PWLBtoday
Counterparty/The Saudi National Bank
Built 2026-09-14 17:10 UTCBeta
SA

The Saudi National Bank

Bank · Saudi ArabiaA+ · LEI 5586006ZEFQ542K7CY16
Counterparty scoreNot scored: no capital ratios
—
not enough data to place among peers
coverage8% of the method
Rating75w 40
Capital—w 25
Liquidity—w 15
Stability—w 10
Assets—w 5
Profit93w 5
Rating anchor and public pillars with published weights (w).No score: a score needs an agency rating and current capital ratios. Market overlay —, bounded at ±10. Method
Agency ratingscompositeAStable
Fitch
A▶
ST F1
2025-12-08
S&P
A▶
ST A-1
2025-03-18
Moody's
Aa3▶
ST P-1 · deposit
2024-11-28
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio—not yet collected
Leverage ratio—not yet collected
Total capital—not yet collected
LCR—not yet collected
NSFR—not yet collected
Risk-weighted assets—not yet collected
5 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Liquidity and funding
Profitability and efficiency
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
4upgrades
5downgrades
1.0notch weaker
20162017201820192020202120222023202420252026A+AA-composite A+ from 2015-07-01composite A from 2016-04-20composite A- from 2017-03-30composite A from 2025-03-18ACOMPOSITEFitchFitch A+ from 2015-07-01 to 2016-04-20A+Fitch A from 2016-04-20 to 2017-03-30AFitch A- from 2017-03-30 to 2025-12-08A-Fitch A from 2025-12-08, stillAFitch: negative outlook from 2015-09-01Fitch: stable outlook from 2017-03-30Fitch: watch negative outlook from 2020-03-16Fitch: negative outlook from 2020-11-26Fitch: stable outlook from 2021-06-17AS&PS&P A+ from 2015-07-01 to 2015-11-05S&P A from 2015-11-05 to 2016-02-22S&P A- from 2016-02-22 to 2016-03-31S&P BBB+ from 2016-03-31 to 2021-04-01BBB+S&P A- from 2021-04-01 to 2025-03-18A-S&P A from 2025-03-18, stillAS&P: negative outlook from 2015-11-05S&P: stable outlook from 2016-06-13S&P: positive outlook from 2020-10-16S&P: stable outlook from 2021-04-01S&P: positive outlook from 2024-09-18S&P: stable outlook from 2025-03-18AMoody'sMoody's A1 from 2015-07-01 to 2024-11-28A1Moody's Aa3 from 2024-11-28, stillAa3Moody's: watch negative outlook from 2016-03-07Moody's: negative outlook from 2020-05-05Moody's: stable outlook from 2021-11-09Moody's: positive outlook from 2023-03-22Moody's: stable outlook from 2024-11-28Aa3
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2025-12-08↑Fitch upgrade A- → A · 1 notch
  • 2025-03-18↑S&P upgrade A- → A · 1 notch
  • 2024-11-28↑Moody's upgrade A1 → Aa3 · 1 notch
  • 2021-04-01↑S&P upgrade BBB+ → A- · 1 notch
  • 2017-03-30↓Fitch downgrade A → A- · 1 notch
  • 2016-04-20↓Fitch downgrade A+ → A · 1 notch
  • 2016-03-31↓S&P downgrade A- → BBB+ · 1 notch
  • 2016-02-22↓S&P downgrade A → A- · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
Fitchissuer default · long-termAstable2025-12-08
Fitchissuer default · short-termF1—2025-12-08
Moody'scounterparty · long-termAa3—2024-11-28
Moody'sdeposit · long-termAa3stable2024-11-28
Moody'scounterparty · short-termP-1—2024-11-28
Moody'sdeposit · short-termP-1—2024-11-28
S&Pissuer credit · long-termAstable2025-03-18
S&Pissuer credit · short-termA-1—2025-03-18
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsSAR
31.7535.4539.1542.8546.5525-09: 34.9825-09: 34.2425-09: 34.3025-09: 38.0025-09: 39.1825-10: 39.1025-10: 38.0625-10: 38.6225-10: 39.0225-10: 39.9825-11: 39.7425-11: 39.2425-11: 38.3025-11: 37.7825-11: 36.7425-12: 36.4025-12: 37.2825-12: 38.2625-12: 36.6025-12: 38.0425-12: 38.2226-01: 37.1826-01: 40.3026-01: 42.7026-01: 42.2026-01: 43.1426-02: 44.2026-02: 43.5026-02: 42.9626-02: 42.1026-02: 42.7426-03: 39.9826-03: 40.8426-03: 40.4226-03: 42.4626-03: 41.8226-04: 41.9026-04: 42.8026-04: 42.4626-04: 40.5226-04: 39.8626-05: 39.7626-05: 40.0826-05: 38.6026-05: 38.5626-05: 39.4026-06: 39.1426-06: 38.8426-06: 40.0826-06: 41.0026-06: 41.1826-06: 38.6226-07: 39.0026-07: 38.3826-07: 37.8026-07: 38.8026-07: 39.7026-08: 39.2026-08: 40.8626-08: 41.0026-08: 41.6826-08: 42.9626-08: 42.8826-09: 42.2826-09: 41.7041.7025-0925-1125-1226-0226-0426-0626-09
30-day realised volatility14.9%
Drawdown from 52-week high-9.4%
Market signal Stable
Last price2026-09-14
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-07-24
Saudi Banks’ Q2 Profit Rises 12.5% to $6.63 Bn - ASHARQ AL-AWSAT English
ASHARQ AL-AWSAT English
info
2026-07-23
Saudi banks' profits rise 8.2% in Q2 2026 to SAR 24.9 billion - صحيفة مال
صحيفة مال
info
2026-07-23
Saudi Banks' Q2 2026 Net Profit Rises 8.2% to SAR 24.9 Billion - صحيفة مال
صحيفة مال
info
2026-07-22
Saudi National Bank continues to achieve growth, with its profits rising to 13 billion riyals in the first half. - jawlah.co
jawlah.co
good
2026-07-21
Saudi banks post strong H1 results on lending growth, operating income - Arab News
Arab News
info
2026-07-19
Saudi Arabia's top banks post record-breaking profits despite major slowdown in corporate lending - Arabian Business
Arabian Business
info
2025-12-08
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-12-08
Fitch upgrade: Long Term Issuer Default Rating A
ESMA European Rating Platform
good
2025-12-08
Fitch maintained under stable outlook: Local Currency Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-12-08
Fitch upgrade: Local Currency Long Term Issuer Default Rating A
ESMA European Rating Platform
good
2025-12-08
Fitch upgrade: Short Term Issuer Default Rating F1
ESMA European Rating Platform
good
2025-12-08
Fitch new: Local Currency Long Term Issuer Default Rating (xgs) A-(xgs)
ESMA European Rating Platform
info
2025-12-08
Fitch new: Long Term Issuer Default Rating (xgs) A-(xgs)
ESMA European Rating Platform
info
2025-12-08
Fitch new: Short Term Issuer Default Rating (xgs) F2(xgs)
ESMA European Rating Platform
info

Documents and feeds

Yahoo Finance fundamentals · public API
1 document · 5 metrics · 2022-12-31 to 2026-06-30
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
Total deposits (currency millions)762,315.272026-06-30Yahoo Finance fundamentals · public API0.80
Cost-to-income or efficiency ratio29.232025-12-31Yahoo Finance fundamentals · public API0.70
Return on assets2.162025-12-31Yahoo Finance fundamentals · public API0.80
Return on equity12.642025-12-31Yahoo Finance fundamentals · public API0.80
Total assets (currency millions)1,244,688.222026-06-30Yahoo Finance fundamentals · public API0.80