PWLBtoday
Counterparty/Metro Bank PLC
Built 2026-09-14 17:10 UTCBeta
ME

Metro Bank PLC

Bank · UKAA · LEI 213800X5WU57YL9GPK89
Counterparty scoreBand D
50
0th percentile of 12 peers
coverage92% of the method
Rating25w 40
Capital80w 25
Liquidity100w 15
Stability0w 10
Assets—w 5
Profit33w 5
Rating anchor and public pillars with published weights (w).Capped by rating at 65. Market overlay 0.0, bounded at ±10. Method
Agency ratingscompositeBBStable
Fitch
BB▲
ST B
2026-08-12
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
12.3%
−0.2 vs prior2026-06-30
Leverage ratio
7.4%
−0.5 vs prior2026-06-30
Total capital
17.9%
+3.0 vs prior2026-06-30
LCR
288%
−139.0 vs prior2026-06-30
NSFR
159%
−10.0 vs prior2026-06-30
Risk-weighted assets
7.0bn
+9.3% vs prior2026-06-30
15 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
4upgrades
5downgrades
1.0notch weaker
2020202120222023202420252026BB+BB-Bcomposite BB+ from 2019-08-28composite BB from 2019-09-30composite BB- from 2020-04-01composite B+ from 2020-08-21composite B from 2022-04-20composite B+ from 2023-05-22composite BB- from 2024-11-20composite BB from 2025-08-19composite BB- from 2026-05-12composite BB from 2026-08-12BBCOMPOSITEFitchFitch BB+ from 2019-08-28 to 2019-09-30Fitch BB from 2019-09-30 to 2020-04-01BBFitch BB- from 2020-04-01 to 2020-08-21BB-Fitch B+ from 2020-08-21 to 2022-04-20B+Fitch B from 2022-04-20 to 2023-05-22BFitch B+ from 2023-05-22 to 2024-11-20B+Fitch BB- from 2024-11-20 to 2025-08-19BB-Fitch BB from 2025-08-19 to 2026-05-12BBFitch BB- from 2026-05-12 to 2026-08-12Fitch BB from 2026-08-12, stillFitch: watch negative outlook from 2019-08-28Fitch: negative outlook from 2019-12-20Fitch: stable outlook from 2022-04-20Fitch: watch negative outlook from 2023-10-04Fitch: positive outlook from 2023-11-28Fitch: positive outlook from 2026-05-12BB
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2026-08-12↑Fitch upgrade BB- → BB · 1 notch
  • 2026-05-12↓Fitch downgrade BB → BB- · 1 notch
  • 2025-08-19↑Fitch upgrade BB- → BB · 1 notch
  • 2024-11-20↑Fitch upgrade B+ → BB- · 1 notch
  • 2023-05-22↑Fitch upgrade B → B+ · 1 notch
  • 2022-04-20↓Fitch downgrade B+ → B · 1 notch
  • 2020-08-21↓Fitch downgrade BB- → B+ · 1 notch
  • 2020-04-01↓Fitch downgrade BB → BB- · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
Fitchissuer default · long-termBBpositive2026-08-12
Fitchissuer default · short-termB—2026-08-12
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsGBp
82.95111.85140.75169.6525-09: 124.0025-09: 126.6025-09: 124.0025-09: 122.0025-09: 121.2025-10: 120.4025-10: 120.6025-10: 116.6025-10: 111.6025-10: 113.6025-10: 116.6025-11: 118.0025-11: 112.2025-11: 107.8025-11: 102.2025-11: 106.6025-12: 110.2025-12: 113.8025-12: 114.4025-12: 117.0025-12: 119.6026-01: 122.8026-01: 124.6026-01: 129.0026-01: 128.2026-01: 134.6026-02: 134.4026-02: 130.0026-02: 127.0026-02: 131.8026-02: 127.2026-03: 121.0026-03: 117.2026-03: 112.2026-03: 115.4026-03: 114.0026-03: 113.6026-04: 122.4026-04: 140.0026-04: 145.2026-04: 140.6026-04: 138.6026-05: 156.0026-05: 147.6026-05: 144.0026-05: 153.4026-05: 172.4026-06: 164.8026-06: 160.4026-06: 172.0026-06: 166.8026-06: 174.6026-07: 175.0026-07: 170.4026-07: 169.4026-07: 170.6026-07: 179.2026-07: 177.0026-08: 177.8026-08: 173.0026-08: 178.4026-08: 170.2026-08: 165.4026-09: 177.2026-09: 177.60177.6025-0925-1025-1226-0226-0426-0626-09
30-day realised volatility30.1%
Drawdown from 52-week high-2.3%
Market signal Stable
Last price2026-09-14
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-08
Banor Capital wins £27m Metro Bank loan for hotel portfolio - Property Week
Property Week
info
2026-09-02
Essex Women vs Yorkshire - Metro Bank One Day Cup Live Stream - ecb.co.uk
ecb.co.uk
info
2026-08-16
Highlights | Middlesex vs Durham | Metro Bank One-Day Cup 2026 - ecb.co.uk
ecb.co.uk
info
2026-08-12
Fitch maintained under positive outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
good
2026-08-12
Fitch upgrade: Long Term Issuer Default Rating BB
ESMA European Rating Platform
good
2026-08-12
Fitch affirmation: Short Term Issuer Default Rating B
ESMA European Rating Platform
info
2026-08-05
Metro Bank investors cash in after record profits - Investors' Chronicle
Investors' Chronicle
info
2026-07-24
Pillar 3 report for the period to 2026-06-30 published: metro-bank-pillar-3-30-june-2026.pdf
firm website
info
2026-07-21
UK's Metro Bank eyes $2.7 billion merger with Aldermore, Sky News reports - Euronext Markets: Real-time Stock Market Data | live
Euronext Markets: Real-time Stock Market Data | live
info
2026-05-12
Fitch removed under evolving outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-12
Fitch placed under positive outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
good
2026-05-12
Fitch downgrade: Long Term Issuer Default Rating BB-
ESMA European Rating Platform
warn
2026-05-12
Fitch affirmation: Short Term Issuer Default Rating B
ESMA European Rating Platform
info
2026-04-14
Pillar 3 report for the period to 2025-12-31 published: pillar-3---2025-final.pdf
firm website
info
2025-08-19
Fitch removed under positive outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
good
2025-08-19
Fitch placed under evolving outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-08-19
Fitch upgrade: Long Term Issuer Default Rating BB
ESMA European Rating Platform
good
2025-08-19
Fitch affirmation: Short Term Issuer Default Rating B
ESMA European Rating Platform
info
2025-07-29
Pillar 3 report for the period to 2025-06-30 published: h1-2025-pillar-3-final.pdf
firm website
info
2025-04-24
Pillar 3 report for the period to 2024-12-31 published: pillar-3-2024.pdf
firm website
info
2024-07-26
Pillar 3 report for the period to 2024-06-30 published: pillar-3-disclosure-h1-2024.pdf
firm website
info
2024-04-11
Pillar 3 report for the period to 2023-12-31 published: pillar-3-disclosure-2023.pdf
firm website
info
2023-07-31
Pillar 3 report for the period to 2023-06-30 published: pillar-3-disclosure-h1-2023.pdf
firm website
info
2023-03-14
Pillar 3 report for the period to 2022-12-31 published: pillar-3-disclosure-2022.pdf
firm website
info
2022-07-27
Pillar 3 report for the period to 2022-06-30 published: pillar-3-disclosure---h1-2022.pdf
firm website
info
2018-12-31
Pillar 3 report for the period to 2018-12-31: pillar-3-disclosure-2018.pdf
firm website
info

Documents and feeds

Firm's Pillar 3 disclosures · pdf_manual
10 documents · 8 metrics · 2018-12-31 to 2026-06-30
Latest source
Yahoo Finance fundamentals · public API
1 document · 6 metrics · 2023-12-31 to 2025-12-31
Latest source
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
1 document · 6 metrics · 2020-12-31 to 2022-12-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio12.302026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Total deposits (currency millions)13,445.002025-12-31Yahoo Finance fundamentals · public API0.80
Cost-to-income or efficiency ratio84.542025-12-31Yahoo Finance fundamentals · public API0.70
Liquidity coverage ratio288.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Leverage ratio7.402026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Net interest margin2.702025-12-31Yahoo Finance fundamentals · public API0.70
Net stable funding ratio159.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Overall capital requirement13.702026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Return on assets0.312025-12-31Yahoo Finance fundamentals · public API0.80
Return on equity3.932025-12-31Yahoo Finance fundamentals · public API0.80
Risk-weighted assets (currency millions)7,038.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Tier 1 capital ratio15.802026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Total assets (currency millions)16,475.002025-12-31Yahoo Finance fundamentals · public API0.80
Total capital ratio17.902026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92