RA
Cooperatieve Rabobank U.A.
Bank · NetherlandsAAA · LEI DG3RU1DBUFHT4ZF9WN62
Counterparty scoreBand A
87
Rating87w 40
Capital95w 25
Liquidity82w 15
Stability79w 10
Assets66w 5
Profit71w 5
Rating anchor and public pillars with published weights (w). Market overlay +1.5, bounded at ±10. Method
CET1 ratio
20.2%
+0.4 vs prior2026-06-30
Leverage ratio
7.7%
+0.2 vs prior2026-06-30
Total capital
22.9%
+0.0 vs prior2026-06-30
LCR
175%
+2.9 vs prior2026-06-30
NSFR
130%
−3.7 vs prior2026-06-30
Risk-weighted assets
253.8bn
+3.3% vs prior2026-06-30
16 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Asset quality
Balance sheet
Rating history
Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
3upgrades
6downgrades
0.5notches weaker
AAACCCpositive outlookstablenegativewent on watch
Every move since 2015
- 2026-05-12↑Fitch upgrade A+ → AA- · 1 notch
- 2026-04-21↓Moody's downgrade Aa2 → Aa3 · 1 notch
- 2021-07-13↑Moody's upgrade Aa3 → Aa2 · 1 notch
- 2021-03-29↓DBRS downgrade AA → AA(L) · 1 notch
- 2020-09-15↓Fitch downgrade AA- → A+ · 1 notch
- 2018-03-27↓Moody's downgrade Aa2 → Aa3 · 1 notch
- 2016-03-09↓DBRS downgrade AAA → AA · 2 notches
- 2016-02-04↑DBRS upgrade AA → AAA · 2 notches
Every rating held today
| Agency | Type | Rating | Outlook | Date |
|---|---|---|---|---|
| DBRS | issuer credit · long-term | AA(L) | — | 2025-10-30 |
| DBRS | issuer credit · short-term | R-1(M) | — | 2025-10-30 |
| Fitch | issuer default · long-term | AA- | stable | 2026-05-12 |
| Fitch | issuer default · short-term | F1+ | — | 2026-05-12 |
| Moody's | counterparty · long-term | Aa2 | — | 2026-04-21 |
| Moody's | deposit · long-term | Aa2 | stable | 2026-04-21 |
| Moody's | issuer credit · long-term | Aa3 | stable | 2026-04-21 |
| Moody's | counterparty · short-term | P-1 | — | 2026-04-21 |
| Moody's | deposit · short-term | P-1 | — | 2026-04-21 |
| S&P | issuer credit · long-term | A+ | stable | 2022-02-01 |
| S&P | resolution counterparty · long-term | AA- | — | 2022-02-01 |
| S&P | issuer credit · short-term | A-1 | — | 2022-02-01 |
| S&P | resolution counterparty · short-term | A-1+ | — | 2022-02-01 |
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months
Not listed, or no price data collected.
30-day realised volatility—
Drawdown from 52-week high—
Market signal— No market data
Last price—
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-10info
The city takeover: How Rabobank embraced bothism to attract Gen Z - Google Business Profile
Google Business Profile
2026-09-02info
Rabobank Australia announces appointment of Carolyn Colley as new board Chair - AdviserVoice
AdviserVoice
2026-08-31info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-08-04info
Rabobank Commits €2bn to AI and Data Infrastructure as Profit Stalls - EU Today
EU Today
2026-08-04info
AI push prompts €2 billion Rabobank investment, possible future job cuts - NL Times
NL Times
2026-08-04warn
Rabobank profit flat as it braces for loan losses - DutchNews.nl
DutchNews.nl
2026-08-03info
Rabobank to spend €2 billion in AI and tech as net profit stagnates - reuters.com
reuters.com
2026-07-29info
Christiaan ter Haar appointed COO of Rabobank North America - Feedstuffs
Feedstuffs
2026-07-11info
Kaspi.kz (KSPI) Receives Regulatory Approval to Acquire Rabobank A.Ş. - finance.yahoo.com
finance.yahoo.com
2026-06-24info
Kaspi.kz receives regulatory approval to acquire Rabobank A.Ş. in Türkiye - GlobeNewswire
GlobeNewswire
2026-06-10info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-05-25info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-05-12info
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2026-05-12good
Fitch upgrade: Long Term Issuer Default Rating AA-
ESMA European Rating Platform
2026-05-12good
Fitch upgrade: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
2026-04-21info
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
2026-04-21info
Moody's affirmation: Deposit Rating Aa2
ESMA European Rating Platform
2026-04-21info
Moody's affirmation: Counterparty Risk Rating Aa2
ESMA European Rating Platform
2026-04-21info
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
2026-04-21warn
Moody's downgrade: Issuer Rating Aa3
ESMA European Rating Platform
2026-04-21info
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
2026-04-21info
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
2026-03-21info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-01-23info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-01-20info
Fitch affirmation: Derivative Counterparty Rating AA-(dcr)
ESMA European Rating Platform
2026-01-20info
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2026-01-20info
Fitch affirmation: Long Term Issuer Default Rating A+
ESMA European Rating Platform
2026-01-20info
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
2025-12-22info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2025-12-16info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2025-11-24info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2025-10-30info
DBRS affirmation: Issuer Debt Rating R-1(M)
ESMA European Rating Platform
2025-10-30info
DBRS affirmation: Issuer Debt Rating AA (H)
ESMA European Rating Platform
2025-10-30info
DBRS affirmation: Issuer Debt Rating R-1 (H)
ESMA European Rating Platform
2025-10-30info
DBRS affirmation: Issuer Rating AA(L)
ESMA European Rating Platform
2025-10-30info
DBRS affirmation: Issuer Debt Rating AA(L)
ESMA European Rating Platform
2025-10-30info
DBRS affirmation: Issuer Rating R-1(M)
ESMA European Rating Platform
2025-10-14info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2025-10-03info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2025-10-01info
Fitch affirmation: Derivative Counterparty Rating AA-(dcr)
ESMA European Rating Platform
2025-10-01info
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2025-10-01info
Fitch affirmation: Long Term Issuer Default Rating A+
ESMA European Rating Platform
2025-10-01info
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
2025-09-16info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2025-09-04info
DBRS new: Issuer Debt Rating AA(L)
ESMA European Rating Platform
2025-09-03info
DBRS new: Issuer Debt Rating AA(L)
ESMA European Rating Platform
Documents and feeds
EBA Transparency Exercise · published data file
10 documents · 7 metrics · 2015-12-31 to 2024-06-30
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
4 documents · 6 metrics · 2020-12-31 to 2025-12-31
EBA Pillar 3 Data Hub · tagged XBRL filing
1 document · 8 metrics · 2025-12-31 to 2026-06-30
Latest value of every metric held
| Metric | Value | Reference date | Source | Confidence |
|---|---|---|---|---|
| CET1 capital ratio | 20.23 | 2026-06-30 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Total deposits (currency millions) | 433,903.00 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Cost-to-income or efficiency ratio | 56.46 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Liquidity coverage ratio | 175.00 | 2026-06-30 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Leverage ratio | 7.66 | 2026-06-30 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Net interest margin | 1.89 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Non-performing or noncurrent loan ratio | 1.93 | 2024-06-30 | EBA Transparency Exercise · published data file | 0.85 |
| Net stable funding ratio | 130.23 | 2026-06-30 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Overall capital requirement | 15.34 | 2026-06-30 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Return on assets | 0.78 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Return on equity | 9.07 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Risk-weighted assets (currency millions) | 253,765.45 | 2026-06-30 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Tier 1 capital ratio | 21.48 | 2026-06-30 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Total assets (currency millions) | 638,886.00 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Total capital ratio | 22.92 | 2026-06-30 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |