PWLBtoday
Counterparty/The Co-operative Bank p.l.c.
Built 2026-09-14 17:10 UTCBeta
CO

The Co-operative Bank p.l.c.

Bank · UKAA · LEI 213800TLZ6PCLYPSR448
Counterparty scoreBand B
76
67th percentile of 12 peers
coverage83% of the method
Rating75w 40
Capital81w 25
Liquidity85w 15
Stability50w 10
Assets—w 5
Profit—w 5
Rating anchor and public pillars with published weights (w). Market overlay 0.0, bounded at ±10. Method
Agency ratingscompositeAStable (bonds) (group)
Fitch
A+▶
ST F1
2026-07-13
Moody's
A3▶
ST P-1 · deposit
2025-11-21
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
18.9%
+0.8 vs prior2025-12-31
Leverage ratio
4.4%
+0.2 vs prior2025-12-31
Total capital
22.9%
+0.8 vs prior2025-12-31
LCR
180%
−12.8 vs prior2025-12-31
NSFR
135%
+0.5 vs prior2025-12-31
Risk-weighted assets
5.1bn
+2.1% vs prior2025-12-31
9 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
13upgrades
3downgrades
10.0notches stronger
20162017201820192020202120222023202420252026ABBB+BBB-BBB+B-composite B- from 2015-07-01composite CCC from 2017-02-21composite B- from 2018-08-23composite B- from 2019-06-28composite B- from 2020-04-01composite B- from 2021-01-18composite B from 2021-07-13composite B from 2021-07-21composite B+ from 2021-12-09composite BB- from 2022-05-31composite BB- from 2022-12-02composite BB from 2023-02-02composite BB+ from 2024-01-19composite BB+ from 2024-03-11composite BBB from 2024-12-18composite BBB+ from 2025-01-08composite A- from 2025-03-06composite A from 2026-07-13ACOMPOSITEFitchFitch B from 2015-07-01 to 2017-02-21BFitch B- from 2017-02-21 to 2018-08-23B-Fitch B from 2018-08-23 to 2020-04-01BFitch B- from 2020-04-01 to 2021-01-18B-Fitch B from 2021-01-18 to 2021-07-21BFitch B+ from 2021-07-21 to 2023-02-02B+Fitch BB from 2023-02-02 to 2024-01-19BBFitch BB+ from 2024-01-19 to 2025-01-08BB+Fitch BBB+ from 2025-01-08 to 2025-03-06Fitch A+ from 2026-07-13, stillFitch: stable outlook from 2015-11-19Fitch: stable outlook from 2017-09-04Fitch: watch negative outlook from 2019-03-01Fitch: stable outlook from 2019-12-20Fitch: watch negative outlook from 2020-04-01Fitch: negative outlook from 2021-01-18Fitch: stable outlook from 2021-07-21Fitch: positive outlook from 2024-01-19Fitch: watch positive outlook from 2024-04-19Fitch: negative outlook from 2025-01-08Fitch: stable outlook from 2026-07-13A+Moody'sMoody's Caa2 from 2015-07-01 to 2018-08-14Caa2Moody's Caa1 from 2018-08-14 to 2019-06-28Caa1Moody's B3 from 2019-06-28 to 2021-07-13B3Moody's B2 from 2021-07-13 to 2021-12-09Moody's Ba3 from 2021-12-09 to 2022-05-31Ba3Moody's Ba2 from 2022-05-31 to 2022-12-02Ba2Moody's Ba1 from 2022-12-02 to 2024-03-11Ba1Moody's Baa3 from 2024-03-11 to 2024-12-18Baa3Moody's A3 from 2024-12-18, stillA3Moody's: watch positive outlook from 2015-07-01Moody's: positive outlook from 2016-08-18Moody's: stable outlook from 2018-08-14Moody's: positive outlook from 2019-06-28Moody's: stable outlook from 2020-07-10Moody's: positive outlook from 2021-07-13Moody's: stable outlook from 2022-05-31Moody's: positive outlook from 2022-12-02Moody's: watch positive outlook from 2024-04-19Moody's: stable outlook from 2025-09-26A3
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2026-07-13•Fitch rated at A+
  • 2025-03-06×Fitch withdrawal of BBB+
  • 2025-01-08↑Fitch upgrade BB+ → BBB+ · 3 notches
  • 2024-12-18↑Moody's upgrade Baa3 → A3 · 3 notches
  • 2024-03-11↑Moody's upgrade Ba1 → Baa3 · 1 notch
  • 2024-01-19↑Fitch upgrade BB → BB+ · 1 notch
  • 2023-02-02↑Fitch upgrade B+ → BB · 2 notches
  • 2022-12-02↑Moody's upgrade Ba2 → Ba1 · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
Fitchissuer default · long-termA+stable2026-07-13
Fitchissuer default · short-termF1—2026-07-13
Moody'scounterparty · long-termA1—2025-11-21
Moody'sdeposit · long-termA3stable2025-11-21
Moody'scounterparty · short-termP-1—2025-11-21
Moody'sdeposit · short-termP-2—2025-11-21
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months
Not listed, or no price data collected.
30-day realised volatility—
Drawdown from 52-week high—
Market signal Stable (bonds) (group)
Last price—
Bond yields vs peers, 31-day+4 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-07-13
Fitch new: Long Term Issuer Default Rating A+
ESMA European Rating Platform
info
2026-07-13
Fitch placed under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-07-13
Fitch new: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2026-06-25
Pillar 3 report for the period to 2025-12-31 published: march-2026-pillar-3-disclosures.pdf
firm website
info
2026-03-25
Pillar 3 report for the period to 2025-12-31 published: 2025-h2-pillar-3-disclosures.pdf
firm website
info
2025-11-21
Moody's affirmation: Deposit Rating A3
ESMA European Rating Platform
info
2025-11-21
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-11-21
Moody's affirmation: Deposit Rating P-2
ESMA European Rating Platform
info
2025-11-21
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2025-11-21
Moody's affirmation: Counterparty Risk Rating A1
ESMA European Rating Platform
info
2025-09-26
Moody's affirmation: Deposit Rating A3
ESMA European Rating Platform
info
2025-09-26
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-09-26
Moody's affirmation: Deposit Rating P-2
ESMA European Rating Platform
info
2025-09-26
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2025-09-26
Moody's affirmation: Counterparty Risk Rating A1
ESMA European Rating Platform
info
2025-09-04
Pillar 3 report for the period to 2025-06-30 published: 2025-h1-pillar-3-disclosures.pdf
firm website
info
2025-03-06
Pillar 3 report for the period to 2024-12-31 published: 2024-pillar-3-disclosures.pdf
firm website
info
2024-02-27
Pillar 3 report for the period to 2023-12-31 published: 2023-pillar-3-disclosures.pdf
firm website
info
2023-02-28
Pillar 3 report for the period to 2022-12-31 published: 2022-pillar-3-disclosures.pdf
firm website
info
2022-02-23
Pillar 3 report for the period to 2021-12-31 published: 2021-pillar-3-disclosures.pdf
firm website
info
2021-02-24
Pillar 3 report for the period to 2020-12-31 published: 2020-pillar-3-disclosures.pdf
firm website
info
2020-02-26
Pillar 3 report for the period to 2019-12-31 published: 2019-pillar-3-disclosures.pdf
firm website
info
2014-12-31
Pillar 3 report for the period to 2014-12-31: pillar3.pdf
firm website
info

Documents and feeds

Firm's Pillar 3 disclosures · pdf_manual
9 documents · 8 metrics · 2014-12-31 to 2025-12-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio18.902025-12-31Firm's Pillar 3 disclosures · pdf_manual0.98
Liquidity coverage ratio179.802025-12-31Firm's Pillar 3 disclosures · pdf_manual0.98
Leverage ratio4.402025-12-31Firm's Pillar 3 disclosures · pdf_manual0.98
Net stable funding ratio134.702025-12-31Firm's Pillar 3 disclosures · pdf_manual0.98
Overall capital requirement16.502025-12-31Firm's Pillar 3 disclosures · pdf_manual0.98
Risk-weighted assets (currency millions)5,112.002025-12-31Firm's Pillar 3 disclosures · pdf_manual0.98
Tier 1 capital ratio18.902025-12-31Firm's Pillar 3 disclosures · pdf_manual0.98
Total capital ratio22.902025-12-31Firm's Pillar 3 disclosures · pdf_manual0.98