EM
Emirates NBD Bank P.J.S.C.
Bank · UAEAA- · LEI 54930029BCN8HF3B1286
Counterparty scoreBand B
79
Rating81w 40
Capital81w 25
Liquidity64w 15
Stability—w 10
Assets—w 5
Profit97w 5
Rating anchor and public pillars with published weights (w). Market overlay 0.0, bounded at ±10. Method
CET1 ratio
13.6%
−0.7 vs prior2026-06-30
Leverage ratio
9.6%
−0.3 vs prior2026-06-30
Total capital
15.6%
−0.7 vs prior2026-06-30
LCR
148%
+7.8 vs prior2026-06-30
NSFR
119%
−0.1 vs prior2026-06-30
Risk-weighted assets
977.4bn
+11.3% vs prior2026-06-30
15 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Balance sheet
Rating history
Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
3upgrades
1.5notches stronger
AAACCCpositive outlookstablenegativewent on watch
Every move since 2015
- 2025-05-13↑Moody's upgrade A2 → A1 · 1 notch
- 2022-05-18↑Moody's upgrade A3 → A2 · 1 notch
- 2016-06-16↑Moody's upgrade Baa1 → A3 · 1 notch
Every rating held today
| Agency | Type | Rating | Outlook | Date |
|---|---|---|---|---|
| Fitch | issuer default · long-term | A+ | stable | 2026-05-05 |
| Fitch | issuer default · short-term | F1 | — | 2026-05-05 |
| Moody's | counterparty · long-term | Aa3 | — | 2026-06-23 |
| Moody's | deposit · long-term | A1 | stable | 2026-06-23 |
| Moody's | counterparty · short-term | P-1 | — | 2026-06-23 |
| Moody's | deposit · short-term | P-1 | — | 2026-06-23 |
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsAED
30-day realised volatility25.2%
Drawdown from 52-week high-15.9%
Market signal Stable (bonds)
Last price2026-09-14
Bond yields vs peers, 31-day−6 bp (3 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-08-12info
Pillar 3 report for the period to 2026-06-30 published: emiratesnbd_pillariii_disclosures_2026_q2.pdf
firm website
2026-08-03info
Emirates NBD to acquire HSBC Egypt's retail banking operations - middle-east-online.com
middle-east-online.com
2026-08-03info
Egypt: Emirates NBD acquires HSBC’s retail banking business - Financial Afrik
Financial Afrik
2026-08-03info
Emirates NBD to Acquire HSBC Egypt Retail Banking Business - intlbm.com
intlbm.com
2026-08-03info
Clifford Chance advising Emirates NBD on the proposed acquisition of the retail banking business of HSBC Bank Egypt S.A.E. (“HSBC Egypt”) - cliffordchance.com
cliffordchance.com
2026-08-03info
Emirates NBD Egypt to Acquire HSBC Egypt’s Retail Banking Business - TechAfrica News
TechAfrica News
2026-08-03info
Emirates NBD to acquire retail operations of HSBC Egypt - Arabian Gulf Business Insight | AGBI
Arabian Gulf Business Insight | AGBI
2026-08-03info
Emirates NBD to Acquire HSBC’s Retail Banking Business in Egypt - Egyptian Streets
Egyptian Streets
2026-08-02info
Emirates NBD Bank to acquire retail banking business of HSBC Egypt - reuters.com
reuters.com
2026-08-02info
Emirates NBD to acquire HSBC Egypt's retail banking business - Gulf News
Gulf News
2026-08-02info
Emirates NBD to acquire retail banking business of HSBC Egypt - wam.ae
wam.ae
2026-07-23good
Loan growth lifts Emirates NBD profit to $3.5bn - Arabian Gulf Business Insight | AGBI
Arabian Gulf Business Insight | AGBI
2026-07-23info
Emirates NBD’s Profit Holds Steady as U.A.E. Economy Faces Iran War Disruptions - wsj.com
wsj.com
2026-07-23good
Emirates NBD delivers record H1 pre-tax profit of $4.41bn, up 5% - TradeArabia
TradeArabia
2026-07-23good
Emirates NBD H1 pre-tax profit rises 5% to record Dh16.2 billion - Gulf News
Gulf News
2026-07-22info
Dubai's Emirates NBD bank posts flat quarterly profit amid Iran war - reuters.com
reuters.com
2026-07-20info
RBL delivers strong earnings debut after Emirates NBD takeover - EnterpriseAM
EnterpriseAM
2026-07-10info
The $2.75 billion bridge: How Emirates NBD’s acquisition of RBL Bank anchors the India-UAE economic corrido... - Forbes India
Forbes India
2026-07-01info
HSBC Weighs Turkey Exit as Emirates NBD Explores Acquisition Deal - finance.yahoo.com
finance.yahoo.com
2026-07-01info
Emirates NBD in discussions to acquire HSBC Türkiye arm – report - finance.yahoo.com
finance.yahoo.com
2026-06-30info
Emirates NBD reportedly in talks to acquire HSBC's Türkiye unit - Daily Sabah
Daily Sabah
2026-06-23info
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
2026-06-23info
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
2026-06-23info
Moody's affirmation: Counterparty Risk Rating Aa3
ESMA European Rating Platform
2026-06-23info
Moody's affirmation: Deposit Rating A1
ESMA European Rating Platform
2026-06-23info
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
2026-06-19info
Emirates NBD closes RBL Bank acquisition + Ninja inches closer to Delivery Hero’s Gulf assets - EnterpriseAM
EnterpriseAM
2026-05-18info
Emirates NBD receives all approvals for majority stake acquisition in RBL Bank - Retail Banker International
Retail Banker International
2026-05-13info
Pillar 3 report for the period to 2026-03-31 published: emiratesnbd_pillariii_disclosures_2026_q1.pdf
firm website
2026-05-05info
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2026-05-05info
Fitch affirmation: Long Term Issuer Default Rating A+
ESMA European Rating Platform
2026-05-05info
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
2026-05-05info
Fitch affirmation: Long Term Issuer Default Rating (xgs) BBB(xgs)
ESMA European Rating Platform
2026-05-05info
Fitch affirmation: Short Term Issuer Default Rating (xgs) F2(xgs)
ESMA European Rating Platform
2026-02-16info
Pillar 3 report for the period to 2025-12-31 published: emiratesnbd_pillariii_disclosures_2025_q4.pdf
firm website
2025-11-11info
Pillar 3 report for the period to 2025-09-30 published: emiratesnbd_pillariii_disclosures_2025_q3.pdf
firm website
2025-08-12info
Pillar 3 report for the period to 2025-06-30 published: emiratesnbd_pillariii_disclosures_2025_q2.pdf
firm website
2025-05-14info
Pillar 3 report for the period to 2025-03-31 published: emiratesnbd_pillariii_disclosures_2025.pdf
firm website
2025-02-20info
Pillar 3 report for the period to 2024-12-31 published: pillar_iii_disclosure_2024_fourth_quarter.pdf
firm website
2024-11-08info
Pillar 3 report for the period to 2024-09-30 published: pillar_iii_disclosure_2024_quarter3.pdf
firm website
2024-08-07info
Pillar 3 report for the period to 2024-06-30 published: pillar_iii_disclosure_2024_quarter2.pdf
firm website
2024-05-07info
Pillar 3 report for the period to 2024-03-31 published: pillar_iii_disclosure_2024_quarter.pdf
firm website
2024-02-15info
Pillar 3 report for the period to 2023-12-31 published: pillar_iii_disclosure_2023_fourth_quarter.pdf
firm website
2023-11-15info
Pillar 3 report for the period to 2023-09-30 published: pillar_iii_disclosure_2023_third_quarter.pdf
firm website
2023-08-17info
Pillar 3 report for the period to 2023-06-30 published: pillar_iii_disclosure_2023_second_quarter.pdf
firm website
2023-05-18info
Pillar 3 report for the period to 2023-03-31 published: pillar_iii_disclosure_2023_quarter.pdf
firm website
2023-02-16info
Pillar 3 report for the period to 2022-12-31 published: pillar_iii_disclosure_2022_quarter_4.pdf
firm website
2022-11-16info
Pillar 3 report for the period to 2022-09-30 published: pillar_iii_disclosure_2022_quarter_3.pdf
firm website
2022-08-17info
Pillar 3 report for the period to 2022-06-30 published: pillar_iii_disclosure_2022_quarter_2.pdf
firm website
2022-05-17info
Pillar 3 report for the period to 2022-03-31 published: pillar_iii_disclosure_2022_quarter.pdf
firm website
Documents and feeds
Firm's Pillar 3 disclosures · read from the PDF, prior-period column
18 documents · 7 metrics · 2021-12-31 to 2026-06-30
Yahoo Finance fundamentals · public API
1 document · 6 metrics · 2022-12-31 to 2026-06-30
Latest value of every metric held
| Metric | Value | Reference date | Source | Confidence |
|---|---|---|---|---|
| CET1 capital ratio | 13.55 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Total deposits (currency millions) | 974,239.00 | 2026-06-30 | Yahoo Finance fundamentals · public API | 0.80 |
| Cost-to-income or efficiency ratio | 33.51 | 2025-12-31 | Yahoo Finance fundamentals · public API | 0.70 |
| Liquidity coverage ratio | 147.85 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Leverage ratio | 9.61 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Net interest margin | 2.63 | 2025-12-31 | Yahoo Finance fundamentals · public API | 0.70 |
| Net stable funding ratio | 119.11 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Return on assets | 2.22 | 2025-12-31 | Yahoo Finance fundamentals · public API | 0.80 |
| Return on equity | 17.73 | 2025-12-31 | Yahoo Finance fundamentals · public API | 0.80 |
| Risk-weighted assets (currency millions) | 977,445.00 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Tier 1 capital ratio | 14.48 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |
| Total assets (currency millions) | 1,322,466.00 | 2026-06-30 | Yahoo Finance fundamentals · public API | 0.80 |
| Total capital ratio | 15.62 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.95 |