PWLBtoday
Counterparty/La Banque Postale
Built 2026-09-14 17:10 UTCBeta
LA

La Banque Postale

Bank · FranceAA- · LEI 96950066U5XAAIRCPA78
Counterparty scoreBand B
79
73th percentile of 41 peers
coverage100% of the method
Rating75w 40
Capital94w 25
Liquidity78w 15
Stability78w 10
Assets78w 5
Profit46w 5
Rating anchor and public pillars with published weights (w). Market overlay 0.0, bounded at ±10. Method
Agency ratingscompositeA—No market data
Fitch
A▶
ST F1
2026-05-12
S&P
A▶
ST A-1
2025-11-19
Moody's
A2▶
ST P-1
2026-04-21
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
18.5%
−0.1 vs prior2026-03-31
Leverage ratio
7.3%
−0.3 vs prior2026-03-31
Total capital
21.6%
−0.1 vs prior2026-03-31
LCR
183%
+4.3 vs prior2026-03-31
NSFR
124%
+5.6 vs prior2026-03-31
Risk-weighted assets
0.1m
+0.3% vs prior2026-03-31
14 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Asset quality
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
3upgrades
2downgrades
0.5notches stronger
20162017201820192020202120222023202420252026A+AA-composite A- from 2015-07-01composite A from 2021-03-30composite A from 2021-11-04composite A from 2022-07-26ACOMPOSITEFitchFitch A- from 2015-07-01 to 2021-03-30A-Fitch A from 2021-03-30 to 2025-09-19AFitch A- from 2025-09-19 to 2026-05-12A-Fitch A from 2026-05-12, stillFitch: stable outlook from 2016-05-04Fitch: negative outlook from 2024-10-16Fitch: stable outlook from 2025-09-19AS&PS&P A from 2015-07-01 to 2021-11-04AS&P A+ from 2021-11-04 to 2024-06-04A+S&P A from 2024-06-04, stillAS&P: stable outlook from 2015-10-29S&P: positive outlook from 2018-10-30S&P: stable outlook from 2020-03-27S&P: negative outlook from 2022-12-07S&P: stable outlook from 2024-06-04AMoody'sMoody's A2 from 2022-07-26, stillA2Moody's: stable outlook from 2022-07-26A2
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2026-05-12↑Fitch upgrade A- → A · 1 notch
  • 2025-09-19↓Fitch downgrade A → A- · 1 notch
  • 2024-06-04↓S&P downgrade A+ → A · 1 notch
  • 2021-11-04↑S&P upgrade A → A+ · 1 notch
  • 2021-03-30↑Fitch upgrade A- → A · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
Fitchissuer default · long-termAstable2026-05-12
Fitchissuer default · short-termF1—2026-05-12
Moody'scounterparty · long-termA1—2026-04-21
Moody'sdeposit · long-termA2positive2026-04-21
Moody'sissuer credit · long-termA2stable2026-04-21
Moody'scounterparty · short-termP-1—2026-04-21
Moody'sdeposit · short-termP-1—2026-04-21
S&Pissuer credit · long-termAstable2025-11-19
S&Pissuer credit · short-termA-1—2025-11-19
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months
Not listed, or no price data collected.
30-day realised volatility—
Drawdown from 52-week high—
Market signal— No market data
Last price—
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-05-12
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-12
Fitch upgrade: Long Term Issuer Default Rating A
ESMA European Rating Platform
good
2026-05-12
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2026-04-21
Moody's affirmation: Counterparty Risk Rating A1
ESMA European Rating Platform
info
2026-04-21
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2026-04-21
Moody's affirmation: Deposit Rating A2
ESMA European Rating Platform
info
2026-04-21
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2026-04-21
Moody's affirmation: Issuer Rating A2
ESMA European Rating Platform
info
2026-04-21
Moody's removed under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2026-04-21
Moody's placed under positive outlook: Deposit Rating
ESMA European Rating Platform
good
2026-04-21
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-11-19
S&P affirmation: Issuer Credit Rating A
ESMA European Rating Platform
info
2025-11-19
S&P affirmation: Issuer Credit Rating A-1
ESMA European Rating Platform
info
2025-11-19
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info
2025-11-07
Fitch affirmation: Derivative Counterparty Rating A(dcr)
ESMA European Rating Platform
info
2025-11-07
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-11-07
Fitch affirmation: Long Term Issuer Default Rating A-
ESMA European Rating Platform
info
2025-11-07
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2025-10-28
Moody's affirmation: Deposit Rating A2
ESMA European Rating Platform
info
2025-10-28
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-10-28
Moody's affirmation: Issuer Rating A2
ESMA European Rating Platform
info
2025-10-28
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-09-19
Fitch downgrade: Derivative Counterparty Rating A(dcr)
ESMA European Rating Platform
warn
2025-09-19
Fitch removed under negative outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
warn
2025-09-19
Fitch placed under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-09-19
Fitch downgrade: Long Term Issuer Default Rating A-
ESMA European Rating Platform
warn
2025-09-19
Fitch downgrade: Short Term Issuer Default Rating F1
ESMA European Rating Platform
warn

Documents and feeds

EBA Transparency Exercise · published data file
10 documents · 7 metrics · 2015-12-31 to 2024-06-30
Latest source
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
4 documents · 4 metrics · 2020-12-31 to 2025-12-31
Latest source
EBA Pillar 3 Data Hub · tagged XBRL filing
1 document · 8 metrics · 2025-06-30 to 2026-03-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio18.502026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Total deposits (currency millions)225,629.002024-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Liquidity coverage ratio182.602026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Leverage ratio7.302026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Non-performing or noncurrent loan ratio1.332024-06-30EBA Transparency Exercise · published data file0.85
Net stable funding ratio123.602026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Overall capital requirement13.702026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Return on assets0.252025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Return on equity6.672025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Risk-weighted assets (currency millions)0.102026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Tier 1 capital ratio20.002026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Total assets (currency millions)725,484.002025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Total capital ratio21.602026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00