PA
Paragon Banking Group PLC
Group · UKAA · LEI 213800S1TDKIB1IUTS72
Counterparty scoreBand C
65
Rating52w 40
Capital81w 25
Liquidity76w 15
Stability21w 10
Assets—w 5
Profit84w 5
Rating anchor and public pillars with published weights (w).Capped by rating at 75. Market overlay +2.5, bounded at ±10. Method
CET1 ratio
13.5%
−0.1 vs prior2026-03-31
Leverage ratio
7.2%
+0.6 vs prior2026-03-31
Total capital
16.9%
+1.6 vs prior2026-03-31
LCR
146%
−8.4 vs prior2026-03-31
NSFR
135%
−3.8 vs prior2026-03-31
Risk-weighted assets
8.7bn
+0.6% vs prior2026-03-31
15 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Balance sheet
Rating history
Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
3upgrades
1.5notches stronger
AAACCCpositive outlookstablenegativewent on watch
Every move since 2015
- 2026-01-29↑Moody's upgrade Baa3 → Baa2 · 1 notch
- 2022-03-07↑Fitch upgrade BBB → BBB+ · 1 notch
- 2018-04-05↑Fitch upgrade BBB- → BBB · 1 notch
Every rating held today
| Agency | Type | Rating | Outlook | Date |
|---|---|---|---|---|
| Fitch | issuer default · long-term | BBB+ | stable | 2026-07-13 |
| Fitch | issuer default · short-term | F2 | — | 2026-07-13 |
| Moody's | issuer credit · long-term | Baa2 | stable | 2026-01-29 |
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsGBp
30-day realised volatility17.6%
Drawdown from 52-week high-15.5%
Market signal Equity weak
Last price2026-09-14
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-07-29info
Paragon Banking Group Confirms FY26 Guidance As Lending Advances Rise 4.3% - DirectorsTalk Interviews
DirectorsTalk Interviews
2026-07-13info
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2026-07-13info
Fitch affirmation: Long Term Issuer Default Rating BBB+
ESMA European Rating Platform
2026-07-13info
Fitch affirmation: Short Term Issuer Default Rating F2
ESMA European Rating Platform
2026-06-02info
Paragon Banking Group Releases Half-Year Results and Announces Interim Dividend (PAG) - uk.finance.yahoo.com
uk.finance.yahoo.com
2026-06-01info
Pillar 3 report for the period to 2026-03-31 published: Half Year Pillar 3 Disclosures
FCA NSM
2026-01-29good
Moody's upgrade: Issuer Rating Baa2
ESMA European Rating Platform
2026-01-29info
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
2025-10-09info
Moody's affirmation: Issuer Rating Baa3
ESMA European Rating Platform
2025-10-09info
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
Documents and feeds
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
4 documents · 6 metrics · 2020-09-30 to 2025-09-30
Firm's Pillar 3 disclosures · read from the PDF, prior-period column
1 document · 8 metrics · 2025-03-31 to 2026-03-31
Yahoo Finance fundamentals · public API
1 document · 2 metrics · 2025-03-31 to 2026-03-31
Latest value of every metric held
| Metric | Value | Reference date | Source | Confidence |
|---|---|---|---|---|
| CET1 capital ratio | 13.50 | 2026-03-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Total deposits (currency millions) | 15,262.60 | 2026-03-31 | Yahoo Finance fundamentals · public API | 0.80 |
| Cost-to-income or efficiency ratio | 41.14 | 2025-09-30 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Liquidity coverage ratio | 145.60 | 2026-03-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Leverage ratio | 7.20 | 2026-03-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Net interest margin | 2.56 | 2025-09-30 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Net stable funding ratio | 134.90 | 2026-03-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Overall capital requirement | 12.60 | 2026-03-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Return on assets | 0.92 | 2025-09-30 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Return on equity | 12.70 | 2025-09-30 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Risk-weighted assets (currency millions) | 8,685.70 | 2026-03-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Tier 1 capital ratio | 15.20 | 2026-03-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Total assets (currency millions) | 19,935.30 | 2026-03-31 | Yahoo Finance fundamentals · public API | 0.80 |
| Total capital ratio | 16.90 | 2026-03-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |