PWLBtoday
Counterparty/DZ BANK AG Deutsche Zentral-Genossenschaftsbank
Built 2026-09-14 17:10 UTCBeta
DZ

DZ BANK AG Deutsche Zentral-Genossenschaftsbank

Bank · GermanyAAA · LEI 529900HNOAA1KXQJUQ27
Counterparty scoreBand A
84
85th percentile of 41 peers
coverage92% of the method
Rating87w 40
Capital93w 25
Liquidity69w 15
Stability67w 10
Assets84w 5
Profit—w 5
Rating anchor and public pillars with published weights (w). Market overlay +1.0, bounded at ±10. Method
Agency ratingscompositeAA-Stable (bonds)
Fitch
AA▶
ST F1+
2026-05-12
S&P
A+▶
ST A-1
2025-11-25
Moody's
Aa2▶
ST P-1
2025-11-18
DBRS
AA(L)
ST R-1(M)
2025-10-29
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
17.8%
−0.6 vs prior2026-03-31
Leverage ratio
6.8%
−0.2 vs prior2026-03-31
Total capital
22.8%
−0.8 vs prior2026-03-31
LCR
148%
+0.0 vs prior2026-03-31
NSFR
124%
−2.9 vs prior2026-03-31
Risk-weighted assets
157.6bn
+3.6% vs prior2026-03-31
11 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Asset quality
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
6upgrades
3downgrades
0.5notches stronger
20162017201820192020202120222023202420252026AAAA-composite AA- from 2015-07-01composite AA- from 2026-05-12AA-COMPOSITEFitchFitch AA- from 2015-07-01 to 2026-05-12AA-Fitch AA from 2026-05-12, stillFitch: stable outlook from 2016-01-25Fitch: negative outlook from 2020-03-27Fitch: stable outlook from 2021-07-01AAS&PS&P A+ from 2022-12-14, stillA+S&P: stable outlook from 2022-12-14A+Moody'sMoody's Aa2 from 2015-07-01 to 2016-01-25Aa2Moody's Aa1 from 2016-01-25 to 2016-01-27Moody's Aa3 from 2016-01-27 to 2018-08-03Aa3Moody's Aa1 from 2018-08-03 to 2021-10-01Aa1Moody's Aa2 from 2021-10-01, stillAa2Moody's: positive outlook from 2015-07-01Moody's: stable outlook from 2016-01-27Moody's: negative outlook from 2020-08-12Moody's: stable outlook from 2024-05-29Aa2DBRSDBRS A from 2015-07-01 to 2015-09-29DBRS A(H) from 2015-09-29 to 2016-07-21A(H)DBRS A from 2016-07-21 to 2017-03-07ADBRS A(H) from 2017-03-07 to 2020-01-16A(H)DBRS AA(L) from 2020-01-16, stillAA(L)DBRS: watch negative outlook from 2017-01-13DBRS: positive outlook from 2018-06-01AA(L)
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2026-05-12↑Fitch upgrade AA- → AA · 1 notch
  • 2021-10-01↓Moody's downgrade Aa1 → Aa2 · 1 notch
  • 2020-01-16↑DBRS upgrade A(H) → AA(L) · 1 notch
  • 2018-08-03↑Moody's upgrade Aa3 → Aa1 · 2 notches
  • 2017-03-07↑DBRS upgrade A → A(H) · 1 notch
  • 2016-07-21↓DBRS downgrade A(H) → A · 1 notch
  • 2016-01-27↓Moody's downgrade Aa1 → Aa3 · 2 notches
  • 2016-01-25↑Moody's upgrade Aa2 → Aa1 · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
DBRSissuer credit · long-termAA(L)—2025-10-29
DBRSissuer credit · short-termR-1(M)—2025-10-29
Fitchissuer default · long-termAAstable2026-05-12
Fitchissuer default · short-termF1+—2026-05-12
Moody'scounterparty · long-termAa2—2025-11-18
Moody'sdeposit · long-termAa2stable2025-11-18
Moody'sissuer credit · long-termAa2stable2025-11-18
Moody'scounterparty · short-termP-1—2025-11-18
Moody'sdeposit · short-termP-1—2025-11-18
Moody'sissuer credit · short-termP-1—2025-11-18
S&Pissuer credit · long-termA+stable2025-11-25
S&Pissuer credit · short-termA-1—2025-11-25
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months
Not listed, or no price data collected.
30-day realised volatility—
Drawdown from 52-week high—
Market signal Stable (bonds)
Last price—
Bond yields vs peers, 31-day−18 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-08-10
DBRS new: Issuer Debt Rating AA(L)
ESMA European Rating Platform
info
2026-05-12
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-12
Fitch upgrade: Long Term Issuer Default Rating AA
ESMA European Rating Platform
good
2026-05-12
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info
2026-01-21
Fitch affirmation: Derivative Counterparty Rating AA(dcr)
ESMA European Rating Platform
info
2026-01-21
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-01-21
Fitch affirmation: Long Term Issuer Default Rating AA-
ESMA European Rating Platform
info
2026-01-21
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info
2026-01-20
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2025-12-17
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2025-11-25
S&P affirmation: Issuer Credit Rating A+
ESMA European Rating Platform
info
2025-11-25
S&P affirmation: Issuer Credit Rating A-1
ESMA European Rating Platform
info
2025-11-25
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Deposit Rating Aa2
ESMA European Rating Platform
info
2025-11-18
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Issuer Rating Aa2
ESMA European Rating Platform
info
2025-11-18
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Issuer Rating P-1
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Counterparty Risk Rating Aa2
ESMA European Rating Platform
info
2025-11-18
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2025-10-29
DBRS affirmation: Issuer Debt Rating R-1(M)
ESMA European Rating Platform
info
2025-10-29
DBRS affirmation: Issuer Rating AA(L)
ESMA European Rating Platform
info
2025-10-29
DBRS affirmation: Issuer Debt Rating AA
ESMA European Rating Platform
info
2025-10-29
DBRS affirmation: Issuer Debt Rating R-1 (H)
ESMA European Rating Platform
info
2025-10-29
DBRS affirmation: Issuer Debt Rating AA(L)
ESMA European Rating Platform
info
2025-10-29
DBRS affirmation: Issuer Rating R-1(M)
ESMA European Rating Platform
info
2025-10-29
DBRS affirmation: Issuer Debt Rating A(H)
ESMA European Rating Platform
info

Documents and feeds

EBA Transparency Exercise · published data file
10 documents · 7 metrics · 2015-12-31 to 2024-06-30
Latest source
EBA Pillar 3 Data Hub · tagged XBRL filing
1 document · 8 metrics · 2025-06-30 to 2026-03-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio17.772026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Liquidity coverage ratio148.152026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Leverage ratio6.762026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Non-performing or noncurrent loan ratio1.042024-06-30EBA Transparency Exercise · published data file0.85
Net stable funding ratio123.682026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Overall capital requirement14.092026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Risk-weighted assets (currency millions)157,572.562026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Tier 1 capital ratio19.862026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Total assets (currency millions)551,345.292024-06-30EBA Transparency Exercise · published data file0.90
Total capital ratio22.782026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00