PR
Principality Building Society
Building society · UKAA · LEI 2138003CSNVJEPFZ3U52
Counterparty scoreBand B
74
Rating60w 40
Capital84w 25
Liquidity88w 15
Stability—w 10
Assets—w 5
Profit—w 5
Rating anchor and public pillars with published weights (w).Capped by rating at 75. Market overlay -1.0, bounded at ±10. Method
CET1 ratio
18.7%
−1.1 vs prior2025-12-31
Leverage ratio
5.3%
−0.2 vs prior2025-12-31
Total capital
18.7%
−1.1 vs prior2025-12-31
LCR
168%
−63.7 vs prior2025-12-31
NSFR
144%
−2.5 vs prior2025-12-31
Risk-weighted assets
4,022.6m
+11.5% vs prior2025-12-31
9 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Rating history
Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
2upgrades
1.0notch stronger
AAACCCpositive outlookstablenegativewent on watch
Every move since 2015
- 2023-07-03↑Moody's upgrade Baa2 → Baa1 · 1 notch
- 2017-08-02↑Moody's upgrade Baa3 → Baa2 · 1 notch
Every rating held today
| Agency | Type | Rating | Outlook | Date |
|---|---|---|---|---|
| Fitch | issuer default · long-term | BBB+ | stable | 2025-09-24 |
| Fitch | issuer default · short-term | F2 | — | 2025-09-24 |
| Moody's | counterparty · long-term | A3 | — | 2025-11-18 |
| Moody's | deposit · long-term | Baa1 | positive | 2025-11-18 |
| Moody's | counterparty · short-term | P-2 | — | 2025-11-18 |
| Moody's | deposit · short-term | P-2 | — | 2025-11-18 |
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months
Not listed, or no price data collected.
30-day realised volatility—
Drawdown from 52-week high—
Market signal Stable (bonds)
Last price—
Bond yields vs peers, 31-day+23 bp (1 bond, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-03-26info
Pillar 3 report for the period to 2025-12-31 published: Pillar-III-2025.pdf
firm website
2025-11-18info
Moody's affirmation: Deposit Rating Baa1
ESMA European Rating Platform
2025-11-18good
Moody's maintained under positive outlook: Deposit Rating
ESMA European Rating Platform
2025-11-18info
Moody's affirmation: Deposit Rating P-2
ESMA European Rating Platform
2025-11-18info
Moody's affirmation: Counterparty Risk Rating A3
ESMA European Rating Platform
2025-11-18info
Moody's affirmation: Counterparty Risk Rating P-2
ESMA European Rating Platform
2025-09-24info
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2025-09-24info
Fitch affirmation: Long Term Issuer Default Rating BBB+
ESMA European Rating Platform
2025-09-24info
Fitch affirmation: Short Term Issuer Default Rating F2
ESMA European Rating Platform
2025-03-21info
Pillar 3 report for the period to 2024-12-31 published: Pillar-III-Disclosure-2024.pdf
firm website
2024-03-28info
Pillar 3 report for the period to 2023-12-03 published: PILLAR-III-Disclosure-2023.pdf
firm website
2023-04-03info
Pillar 3 report for the period to 2022-12-31 published: Pillar-III-Disclosure-2022.pdf
firm website
Documents and feeds
Firm's Pillar 3 disclosures · read from the PDF, prior-period column
4 documents · 7 metrics · 2020-12-31 to 2025-12-31
Latest value of every metric held
| Metric | Value | Reference date | Source | Confidence |
|---|---|---|---|---|
| CET1 capital ratio | 18.70 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Liquidity coverage ratio | 167.60 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Leverage ratio | 5.30 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Net stable funding ratio | 144.00 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Risk-weighted assets (currency millions) | 4,022.60 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Tier 1 capital ratio | 18.70 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Total capital ratio | 18.70 | 2025-12-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |