PWLBtoday
Counterparty/HSBC UK Bank plc
Built 2026-09-14 17:10 UTCBeta
HS

HSBC UK Bank plc

Bank · UKAA · LEI 21380081EP12LC86CB82
Counterparty scoreBand B
72
60th percentile of 15 peers
coverage92% of the method
Rating81w 40
Capital78w 25
Liquidity85w 15
Stability0w 10
Assets—w 5
Profit89w 5
Rating anchor and public pillars with published weights (w). Market overlay 0.0, bounded at ±10. Method
Agency ratingscompositeA+Stable (bonds)
Fitch
AA▶
ST F1+
2026-08-11
S&P
A+▲
ST A-1
2026-05-26
Moody's
A1▶
ST P-1
2025-11-24
DBRS
AA(L)
ST R-1(M)
2025-10-07
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
13.2%
−0.2 vs prior2026-06-30
Leverage ratio
5.6%
0.0 vs prior2026-06-30
Total capital
18.7%
−0.2 vs prior2026-06-30
LCR
160%
−8.0 vs prior2026-06-30
NSFR
143%
−1.0 vs prior2026-06-30
Risk-weighted assets
124.3bn
+3.4% vs prior2026-06-30
15 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
2upgrades
3downgrades
0.5notches weaker
20192020202120222023202420252026AA-A+composite AA- from 2018-06-27composite A+ from 2020-10-20composite A+ from 2025-10-07A+COMPOSITEFitchFitch AA- from 2018-07-02 to 2019-12-05AA-Fitch A+ from 2019-12-05 to 2020-04-01A+Fitch AA- from 2020-04-01 to 2026-05-12AA-Fitch AA from 2026-05-12, stillAAFitch: stable outlook from 2018-07-02Fitch: watch negative outlook from 2019-03-01Fitch: stable outlook from 2019-12-20Fitch: negative outlook from 2020-04-01Fitch: stable outlook from 2022-09-23AAS&PS&P AA- from 2018-06-27 to 2020-05-13AA-S&P A+ from 2020-05-13, stillA+S&P: stable outlook from 2018-06-27S&P: negative outlook from 2019-11-12S&P: stable outlook from 2020-05-13S&P: positive outlook from 2026-05-26A+Moody'sMoody's Aa3 from 2019-11-28 to 2020-10-20Aa3Moody's A1 from 2020-10-20, stillA1Moody's: negative outlook from 2019-11-28Moody's: stable outlook from 2020-10-20Moody's: negative outlook from 2022-10-25Moody's: stable outlook from 2023-10-24A1DBRSDBRS AA(L) from 2025-10-07, stillAA(L)AA(L)
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2026-05-12↑Fitch upgrade AA- → AA · 1 notch
  • 2020-10-20↓Moody's downgrade Aa3 → A1 · 1 notch
  • 2020-05-13↓S&P downgrade AA- → A+ · 1 notch
  • 2020-04-01↑Fitch upgrade A+ → AA- · 1 notch
  • 2019-12-05↓Fitch downgrade AA- → A+ · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
DBRSissuer credit · long-termAA(L)—2025-10-07
DBRSissuer credit · short-termR-1(M)—2025-10-07
Fitchissuer default · long-termAAstable2026-08-11
Fitchissuer default · short-termF1+—2026-08-11
Moody'scounterparty · long-termAa3—2025-11-24
Moody'sdeposit · long-termAa3stable2025-11-24
Moody'sissuer credit · long-termA1stable2025-11-24
Moody'scounterparty · short-termP-1—2025-11-24
Moody'sdeposit · short-termP-1—2025-11-24
S&Pissuer credit · long-termA+positive2026-05-26
S&Presolution counterparty · long-termAA-—2026-05-26
S&Pissuer credit · short-termA-1—2026-05-26
S&Presolution counterparty · short-termA-1+—2026-05-26
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months · HSBC HoldingsGBp
796.751033.851270.951508.0525-09: 954.8025-09: 979.0025-09: 1013.2025-09: 1027.8025-09: 1025.2025-10: 1050.8025-10: 1050.0025-10: 992.1025-10: 964.3025-10: 992.8025-10: 1073.4025-11: 1075.0025-11: 1089.0025-11: 1104.4025-11: 1044.4025-11: 1064.4025-12: 1087.8025-12: 1064.6025-12: 1111.8025-12: 1150.4025-12: 1175.4026-01: 1191.8026-01: 1195.4026-01: 1213.0026-01: 1229.0026-01: 1242.2026-01: 1285.4026-02: 1277.6026-02: 1305.4026-02: 1270.2026-02: 1292.8026-02: 1393.6026-03: 1278.8026-03: 1272.8026-03: 1207.2026-03: 1183.0026-03: 1200.0026-04: 1272.8026-04: 1340.2026-04: 1365.2026-04: 1338.0026-04: 1331.0026-05: 1343.4026-05: 1318.6026-05: 1337.6026-05: 1374.2026-05: 1393.6026-06: 1367.0026-06: 1293.4026-06: 1409.6026-06: 1451.4026-06: 1422.6026-07: 1445.2026-07: 1454.0026-07: 1490.0026-07: 1480.8026-07: 1552.8026-07: 1587.0026-08: 1510.6026-08: 1524.2026-08: 1531.0026-08: 1518.4026-08: 1504.0026-09: 1563.6026-09: 1549.201549.2025-0925-1025-1226-0226-0426-0626-09
HSBC Holdings is the listed company; this entity has no equity of its own, and the group price does not enter its score.
30-day realised volatility · HSBC Holdings19.9%
Drawdown from 52-week high · HSBC Holdings-3.5%
Market signal Stable (bonds)
Last price · HSBC Holdings2026-09-14
Bond yields vs peers, 31-day−10 bp (2 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-14
Rotala buys depots with eight-figure HSBC UK debt package - Dealroom
Dealroom
info
2026-08-11
HSBC’s global insurance head steps down - Financial Times
Financial Times
info
2026-08-11
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-08-11
Fitch affirmation: Long Term Issuer Default Rating AA
ESMA European Rating Platform
info
2026-08-11
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info
2026-08-07
Pillar 3 report for the period to 2026-06-30 published: 260810-hsbc-uk-bank-plc-pillar-3-disclosures-at-30-june-2026.pdf
firm website
info
2026-08-04
HSBC reports UK lending growth as first-half profit rises 23% - mpamag.com
mpamag.com
info
2026-07-27
HSBC closes in on £15bn sale of Australian mortgage book to Blackstone - mpamag.com
mpamag.com
info
2026-07-17
Jet Infrastructure lands HSBC UK debt deal to expand telecoms network nationwide - Dealroom
Dealroom
info
2026-06-18
HSBC hit with “first of its kind” multimillion-dollar fine - mpamag.com
mpamag.com
warn
2026-05-26
S&P affirmation: Issuer Credit Rating A+
ESMA European Rating Platform
info
2026-05-26
S&P affirmation: Issuer Credit Rating A-1
ESMA European Rating Platform
info
2026-05-26
S&P affirmation: Resolution Counterparty Rating AA-
ESMA European Rating Platform
info
2026-05-26
S&P affirmation: Resolution Counterparty Rating A-1+
ESMA European Rating Platform
info
2026-05-26
S&P removed under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info
2026-05-26
S&P placed under positive outlook: Issuer Credit Rating
ESMA European Rating Platform
good
2026-05-12
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-12
Fitch upgrade: Long Term Issuer Default Rating AA
ESMA European Rating Platform
good
2026-05-12
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info
2026-05-07
Pillar 3 report for the period to 2026-03-31 published: 260508-hbuk-pillar-3-disclosures-at-31-march-2026.pdf
firm website
info
2025-11-24
Moody's affirmation: Counterparty Risk Rating Aa3
ESMA European Rating Platform
info
2025-11-24
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2025-11-24
Moody's upgrade: Deposit Rating Aa3
ESMA European Rating Platform
good
2025-11-24
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-11-24
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2025-11-24
Moody's affirmation: Issuer Rating A1
ESMA European Rating Platform
info
2025-11-24
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-10-07
DBRS new: Issuer Rating AA(L)
ESMA European Rating Platform
info
2025-10-07
DBRS new: Issuer Rating R-1(M)
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Issuer Credit Rating A+
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Issuer Credit Rating A-1
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Resolution Counterparty Rating AA-
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Resolution Counterparty Rating A-1+
ESMA European Rating Platform
info
2025-09-10
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info
2025-08-19
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-08-19
Fitch affirmation: Long Term Issuer Default Rating AA-
ESMA European Rating Platform
info
2025-08-19
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info

Documents and feeds

Firm's Pillar 3 disclosures · read from the PDF, prior-period column
2 documents · 8 metrics · 2025-03-31 to 2026-06-30
Latest source
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
4 documents · 6 metrics · 2020-12-31 to 2025-12-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio13.202026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Total deposits (currency millions)288,756.002025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Cost-to-income or efficiency ratio43.412025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.75
Liquidity coverage ratio160.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Leverage ratio5.602026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Net interest margin2.482025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.75
Net stable funding ratio143.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Overall capital requirement17.202026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Return on assets1.182025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Return on equity15.152025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Risk-weighted assets (currency millions)124,338.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Tier 1 capital ratio15.602026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Total assets (currency millions)355,930.002025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Total capital ratio18.702026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98