PWLBtoday
Counterparty/SMBC Bank International plc
Built 2026-09-14 17:10 UTCBeta
SM

SMBC Bank International plc

Bank · UKAA · LEI NT7C58H5HPZYKZDPOO64
Counterparty scoreBand B
75
58th percentile of 12 peers
coverage83% of the method
Rating75w 40
Capital86w 25
Liquidity74w 15
Stability47w 10
Assets—w 5
Profit—w 5
Rating anchor and public pillars with published weights (w). Market overlay 0.0, bounded at ±10. Method
Agency ratingscompositeA—No market data
Fitch
A-▶
ST F1
2025-10-15
S&P
A▶
ST A-1
2021-12-17
Moody's
A1▶
ST P-1 · deposit
2025-11-18
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
16.6%
−1.4 vs prior2025-12-31
Leverage ratio
7.7%
−1.2 vs prior2025-12-31
Total capital
16.6%
−1.4 vs prior2025-12-31
LCR
152%
−0.6 vs prior2025-12-31
NSFR
128%
+4.3 vs prior2025-12-31
Risk-weighted assets
34.7bn
+8.1% vs prior2025-12-31
9 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
1upgrade
2downgrades
1.0notch weaker
20162017201820192020202120222023202420252026A+Acomposite A+ from 2015-07-01composite A from 2015-09-17ACOMPOSITEFitchFitch A- from 2015-07-01 to 2015-11-17Fitch A from 2015-11-17 to 2022-12-08AFitch A- from 2022-12-08, stillA-Fitch: stable outlook from 2015-11-17Fitch: negative outlook from 2016-06-16Fitch: stable outlook from 2017-05-02Fitch: negative outlook from 2020-04-08Fitch: stable outlook from 2022-12-08A-S&PS&P A+ from 2015-07-01 to 2015-09-17S&P A from 2015-09-17, stillAS&P: stable outlook from 2015-09-17S&P: positive outlook from 2016-11-29S&P: stable outlook from 2017-11-29S&P: positive outlook from 2018-04-16S&P: stable outlook from 2020-04-24AMoody'sMoody's A1 from 2015-07-01, stillA1Moody's: stable outlook from 2015-07-01A1
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2022-12-08↓Fitch downgrade A → A- · 1 notch
  • 2015-11-17↑Fitch upgrade A- → A · 1 notch
  • 2015-09-17↓S&P downgrade A+ → A · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
Fitchissuer default · long-termA-stable2025-10-15
Fitchissuer default · short-termF1—2025-10-15
Moody'sdeposit · long-termA1stable2025-11-18
Moody'sdeposit · short-termP-1—2025-11-18
S&Pissuer credit · long-termAstable2021-12-17
S&Pissuer credit · short-termA-1—2021-12-17
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months
Not listed, or no price data collected.
30-day realised volatility—
Drawdown from 52-week high—
Market signal— No market data
Last price—
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-05-08
Pillar 3 report for the period to 2025-12-31 published: SMBC-BI-Pillar-3-Dec-25-v3.pdf
firm website
info
2025-12-18
Pillar 3 report for the period to 2025-09-30 published: SMBC-BI-Pillar-3-Sept-25.pdf
firm website
info
2025-11-18
Moody's affirmation: Deposit Rating A1
ESMA European Rating Platform
info
2025-11-18
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2025-10-15
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-10-15
Fitch affirmation: Long Term Issuer Default Rating A-
ESMA European Rating Platform
info
2025-10-15
Fitch affirmation: Local Currency Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2025-10-15
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2025-08-26
Pillar 3 report for the period to 2025-06-30 published: SMBC-BI-Pillar-3-June-25.pdf
firm website
info
2025-08-25
Moody's affirmation: Deposit Rating A1
ESMA European Rating Platform
info
2025-08-25
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-08-25
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2025-07-11
Pillar 3 report for the period to 2025-03-31 published: Pillar-3-annual-disclosure-(SMBC-BI-–-31-March-2025).pdf
firm website
info
2025-03-04
Pillar 3 report for the period to 2024-12-31 published: Pillar-3-Interim-Disclosure-December-2024-(SMBC-BI).pdf
firm website
info
2024-12-04
Pillar 3 report for the period to 2024-09-30 published: Pillar-3-Interim-Disclosure-September-2024-(SMBC-BI).pdf
firm website
info
2024-09-12
Pillar 3 report for the period to 2024-06-30 published: Pillar-3-Interim-Disclosure-June-2024-(SMBC-BI).pdf
firm website
info
2024-08-06
Pillar 3 report for the period to 2024-03-31 published: Pillar-3-Interim-Disclosure-March-2024-(SMBC-BI).pdf
firm website
info
2024-02-22
Pillar 3 report for the period to 2023-12-31 published: Pillar-3-Interim-Disclosure-December-2023-(SMBC-BI).pdf
firm website
info
2023-12-07
Pillar 3 report for the period to 2023-09-30 published: Pillar-3-Interim-Disclosure-September-2023-(SMBC-BI).pdf
firm website
info
2023-08-23
Pillar 3 report for the period to 2023-06-30 published: Pillar-3-Interim-Disclosure-June-2023-(SMBC-BI).pdf
firm website
info
2023-08-01
Pillar 3 report for the period to 2023-03-31 published: Pillar-3-Interim-Disclosure-March-2023-(SMBC-BI).pdf
firm website
info
2023-02-14
Pillar 3 report for the period to 2022-12-31 published: Pillar-3-Interim-Disclosure-December-2022-(SMBC-BI).pdf
firm website
info
2022-12-06
Pillar 3 report for the period to 2022-09-30 published: Pillar-3-Interim-Disclosure-September-2022-(SMBC-BI).pdf
firm website
info
2022-09-08
Pillar 3 report for the period to 2022-06-30 published: Pillar-3-Interim-Disclosure-June-2022-(SMBC-BI).pdf
firm website
info
2022-08-04
Pillar 3 report for the period to 2022-03-31 published: Pillar-3-Interim-Disclosure-March-2022-(SMBC-BI).pdf
firm website
info

Documents and feeds

Firm's Pillar 3 disclosures · read from the PDF, prior-period column
16 documents · 8 metrics · 2021-03-31 to 2025-12-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio16.602025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Liquidity coverage ratio151.802025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Leverage ratio7.702025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Net stable funding ratio128.202025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Overall capital requirement14.402025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Risk-weighted assets (currency millions)34,723.002025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Tier 1 capital ratio16.602025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Total capital ratio16.602025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98