PWLBtoday
Counterparty/Santander Financial Services plc
Built 2026-09-14 17:10 UTCBeta
SA

Santander Financial Services plc

Bank · UKAA · LEI R83QYRLEMH4ZSHI0L097
Counterparty scoreNot scored: capital reported at group level
—
not enough data to place among peers
coverage0% of the method
Rating81w 40
Capital—w 25
Liquidity—w 15
Stability—w 10
Assets—w 5
Profit—w 5
Capital and leverage are measured for the Santander UK group, of which SFS is part under the Non-RFB Capital Support Deed; the company publishes no solo Basel ratios. Santander UK Group Holdings plc is the head of the group for regulatory capital and leverage purposes, and members of the core UK group support each other's capital resources. A score needs current capital ratios for this entity, so none is shown; the rating and the standing above are what to judge this name on. Source
Rating anchor and public pillars with published weights (w).No score: a score needs an agency rating and current capital ratios. Market overlay —, bounded at ±10. Method
Agency ratingscompositeA+—No market data
Fitch
AA-▶
ST F1+
2026-05-12
S&P
A-▶
ST A-2
2026-05-28
Moody's
A1▶
ST P-1
2026-05-14
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio—not yet collected
Leverage ratio—not yet collected
Total capital—not yet collected
LCR—not yet collected
NSFR—not yet collected
Risk-weighted assets—not yet collected
Trends appear once two or more periods have been collected.

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
3upgrades
1downgrade
0.5notches stronger
20162017201820192020202120222023202420252026AA-A+Acomposite A from 2015-07-01composite A+ from 2016-04-13composite A+ from 2020-04-01composite A+ from 2020-10-20A+COMPOSITEFitchFitch A from 2015-07-01 to 2020-04-01AFitch A+ from 2020-04-01 to 2026-05-12A+Fitch AA- from 2026-05-12, stillFitch: positive outlook from 2015-07-15Fitch: stable outlook from 2017-02-07Fitch: watch positive outlook from 2017-10-09Fitch: stable outlook from 2018-03-21Fitch: watch negative outlook from 2019-03-01Fitch: stable outlook from 2019-12-20Fitch: negative outlook from 2020-04-01Fitch: stable outlook from 2021-07-05AA-S&PS&P A- from 2021-05-12, stillA-S&P: negative outlook from 2021-05-12S&P: stable outlook from 2021-06-24A-Moody'sMoody's A1 from 2015-07-01 to 2016-04-13A1Moody's Aa3 from 2016-04-13 to 2020-10-20Aa3Moody's A1 from 2020-10-20, stillA1Moody's: watch positive outlook from 2015-07-01Moody's: stable outlook from 2016-04-13Moody's: stable outlook from 2018-12-18Moody's: positive outlook from 2019-04-23Moody's: negative outlook from 2019-11-12Moody's: stable outlook from 2020-10-20Moody's: negative outlook from 2022-10-25Moody's: stable outlook from 2023-10-24A1
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2026-05-12↑Fitch upgrade A+ → AA- · 1 notch
  • 2020-10-20↓Moody's downgrade Aa3 → A1 · 1 notch
  • 2020-04-01↑Fitch upgrade A → A+ · 1 notch
  • 2016-04-13↑Moody's upgrade A1 → Aa3 · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
Fitchissuer default · long-termAA-stable2026-05-12
Fitchissuer default · short-termF1+—2026-05-12
Moody'scounterparty · long-termAa3—2026-05-14
Moody'sdeposit · long-termA1stable2026-05-14
Moody'sissuer credit · long-termA1stable2026-05-14
Moody'scounterparty · short-termP-1—2026-05-14
Moody'sdeposit · short-termP-1—2026-05-14
Moody'sissuer credit · short-termP-1—2026-05-14
S&Pissuer credit · long-termA-stable2026-05-28
S&Presolution counterparty · long-termA—2026-05-28
S&Pissuer credit · short-termA-2—2026-05-28
S&Presolution counterparty · short-termA-1—2026-05-28
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months
Not listed, or no price data collected.
30-day realised volatility—
Drawdown from 52-week high—
Market signal— No market data
Last price—
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-05-28
S&P affirmation: Issuer Credit Rating A-
ESMA European Rating Platform
info
2026-05-28
S&P affirmation: Issuer Credit Rating A-2
ESMA European Rating Platform
info
2026-05-28
S&P affirmation: Resolution Counterparty Rating A
ESMA European Rating Platform
info
2026-05-28
S&P affirmation: Resolution Counterparty Rating A-1
ESMA European Rating Platform
info
2026-05-28
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info
2026-05-14
Moody's affirmation: Deposit Rating A1
ESMA European Rating Platform
info
2026-05-14
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2026-05-14
Moody's affirmation: Counterparty Risk Rating Aa3
ESMA European Rating Platform
info
2026-05-14
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2026-05-14
Moody's affirmation: Issuer Rating A1
ESMA European Rating Platform
info
2026-05-14
Moody's affirmation: Issuer Rating P-1
ESMA European Rating Platform
info
2026-05-14
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2026-05-14
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2026-05-12
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-12
Fitch upgrade: Long Term Issuer Default Rating AA-
ESMA European Rating Platform
good
2026-05-12
Fitch upgrade: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
good
2025-11-13
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-11-13
Fitch affirmation: Long Term Issuer Default Rating A+
ESMA European Rating Platform
info
2025-11-13
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Issuer Credit Rating A-
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Issuer Credit Rating A-2
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Resolution Counterparty Rating A
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Resolution Counterparty Rating A-1
ESMA European Rating Platform
info
2025-09-10
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info

Documents and feeds

Nothing collected yet.

Latest value of every metric held

MetricValueReference dateSourceConfidence