
info
2026-05-14
SMFG logs record profit of $10.02b in FY3/2026 - Asian Banking & Finance
Asian Banking & Finance
good
2026-05-08
Pillar 3 report for the period to 2026-03-31 published: 2026_fg_e_km101.pdf
firm website
info
2025-11-26
JCR maintained under stable outlook: Issuer rating
ESMA European Rating Platform
info
2025-11-26
JCR affirmation: Issuer rating AA
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Issuer Rating A1
ESMA European Rating Platform
info
2025-11-18
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Issuer Rating P-1
ESMA European Rating Platform
info
2025-10-15
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-10-15
Fitch affirmation: Long Term Issuer Default Rating A-
ESMA European Rating Platform
info
2025-10-15
Fitch maintained under stable outlook: Local Currency Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-10-15
Fitch affirmation: Local Currency Long Term Issuer Default Rating A-
ESMA European Rating Platform
info
2025-10-15
Fitch affirmation: Local Currency Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2025-10-15
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2025-08-25
Moody's affirmation: Issuer Rating A1
ESMA European Rating Platform
info
2025-08-25
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-08-25
Moody's affirmation: Issuer Rating P-1
ESMA European Rating Platform
info

Documents and feeds

Yahoo Finance fundamentals · public API
1 document · 5 metrics · 2023-03-31 to 2026-06-30
Latest source
Firm's Pillar 3 disclosures · read from the PDF
1 document · 5 metrics · 2026-03-31 to 2026-03-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio12.412026-03-31Firm's Pillar 3 disclosures · read from the PDF0.87 unverified
Total deposits (currency millions)200,350,754.002026-06-30Yahoo Finance fundamentals · public API0.80
Leverage ratio5.002026-03-31Firm's Pillar 3 disclosures · read from the PDF0.87 unverified
Net interest margin0.862026-03-31Yahoo Finance fundamentals · public API0.70
Return on assets0.502026-03-31Yahoo Finance fundamentals · public API0.80
Return on equity10.382026-03-31Yahoo Finance fundamentals · public API0.80
Risk-weighted assets (currency millions)101,078,201.002026-03-31Firm's Pillar 3 disclosures · read from the PDF0.87 unverified
Tier 1 capital ratio14.502026-03-31Firm's Pillar 3 disclosures · read from the PDF0.87 unverified
Total assets (currency millions)327,469,563.002026-06-30Yahoo Finance fundamentals · public API0.80
Total capital ratio15.702026-03-31Firm's Pillar 3 disclosures · read from the PDF0.87 unverified