PWLBtoday
Counterparty/OSB Group PLC
Built 2026-09-14 17:10 UTCBeta
OS

OSB Group PLC

Group · UKAA · LEI 213800ZBKL9BHSL2K459
Counterparty scoreBand B
66
42th percentile of 12 peers
coverage92% of the method
Rating52w 40
Capital86w 25
Liquidity88w 15
Stability28w 10
Assets—w 5
Profit84w 5
Rating anchor and public pillars with published weights (w).Capped by rating at 75. Market overlay 0.0, bounded at ±10. Method
Agency ratingscompositeBBBStable (bonds)
Fitch
BBB▶
ST F3
2026-07-17
Moody's
Baa2▶
2026-06-19
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
15.2%
+0.4 vs prior2026-06-30
Leverage ratio
7.1%
+0.2 vs prior2026-06-30
Total capital
18.5%
+0.4 vs prior2026-06-30
LCR
172%
+1.1 vs prior2026-06-30
NSFR
140%
0.0 vs prior2026-06-30
Risk-weighted assets
12.7bn
+0.4% vs prior2026-06-30
15 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
2upgrades
1.0notch stronger
20222023202420252026BBBBBB-composite BBB- from 2021-09-02composite BBB- from 2023-04-20composite BBB from 2023-05-16BBBCOMPOSITEFitchFitch BBB- from 2021-09-02 to 2023-05-16BBB-Fitch BBB from 2023-05-16, stillBBBFitch: stable outlook from 2021-09-02BBBMoody'sMoody's Baa3 from 2022-07-01 to 2023-04-20Baa3Moody's Baa2 from 2023-04-20, stillBaa2Moody's: positive outlook from 2022-07-01Moody's: stable outlook from 2023-04-20Moody's: negative outlook from 2024-10-04Moody's: stable outlook from 2025-09-25Baa2
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2023-05-16↑Fitch upgrade BBB- → BBB · 1 notch
  • 2023-04-20↑Moody's upgrade Baa3 → Baa2 · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
Fitchissuer default · long-termBBBstable2026-07-17
Fitchissuer default · short-termF3—2026-07-17
Moody'sissuer credit · long-termBaa2stable2026-06-19
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsGBp
448.00505.60563.20620.80678.4025-09: 537.0025-09: 541.5025-09: 541.0025-09: 550.0025-09: 554.0025-10: 559.0025-10: 555.0025-10: 562.5025-10: 539.5025-10: 553.5025-10: 544.0025-11: 526.0025-11: 561.5025-11: 544.5025-11: 537.0025-11: 583.5025-12: 568.0025-12: 568.5025-12: 596.0025-12: 632.0025-12: 640.0026-01: 636.5026-01: 630.0026-01: 637.5026-01: 624.0026-01: 620.0026-02: 619.0026-02: 603.0026-02: 588.0026-02: 612.5026-02: 594.5026-03: 602.0026-03: 571.5026-03: 567.0026-03: 566.0026-03: 538.0026-03: 516.5026-04: 520.0026-04: 549.5026-04: 567.5026-04: 546.0026-04: 506.0026-05: 520.5026-05: 486.4026-05: 493.4026-05: 501.5026-05: 516.5026-06: 504.5026-06: 502.0026-06: 524.0026-06: 520.0026-06: 535.0026-07: 541.0026-07: 539.0026-07: 547.0026-07: 556.0026-07: 561.5026-07: 564.5026-08: 569.0026-08: 506.0026-08: 505.0026-08: 516.0026-08: 512.5026-09: 517.5026-09: 509.50509.5025-0925-1025-1226-0226-0426-0626-09
30-day realised volatility36.7%
Drawdown from 52-week high-20.7%
Market signal Stable (bonds)
Last price2026-09-14
Bond yields vs peers, 31-day−4 bp (1 bond, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-08-27
Pillar 3 report for the period to 2026-06-30 published: group-pillar-3-disclosures-q2-2026.pdf
firm website
info
2026-08-07
OSB Group Shares Slide as Funding Costs Force Guidance Cut - AskTraders
AskTraders
warn
2026-07-17
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-07-17
Fitch affirmation: Long Term Issuer Default Rating BBB
ESMA European Rating Platform
info
2026-07-17
Fitch affirmation: Short Term Issuer Default Rating F3
ESMA European Rating Platform
info
2026-06-19
Moody's affirmation: Issuer Rating Baa2
ESMA European Rating Platform
info
2026-06-19
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2026-05-15
Pillar 3 report for the period to 2026-03-31 published: q1-2026-osb-group-pillar-3-disclosures.pdf
firm website
info
2026-03-25
Pillar 3 report for the period to 2025-12-31 published: q4-2025-osbg-pillar-3-disclosure.pdf
firm website
info
2026-03-09
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-03-09
Fitch affirmation: Long Term Issuer Default Rating BBB
ESMA European Rating Platform
info
2026-03-09
Fitch affirmation: Short Term Issuer Default Rating F3
ESMA European Rating Platform
info
2025-11-21
Pillar 3 report for the period to 2025-09-30 published: q3-2025-osb-group-pillar-3-disclosures.pdf
firm website
info
2025-09-25
Moody's affirmation: Issuer Rating Baa2
ESMA European Rating Platform
info
2025-09-25
Moody's removed under negative outlook: Issuer Rating
ESMA European Rating Platform
warn
2025-09-25
Moody's placed under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-09-11
Pillar 3 report for the period to 2025-06-30 published: group-pillar-3-disclosures-q2-2025.pdf
firm website
info
2025-05-23
Pillar 3 report for the period to 2025-03-31 published: q1-2025-osb-group-pillar-3-disclosures.pdf
firm website
info
2025-04-11
Pillar 3 report for the period to 2024-12-31 published: q4-2024-osbg-pillar-3-disclosure.pdf
firm website
info
2024-11-28
Pillar 3 report for the period to 2024-09-30 published: q3-2024-osbg-pillar-3-disclosures.pdf
firm website
info
2024-09-17
Pillar 3 report for the period to 2024-06-30 published: osbg-pillar-3-disclosures-q2-2024.pdf
firm website
info
2024-03-31
Pillar 3 report for the period to 2024-03-31: osb-group-pillar-3-disclosures-q1-2024.pdf
firm website
info
2023-12-31
Pillar 3 report for the period to 2023-12-31: q4-2023-osb-pillar-3-disclosures.pdf
firm website
info
2023-09-30
Pillar 3 report for the period to 2023-09-30: osb-group-pillar-3-disclosures-september-2023.pdf
firm website
info
2023-06-30
Pillar 3 report for the period to 2023-06-30: osb-group-pillar-3-disclosures-june-2023.pdf
firm website
info
2023-03-31
Pillar 3 report for the period to 2023-03-31: osb-group-pillar-3-disclosures-march-2023.pdf
firm website
info
2022-12-31
Pillar 3 report for the period to 2022-12-31: osb-group-pillar-3-disclosures-2022.pdf
firm website
info
2022-06-30
Pillar 3 report for the period to 2022-06-30: osb-group-pillar-3-june-2022.pdf
firm website
info
2021-12-31
Pillar 3 report for the period to 2021-12-31: osb-group-pillar-3-disclosures-2021.pdf
firm website
info
2020-12-31
Pillar 3 report for the period to 2020-12-31: download-pillar-3-disclosure-document-2020.pdf
firm website
info
2019-12-31
Pillar 3 report for the period to 2019-12-31: download-pillar-3-disclosure-document-2019.pdf
firm website
info
2018-12-31
Pillar 3 report for the period to 2018-12-31: pillar-3-document-december-2018.pdf
firm website
info
2017-12-31
Pillar 3 report for the period to 2017-12-31: pillar-3-document-december-2017.pdf
firm website
info

Documents and feeds

Firm's Pillar 3 disclosures · read from the PDF
21 documents · 8 metrics · 2017-12-31 to 2026-06-30
Latest source
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
4 documents · 6 metrics · 2020-12-31 to 2025-12-31
Latest source
Yahoo Finance fundamentals · public API
1 document · 2 metrics · 2023-12-31 to 2026-06-30
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio15.202026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Total deposits (currency millions)25,821.802026-06-30Yahoo Finance fundamentals · public API0.80
Cost-to-income or efficiency ratio41.392025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.75
Liquidity coverage ratio172.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Leverage ratio7.102026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Net interest margin2.212025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.75
Net stable funding ratio140.402026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Overall capital requirement14.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Return on assets0.932025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Return on equity12.642025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Risk-weighted assets (currency millions)12,676.202026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Tier 1 capital ratio16.502026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Total assets (currency millions)30,348.802026-06-30Yahoo Finance fundamentals · public API0.80
Total capital ratio18.502026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98