IN
Intesa Sanpaolo S.p.A.
Bank · ItalyBBB+ · LEI 2W8N8UU78PMDQKZENC08
Counterparty scoreBand B
68
Rating69w 40
Capital79w 25
Liquidity62w 15
Stability0w 10
Assets64w 5
Profit82w 5
Rating anchor and public pillars with published weights (w). Market overlay +4.0, bounded at ±10. Method
CET1 ratio
13.0%
−0.2 vs prior2026-03-31
Leverage ratio
5.8%
−0.1 vs prior2026-03-31
Total capital
18.8%
+0.1 vs prior2026-03-31
LCR
139%
−0.9 vs prior2026-03-31
NSFR
121%
−1.4 vs prior2026-03-31
Risk-weighted assets
313.5bn
+1.1% vs prior2026-03-31
16 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Asset quality
Balance sheet
Rating history
Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
7upgrades
3downgrades
1.0notch stronger
AAACCCpositive outlookstablenegativewent on watch
Every move since 2015
- 2026-09-11↑DBRS upgrade A(L) → A · 1 notch
- 2025-11-25↑Moody's upgrade Baa1 → A3 · 1 notch
- 2025-10-23↑DBRS upgrade BBB(H) → A(L) · 1 notch
- 2025-09-25↑Fitch upgrade BBB → A- · 2 notches
- 2025-04-18↑S&P upgrade BBB → BBB+ · 1 notch
- 2021-12-17↑Fitch upgrade BBB- → BBB · 1 notch
- 2020-05-12↓Fitch downgrade BBB → BBB- · 1 notch
- 2017-10-31↑S&P upgrade BBB- → BBB · 1 notch
Every rating held today
| Agency | Type | Rating | Outlook | Date |
|---|---|---|---|---|
| DBRS | issuer credit · long-term | A(L) | — | 2026-05-20 |
| DBRS | issuer credit · long-term | A | — | 2026-09-11 |
| DBRS | issuer credit · short-term | R-1(L) | — | 2026-05-20 |
| DBRS | issuer credit · short-term | R-1(L) | — | 2026-09-11 |
| Fitch | issuer default · long-term | A- | stable | 2026-06-15 |
| Fitch | issuer default · long-term | A- | stable | 2026-09-08 |
| Fitch | issuer default · short-term | F2 | — | 2026-06-15 |
| Moody's | counterparty · long-term | A3 | — | 2025-11-25 |
| Moody's | deposit · long-term | A3 | stable | 2025-11-25 |
| Moody's | issuer credit · long-term | A3 | stable | 2025-11-25 |
| Moody's | counterparty · short-term | P-2 | — | 2025-11-25 |
| Moody's | deposit · short-term | P-2 | — | 2025-11-25 |
| S&P | issuer credit · long-term | BBB+ | positive | 2026-02-02 |
| S&P | resolution counterparty · long-term | A- | — | 2026-02-02 |
| S&P | issuer credit · short-term | A-2 | — | 2026-02-02 |
| S&P | resolution counterparty · short-term | A-2 | — | 2026-02-02 |
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsEUR
30-day realised volatility14.4%
Drawdown from 52-week high-2.8%
Market signal Stable (bonds)
Last price2026-09-14
Bond yields vs peers, 31-day+8 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-14info
MPS Says Bids for BPM, Banca Generali Stand Amid Intesa Takeover - globalbankingandfinance.com
globalbankingandfinance.com
2026-09-14info
MPS: Offers for Banco BPM and Banca Generali irrevocable, despite the success of Intesa Sanpaolo's takeover bid. - agenzianova.com
agenzianova.com
2026-09-11good
DBRS upgrade: Issuer Rating A
ESMA European Rating Platform
2026-09-11info
DBRS affirmation: Issuer Debt Rating R-1(L)
ESMA European Rating Platform
2026-09-11good
DBRS upgrade: Issuer Debt Rating BBB(H)
ESMA European Rating Platform
2026-09-11good
DBRS upgrade: Issuer Debt Rating A
ESMA European Rating Platform
2026-09-11good
DBRS upgrade: Issuer Debt Rating BBB(L)
ESMA European Rating Platform
2026-09-11info
DBRS affirmation: Issuer Debt Rating A (high)
ESMA European Rating Platform
2026-09-11info
DBRS affirmation: Issuer Debt Rating R-1 (M)
ESMA European Rating Platform
2026-09-11info
DBRS affirmation: Issuer Rating R-1(L)
ESMA European Rating Platform
2026-09-11good
DBRS upgrade: Issuer Debt Rating A(L)
ESMA European Rating Platform
2026-09-11info
Intesa Sanpaolo Stock Forecast | Monte dei Paschi Vote - Capital.com
Capital.com
2026-09-11info
Opas Mps: from BlackRock to Norges, here’s who (and why) voted in favour of Intesa Sanpaolo’s capital increase - Il Sole 24 ORE
Il Sole 24 ORE
2026-09-11good
Intesa Sanpaolo upgraded to buy for strong earnings, dividends, and potential Monte dei Paschi acquisition. - Pluang
Pluang
2026-09-11good
INTESA SANPAOLO: MORNINGSTAR DBRS UPGRADES THE BANK’S LONG-TERM RATING - Intesa Sanpaolo
Intesa Sanpaolo
2026-09-10info
OPA on MPS: 97 per cent of Intesa Sanpaolo shareholders vote in favour of the capital increase - Il Sole 24 ORE
Il Sole 24 ORE
2026-09-10info
The shareholders of Intesa Sanpaolo endorse the takeover bid for Monte dei Paschi - Demócrata
Demócrata
2026-09-10info
Intesa Sanpaolo shareholders approve capital increase for MPS offer with 97% support - The Spec
The Spec
2026-09-10info
OPA on MPS: 97 per cent of Intesa Sanpaolo shareholders approve the capital increase - Il Sole 24 ORE
Il Sole 24 ORE
2026-09-10info
Intesa Sanpaolo’s Shareholders' Meeting: comments by CEO Carlo Messina - Intesa Sanpaolo
Intesa Sanpaolo
2026-09-10info
Intesa Sanpaolo-MPS takeover bid receives 97% yes vote: shareholders approve capital increase - firstonline.info
firstonline.info
2026-09-10info
Intesa Sanpaolo: 97 per cent of shareholders approve the takeover bid for MPS. Messina: ‘A crucial step’ - Il Sole 24 ORE
Il Sole 24 ORE
2026-09-09info
Bond markets: Intesa Sanpaolo’s transactions. August 2026 - Intesa Sanpaolo
Intesa Sanpaolo
2026-09-08info
AnalytixInsight Inc. Announces Closing of the Sale of Its 49% Interest in MarketWall S.r.l. to Intesa Sanpaolo S.p.A. - Yahoo! Finance Canada
Yahoo! Finance Canada
2026-09-08info
Intesa Sanpaolo's takeover bid for MPS is a crucial week; the extraordinary shareholders' meeting is scheduled for September 10th. Here's all the information - firstonline.info
firstonline.info
2026-09-08info
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2026-09-08info
Fitch affirmation: Long Term Issuer Default Rating A-
ESMA European Rating Platform
2026-09-08info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-09-08info
Intesa Sanpaolo, today is the decisive day for the takeover bid for MPS, the extraordinary shareholders' meeting begins. Here's all the information - firstonline.info
firstonline.info
2026-09-01info
Intesa sees no impact on MPS takeover offer from Consob requests or defence bids, source says - reuters.com
reuters.com
2026-08-26info
Intesa Sanpaolo complains to market watchdog over MPS defensive moves in M&A battle - reuters.com
reuters.com
2026-08-14info
Italian PM hopes Intesa's takeover target Monte dei Paschi won't be broken up - Reuters
Reuters
2026-08-10info
DBRS new: Issuer Debt Rating A(L)
ESMA European Rating Platform
2026-08-06info
Intesa launches bid for MPS, would become Europe's No 2 bank - Euronews.com
Euronews.com
2026-07-29good
Intesa Sanpaolo reports record first-half results, upgrades guidance - finance.yahoo.com
finance.yahoo.com
2026-07-29good
Intesa says it could beat improved profit outlook, won't raise MPS bid - Reuters
Reuters
2026-07-29info
INTESA SANPAOLO: CONSOLIDATED RESULTS AS AT 30 JUNE 2026 - Intesa Sanpaolo
Intesa Sanpaolo
2026-07-29info
Intesa Sanpaolo’s first half 2026 results: comments by CEO Carlo Messina - Intesa Sanpaolo
Intesa Sanpaolo
2026-07-13info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-07-01info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-06-24info
DBRS new: Issuer Debt Rating BBB
ESMA European Rating Platform
2026-06-24info
DBRS new: Issuer Debt Rating BBB(H)
ESMA European Rating Platform
2026-06-22info
Intesa Sanpaolo looks for new growth driver with €31B Monte dei Paschi deal - S&P Global
S&P Global
2026-06-17info
DBRS new: Issuer Debt Rating BBB(H)
ESMA European Rating Platform
2026-06-15info
Fitch affirmation: Derivative Counterparty Rating A-(dcr)
ESMA European Rating Platform
2026-06-15info
Fitch affirmation: Short Term Issuer Default Rating F2
ESMA European Rating Platform
2026-06-15info
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2026-06-15info
Fitch affirmation: Long Term Issuer Default Rating A-
ESMA European Rating Platform
2026-06-09info
Intesa Sanpaolo launches takeover bid for 100% of Monte dei Paschi’s share capital with 12.5% premium - The Corner .eu
The Corner .eu
2026-06-08info
Intesa launches €30.6bn bid for Monte dei Paschi - FStech
FStech
2026-06-08info
Intesa’s bid for Monte dei Paschi di Siena restores some sanity to Italy’s M&A scene - Financial Times
Financial Times
2026-06-08info
Italy's Intesa Sanpaolo bank kicks off $35B bid for rival MPS - Daily Sabah
Daily Sabah
2026-06-08info
Intesa Sanpaolo Launches Bid to Acquire All Shares of Italy's MPS - globalbankingandfinance.com
globalbankingandfinance.com
2026-06-08info
Intesa Sanpaolo launches $35bn bid for Banca Monte dei Paschi di Siena - FinTech Futures
FinTech Futures
2026-06-08info
Intesa Sanpaolo aims to become 'the Italian UBS' with €31B Monte dei Paschi bid - S&P Global
S&P Global
2026-06-06info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-05-28info
DBRS new: Issuer Debt Rating A(L)
ESMA European Rating Platform
2026-05-27info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-05-26info
DBRS new: Issuer Debt Rating A(L)
ESMA European Rating Platform
2026-05-21info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
Documents and feeds
EBA Transparency Exercise · published data file
10 documents · 7 metrics · 2015-12-31 to 2024-06-30
Yahoo Finance fundamentals · public API
1 document · 6 metrics · 2022-12-31 to 2026-06-30
EBA Pillar 3 Data Hub · tagged XBRL filing
1 document · 8 metrics · 2025-06-30 to 2026-03-31
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
2 documents · 4 metrics · 2020-12-31 to 2022-12-31
Latest value of every metric held
| Metric | Value | Reference date | Source | Confidence |
|---|---|---|---|---|
| CET1 capital ratio | 12.98 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Total deposits (currency millions) | 418,477.00 | 2026-06-30 | Yahoo Finance fundamentals · public API | 0.80 |
| Cost-to-income or efficiency ratio | 52.07 | 2025-12-31 | Yahoo Finance fundamentals · public API | 0.70 |
| Liquidity coverage ratio | 138.70 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Leverage ratio | 5.78 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Net interest margin | 1.83 | 2025-12-31 | Yahoo Finance fundamentals · public API | 0.70 |
| Non-performing or noncurrent loan ratio | 2.11 | 2024-06-30 | EBA Transparency Exercise · published data file | 0.85 |
| Net stable funding ratio | 120.60 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Overall capital requirement | 14.14 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Return on assets | 0.98 | 2025-12-31 | Yahoo Finance fundamentals · public API | 0.80 |
| Return on equity | 14.30 | 2025-12-31 | Yahoo Finance fundamentals · public API | 0.80 |
| Risk-weighted assets (currency millions) | 313,516.00 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Tier 1 capital ratio | 15.83 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Total assets (currency millions) | 992,669.00 | 2026-06-30 | Yahoo Finance fundamentals · public API | 0.80 |
| Total capital ratio | 18.81 | 2026-03-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |