SE
Secure Trust Bank PLC
Bank · UKAA · LEI 213800CXIBLC2TMIGI76
Counterparty scoreNot scored: unrated
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Rating40w 40
Capital85w 25
Liquidity97w 15
Stability19w 10
Assets—w 5
Profit57w 5
Rating anchor and public pillars with published weights (w).No score: a score needs an agency rating and current capital ratios. Market overlay —, bounded at ±10. Method
CET1 ratiounverified
14.3%
+1.7 vs prior2025-12-31
Leverage ratiounverified
10.3%
+1.0 vs prior2025-12-31
Total capitalunverified
16.6%
+1.8 vs prior2025-12-31
LCRunverified
209%
+15.1 vs prior2025-12-31
NSFR—not yet collected
Risk-weighted assetsunverified
2,663.6m
−8.7% vs prior2025-12-31
13 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Capital
Liquidity and funding
Profitability and efficiency
Asset quality
Balance sheet
No issuer-level ratings found in the ESMA register for this entity.
Share price, 12 monthsGBp
30-day realised volatility22.2%
Drawdown from 52-week high-7.7%
Market signal Stable
Last price2026-09-14
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-08-13info
Secure Trust Bank boosts profits after vehicle finance sale - Investors' Chronicle
Investors' Chronicle
2026-08-11info
Pillar 3 report for the period to 2025-12-31 published: pillar-3-disclosure-2026-interim
firm website
2026-03-12info
Pillar 3 report for the period to 2025-12-31 published: pillar-3-disclosure-2025-final
firm website
2025-08-14info
Pillar 3 report for the period to 2025-06-30 published: pillar-3-disclosure-2025-interim
firm website
2025-03-14info
Pillar 3 report for the period to 2024-12-31 published: pillar-3-disclosure-2024-final
firm website
Documents and feeds
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
5 documents · 7 metrics · 2019-12-31 to 2025-12-31
Firm's Pillar 3 disclosures · read from the PDF, prior-period column
3 documents · 7 metrics · 2023-12-31 to 2025-12-31
Yahoo Finance fundamentals · public API
1 document · 2 metrics · 2025-06-30 to 2026-06-30
Latest value of every metric held
| Metric | Value | Reference date | Source | Confidence |
|---|---|---|---|---|
| CET1 capital ratio | 14.30 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.79 unverified |
| Loan impairment charge over customer loans | 1.68 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Total deposits (currency millions) | 1,990.20 | 2026-06-30 | Yahoo Finance fundamentals · public API | 0.80 |
| Cost-to-income or efficiency ratio | 54.93 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Liquidity coverage ratio | 208.60 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.79 unverified |
| Leverage ratio | 10.30 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.79 unverified |
| Net interest margin | 4.71 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Overall capital requirement | 13.50 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.79 unverified |
| Return on assets | 0.42 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Return on equity | 4.79 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Risk-weighted assets (currency millions) | 2,663.60 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.79 unverified |
| Tier 1 capital ratio | 14.30 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.79 unverified |
| Total assets (currency millions) | 3,953.80 | 2026-06-30 | Yahoo Finance fundamentals · public API | 0.80 |
| Total capital ratio | 16.60 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.79 unverified |