PWLBtoday
Counterparty/Lloyds Bank Corporate Markets plc
Built 2026-09-14 17:10 UTCBeta
LL

Lloyds Bank Corporate Markets plc

Bank · UKAA · LEI 213800MBWEIJDM5CU638
Counterparty scoreBand B
75
80th percentile of 15 peers
coverage92% of the method
Rating81w 40
Capital91w 25
Liquidity84w 15
Stability0w 10
Assets—w 5
Profit73w 5
Rating anchor and public pillars with published weights (w). Market overlay 0.0, bounded at ±10. Method
Agency ratingscompositeA+Stable (bonds)
Fitch
AA▶
ST F1+
2026-05-12
S&P
A▶
ST A-1
2025-09-10
Moody's
A1▶
ST P-1
2025-11-18
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
13.5%
−0.2 vs prior2026-06-30
Leverage ratio
8.0%
+0.1 vs prior2026-06-30
Total capital
30.2%
−1.6 vs prior2026-06-30
LCR
173%
+4.0 vs prior2026-06-30
NSFR
134%
+1.0 vs prior2026-06-30
Risk-weighted assets
24.2bn
+3.6% vs prior2026-06-30
15 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
4upgrades
1.0notch stronger
20192020202120222023202420252026A+Acomposite A from 2018-04-24composite A from 2018-05-08composite A from 2018-05-29composite A+ from 2020-03-31A+COMPOSITEFitchFitch A from 2018-05-29 to 2020-03-31AFitch A+ from 2020-03-31 to 2024-11-21A+Fitch AA- from 2024-11-21 to 2026-05-12AA-Fitch AA from 2026-05-12, stillAAFitch: stable outlook from 2018-05-29Fitch: watch negative outlook from 2019-03-01Fitch: stable outlook from 2019-12-20Fitch: negative outlook from 2020-03-31Fitch: stable outlook from 2021-07-05AAS&PS&P A- from 2018-04-24 to 2018-05-08S&P A from 2018-05-08, stillAS&P: positive outlook from 2018-04-24S&P: stable outlook from 2018-05-08S&P: negative outlook from 2020-04-23S&P: stable outlook from 2021-06-24AMoody'sMoody's A1 from 2018-04-24, stillA1Moody's: stable outlook from 2018-04-24A1
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2026-05-12↑Fitch upgrade AA- → AA · 1 notch
  • 2024-11-21↑Fitch upgrade A+ → AA- · 1 notch
  • 2020-03-31↑Fitch upgrade A → A+ · 1 notch
  • 2018-05-08↑S&P upgrade A- → A · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
Fitchissuer default · long-termAAstable2026-05-12
Fitchissuer default · short-termF1+—2026-05-12
Moody'scounterparty · long-termA1—2025-11-18
Moody'sdeposit · long-termA1stable2025-11-18
Moody'sissuer credit · long-termA1stable2025-11-18
Moody'scounterparty · short-termP-1—2025-11-18
Moody'sdeposit · short-termP-1—2025-11-18
S&Pissuer credit · long-termAstable2025-09-10
S&Presolution counterparty · long-termA+—2025-09-10
S&Pissuer credit · short-termA-1—2025-09-10
S&Presolution counterparty · short-termA-1—2025-09-10
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months · Lloyds Banking GroupGBp
71.3385.0398.73112.43126.1325-09: 80.4825-09: 81.6225-09: 82.9425-09: 81.9825-09: 83.0025-10: 83.7625-10: 86.3825-10: 84.1825-10: 83.0025-10: 85.8625-10: 88.8225-11: 89.5625-11: 94.6225-11: 90.8425-11: 87.1225-11: 96.6025-12: 95.9625-12: 94.3225-12: 95.1425-12: 97.4225-12: 97.2626-01: 99.9626-01: 100.3026-01: 102.2026-01: 101.4026-01: 105.2526-02: 111.4526-02: 106.7526-02: 102.4026-02: 104.6026-02: 102.6026-03: 99.9226-03: 95.4226-03: 95.5026-03: 96.5426-03: 93.2026-03: 91.2826-04: 95.7326-04: 100.6626-04: 105.1226-04: 98.8826-04: 97.0526-05: 99.4626-05: 94.0626-05: 95.2426-05: 99.6026-05: 101.9026-06: 100.5026-06: 97.2226-06: 104.0526-06: 109.2026-06: 109.2026-07: 114.6526-07: 110.5026-07: 111.9526-07: 110.9526-07: 113.5026-07: 115.6526-08: 117.1026-08: 113.8026-08: 114.7026-08: 111.2526-08: 109.3026-09: 112.4526-09: 109.65109.6525-0925-1025-1226-0226-0426-0626-09
Lloyds Banking Group is the listed company; this entity has no equity of its own, and the group price does not enter its score.
30-day realised volatility · Lloyds Banking Group18.0%
Drawdown from 52-week high · Lloyds Banking Group-5.8%
Market signal Stable (bonds)
Last price · Lloyds Banking Group2026-09-14
Bond yields vs peers, 31-day−1 bp (3 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-08-18
Pillar 3 report for the period to 2026-06-30 published: 2026-lbcm-hy-pillar-3.pdf
firm website
info
2026-05-12
Fitch upgrade: Derivative Counterparty Rating AA(dcr)
ESMA European Rating Platform
good
2026-05-12
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-12
Fitch upgrade: Long Term Issuer Default Rating AA
ESMA European Rating Platform
good
2026-05-12
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info
2026-04-28
Pillar 3 report for the period to 2026-03-31 published: 2026-lbcm-q1-pillar-3.pdf
firm website
info
2026-02-24
Pillar 3 report for the period to 2025-12-31 published: 2025-lbcm-fy-pillar-3.pdf
firm website
info
2025-11-18
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Counterparty Risk Rating A1
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Deposit Rating A1
ESMA European Rating Platform
info
2025-11-18
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Issuer Rating A1
ESMA European Rating Platform
info
2025-11-18
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-11-13
Fitch affirmation: Derivative Counterparty Rating AA-(dcr)
ESMA European Rating Platform
info
2025-11-13
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-11-13
Fitch affirmation: Long Term Issuer Default Rating AA-
ESMA European Rating Platform
info
2025-11-13
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info
2025-10-28
Pillar 3 report for the period to 2025-09-30 published: 2025-lbcm-q3-pillar-3.pdf
firm website
info
2025-09-10
S&P affirmation: Issuer Credit Rating A
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Issuer Credit Rating A-1
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Resolution Counterparty Rating A+
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Resolution Counterparty Rating A-1
ESMA European Rating Platform
info
2025-09-10
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info
2025-08-18
Pillar 3 report for the period to 2025-06-30 published: 2025-lbcm-hy-pillar-3.pdf
firm website
info
2025-05-08
Pillar 3 report for the period to 2025-03-31 published: 2025-lbcm-q1-pillar-3.pdf
firm website
info
2025-02-27
Pillar 3 report for the period to 2024-12-31 published: 2024-lbcm-fy-pillar-3.pdf
firm website
info
2024-11-01
Pillar 3 report for the period to 2024-09-30 published: 2024-lbcm-q3-pillar-3.pdf
firm website
info
2024-09-11
Pillar 3 report for the period to 2024-06-30 published: 2024-lbcm-hy-pillar-3.pdf
firm website
info
2024-05-09
Pillar 3 report for the period to 2024-03-31 published: 2024-lbcm-q1-pillar-3.pdf
firm website
info
2024-03-20
Pillar 3 report for the period to 2023-12-31 published: 2023-lbcm-fy-pillar-3.pdf
firm website
info
2023-10-23
Pillar 3 report for the period to 2023-09-30 published: 2023-lbcm-q3-pillar-3.pdf
firm website
info
2023-09-12
Pillar 3 report for the period to 2023-06-30 published: 2023-lbcm-hy-pillar-3.pdf
firm website
info

Documents and feeds

Firm's Pillar 3 disclosures · read from the PDF, prior-period column
14 documents · 8 metrics · 2021-12-31 to 2026-06-30
Latest source
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
4 documents · 6 metrics · 2020-12-31 to 2025-12-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio13.502026-06-30Firm's Pillar 3 disclosures · read from the PDF0.95
Total deposits (currency millions)31,246.002025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Cost-to-income or efficiency ratio44.502025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.75
Liquidity coverage ratio173.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.95
Leverage ratio8.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.95
Net interest margin0.472025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.75
Net stable funding ratio134.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.95
Overall capital requirement15.302026-06-30Firm's Pillar 3 disclosures · read from the PDF0.95
Return on assets0.582025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Return on equity9.472025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Risk-weighted assets (currency millions)24,223.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.95
Tier 1 capital ratio30.202026-06-30Firm's Pillar 3 disclosures · read from the PDF0.95
Total assets (currency millions)92,726.002025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Total capital ratio30.202026-06-30Firm's Pillar 3 disclosures · read from the PDF0.95