PWLBtoday
Counterparty/HSBC Bank plc
Built 2026-09-14 17:10 UTCBeta
HS

HSBC Bank plc

Bank · UKAA · LEI MP6I5ZYZBEU3UXPYFY54
Counterparty scoreBand B
74
73th percentile of 15 peers
coverage92% of the method
Rating81w 40
Capital78w 25
Liquidity54w 15
Stability84w 10
Assets—w 5
Profit11w 5
Rating anchor and public pillars with published weights (w). Market overlay +1.5, bounded at ±10. Method
Agency ratingscompositeA+Stable (bonds)
Fitch
AA▶
ST F1+
2026-08-11
S&P
A+▲
ST A-1
2026-05-26
Moody's
A1▶
ST P-1
2025-11-18
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
17.1%
−0.4 vs prior2026-06-30
Leverage ratio
4.1%
−0.1 vs prior2026-06-30
Total capital
36.9%
−1.1 vs prior2026-06-30
LCR
139%
−3.0 vs prior2026-06-30
NSFR
112%
0.0 vs prior2026-06-30
Risk-weighted assets
112.2bn
+2.5% vs prior2026-06-30
15 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
2upgrades
4downgrades
1.0notch weaker
20162017201820192020202120222023202420252026AA-A+composite AA- from 2015-07-01composite A+ from 2020-10-20A+COMPOSITEFitchFitch AA- from 2015-07-01 to 2019-12-05AA-Fitch A+ from 2019-12-05 to 2020-04-01Fitch AA- from 2020-04-01 to 2026-05-12AA-Fitch AA from 2026-05-12, stillFitch: stable outlook from 2015-12-08Fitch: watch negative outlook from 2019-03-01Fitch: stable outlook from 2019-12-20Fitch: negative outlook from 2020-04-01Fitch: stable outlook from 2022-09-23AAS&PS&P AA- from 2015-07-01 to 2020-05-13AA-S&P A+ from 2020-05-13, stillA+S&P: stable outlook from 2015-07-02S&P: negative outlook from 2016-11-18S&P: stable outlook from 2017-11-15S&P: negative outlook from 2019-11-12S&P: stable outlook from 2020-05-13S&P: positive outlook from 2026-05-26A+Moody'sMoody's Aa2 from 2015-07-01 to 2017-09-27Aa2Moody's Aa3 from 2017-09-27 to 2020-10-20Aa3Moody's A1 from 2020-10-20, stillA1Moody's: stable outlook from 2015-07-01Moody's: negative outlook from 2016-06-28Moody's: watch negative outlook from 2018-02-22Moody's: negative outlook from 2019-12-18Moody's: stable outlook from 2020-10-20A1
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2026-05-12↑Fitch upgrade AA- → AA · 1 notch
  • 2020-10-20↓Moody's downgrade Aa3 → A1 · 1 notch
  • 2020-05-13↓S&P downgrade AA- → A+ · 1 notch
  • 2020-04-01↑Fitch upgrade A+ → AA- · 1 notch
  • 2019-12-05↓Fitch downgrade AA- → A+ · 1 notch
  • 2017-09-27↓Moody's downgrade Aa2 → Aa3 · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
Fitchissuer default · long-termAAstable2026-08-11
Fitchissuer default · short-termF1+—2026-08-11
Moody'scounterparty · long-termAa3—2025-11-18
Moody'sdeposit · long-termA1stable2025-11-18
Moody'sissuer credit · long-termA1stable2025-11-18
Moody'scounterparty · short-termP-1—2025-11-18
Moody'sdeposit · short-termP-1—2025-11-18
S&Pissuer credit · long-termA+positive2026-05-26
S&Presolution counterparty · long-termAA-—2026-05-26
S&Pissuer credit · short-termA-1—2026-05-26
S&Presolution counterparty · short-termA-1+—2026-05-26
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months · HSBC HoldingsGBp
796.751033.851270.951508.0525-09: 954.8025-09: 979.0025-09: 1013.2025-09: 1027.8025-09: 1025.2025-10: 1050.8025-10: 1050.0025-10: 992.1025-10: 964.3025-10: 992.8025-10: 1073.4025-11: 1075.0025-11: 1089.0025-11: 1104.4025-11: 1044.4025-11: 1064.4025-12: 1087.8025-12: 1064.6025-12: 1111.8025-12: 1150.4025-12: 1175.4026-01: 1191.8026-01: 1195.4026-01: 1213.0026-01: 1229.0026-01: 1242.2026-01: 1285.4026-02: 1277.6026-02: 1305.4026-02: 1270.2026-02: 1292.8026-02: 1393.6026-03: 1278.8026-03: 1272.8026-03: 1207.2026-03: 1183.0026-03: 1200.0026-04: 1272.8026-04: 1340.2026-04: 1365.2026-04: 1338.0026-04: 1331.0026-05: 1343.4026-05: 1318.6026-05: 1337.6026-05: 1374.2026-05: 1393.6026-06: 1367.0026-06: 1293.4026-06: 1409.6026-06: 1451.4026-06: 1422.6026-07: 1445.2026-07: 1454.0026-07: 1490.0026-07: 1480.8026-07: 1552.8026-07: 1587.0026-08: 1510.6026-08: 1524.2026-08: 1531.0026-08: 1518.4026-08: 1504.0026-09: 1563.6026-09: 1549.201549.2025-0925-1025-1226-0226-0426-0626-09
HSBC Holdings is the listed company; this entity has no equity of its own, and the group price does not enter its score.
30-day realised volatility · HSBC Holdings19.9%
Drawdown from 52-week high · HSBC Holdings-3.5%
Market signal Stable (bonds)
Last price · HSBC Holdings2026-09-14
Bond yields vs peers, 31-day+8 bp (1 bond, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-14
LONDON BROKER RATINGS: KBW cuts HSBC and raises Standard Chartered - London South East
London South East
info
2026-09-12
HSBC CFO Succession: Who is in the race to replace Pam Kaur in 2027? - Business Standard
Business Standard
info
2026-09-10
HSBC's first female CFO Pam Kaur to step down in 2027 - Reuters
Reuters
info
2026-09-10
Martin Lewis's vital message over debt in new HSBC, Barclays and Lloyds project - The Mirror
The Mirror
info
2026-09-10
HSBC Private Bank appoints global head of family offices - Portfolio Adviser
Portfolio Adviser
info
2026-09-10
HSBC sees corporate DCM departure in London - Global Capital
Global Capital
info
2026-09-09
Watch US Economy: Bond Yields About Fundamentals, Not Bessent, Says HSBC’s Kettner - Bloomberg.com
Bloomberg.com
info
2026-09-08
Swvl Expands HSBC Working Capital Facility by 110% to an aggregate of $1.4 million and Deepens Relationship Through HSBC Global Payment Solutions - بوابة التكنولوجيا المالية
بوابة التكنولوجيا المالية
info
2026-09-08
HSBC lifts S&P 500's year-end target to 8,100 on earnings strength - Reuters
Reuters
info
2026-08-20
HSBC spends $68mn on biggest cull of senior bankers since financial crisis - Financial Times
Financial Times
warn
2026-08-11
Fitch affirmation: Derivative Counterparty Rating AA(dcr)
ESMA European Rating Platform
info
2026-08-11
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-08-11
Fitch affirmation: Long Term Issuer Default Rating AA
ESMA European Rating Platform
info
2026-08-11
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info
2026-08-11
HSBC’s global insurance head steps down - Financial Times
Financial Times
info
2026-08-07
Pillar 3 report for the period to 2026-06-30 published: 260810-hsbc-bank-plc-pillar-3-disclosures-at-30-june-2026.pdf
firm website
info
2026-08-03
Clifford Chance advising Emirates NBD on the proposed acquisition of the retail banking business of HSBC Bank Egypt S.A.E. (“HSBC Egypt”) - cliffordchance.com
cliffordchance.com
info
2026-07-27
Allianz to acquire HSBC Life Singapore for SGD2.7bn - A&O Shearman
A&O Shearman
info
2026-07-24
HSBC agrees US$2.1 billion sale of Singapore insurance business to Allianz - uk.finance.yahoo.com
uk.finance.yahoo.com
info
2026-07-24
Allianz to acquire HSBC Life Singapore and enter a new long-term distribution partnership with HSBC Singapore - Allianz.com
Allianz.com
info
2026-06-25
LATEST: HSBC allegedly ignored warnings linked to $330m embezzlement scandal - AML Intelligence
AML Intelligence
warn
2026-06-24
Starling Names Ex-HSBC CEO Colin Bell as Bank's Chair - FinTech Magazine
FinTech Magazine
info
2026-06-23
Starling appoints former HSBC CEO Colin Bell as chair - FinTech Futures
FinTech Futures
info
2026-06-23
Starling Bank Appoints Former HSBC CEO Colin Bell as New Group Chair - FF News
FF News
info
2026-06-23
Starling taps former HSBC Europe boss as new chair - Financial News London
Financial News London
info
2026-06-23
Starling names HSBC veteran as chair in boardroom shake-up on road to IPO - cityam.com
cityam.com
info
2026-06-18
HSBC Australia fined $35 million for scam protection failings - Finextra Research
Finextra Research
warn
2026-06-17
HSBC fined over Australian scam failures - Financial Times
Financial Times
warn
2026-05-26
S&P affirmation: Issuer Credit Rating A+
ESMA European Rating Platform
info
2026-05-26
S&P affirmation: Issuer Credit Rating A-1
ESMA European Rating Platform
info
2026-05-26
S&P affirmation: Resolution Counterparty Rating AA-
ESMA European Rating Platform
info
2026-05-26
S&P affirmation: Resolution Counterparty Rating A-1+
ESMA European Rating Platform
info
2026-05-26
S&P removed under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info
2026-05-26
S&P placed under positive outlook: Issuer Credit Rating
ESMA European Rating Platform
good
2026-05-12
Fitch upgrade: Derivative Counterparty Rating AA(dcr)
ESMA European Rating Platform
good
2026-05-12
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-12
Fitch upgrade: Long Term Issuer Default Rating AA
ESMA European Rating Platform
good
2026-05-12
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info
2026-05-07
Pillar 3 report for the period to 2026-03-31 published: 260508-hsbc-bank-plc-pillar-3-disclosures-at-31-march-2026.pdf
firm website
info
2025-11-18
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Deposit Rating A1
ESMA European Rating Platform
info
2025-11-18
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Counterparty Risk Rating Aa3
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Issuer Rating A1
ESMA European Rating Platform
info
2025-11-18
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Issuer Credit Rating A+
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Issuer Credit Rating A-1
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Resolution Counterparty Rating AA-
ESMA European Rating Platform
info
2025-09-10
S&P affirmation: Resolution Counterparty Rating A-1+
ESMA European Rating Platform
info
2025-09-10
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info
2025-08-19
Fitch affirmation: Derivative Counterparty Rating AA-(dcr)
ESMA European Rating Platform
info
2025-08-19
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-08-19
Fitch affirmation: Long Term Issuer Default Rating AA-
ESMA European Rating Platform
info
2025-08-19
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info

Documents and feeds

Firm's Pillar 3 disclosures · read from the PDF, prior-period column
2 documents · 8 metrics · 2025-03-31 to 2026-06-30
Latest source
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
3 documents · 6 metrics · 2020-12-31 to 2025-12-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio17.102026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Total deposits (currency millions)244,763.002025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Cost-to-income or efficiency ratio101.752025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.75
Liquidity coverage ratio139.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Leverage ratio4.102026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Net interest margin0.182025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.75
Net stable funding ratio112.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Overall capital requirement11.502026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Return on assets-0.082025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Return on equity-2.212025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Risk-weighted assets (currency millions)112,200.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Tier 1 capital ratio21.202026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98
Total assets (currency millions)707,696.002025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Total capital ratio36.902026-06-30Firm's Pillar 3 disclosures · read from the PDF0.98