PWLBtoday
Counterparty/Clydesdale Bank PLC
Built 2026-09-14 17:10 UTCBeta
CL

Clydesdale Bank PLC

Bank · UKAA · LEI NHXOBHMY8K53VRC7MZ54
Counterparty scoreBand B
72
50th percentile of 12 peers
coverage83% of the method
Rating81w 40
Capital82w 25
Liquidity85w 15
Stability0w 10
Assets—w 5
Profit—w 5
Rating anchor and public pillars with published weights (w). Market overlay 0.0, bounded at ±10. Method
Agency ratingscompositeA+Stable (bonds) (group)
S&P
A+▶
ST A-1
2025-10-29
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
13.8%
+0.1 vs prior2025-12-31
Leverage ratio
6.1%
+0.1 vs prior2025-12-31
Total capital
18.8%
+0.3 vs prior2025-12-31
LCR
159%
+4.0 vs prior2025-12-31
NSFR
143%
+1.0 vs prior2025-12-31
Risk-weighted assets
30.1bn
−2.1% vs prior2025-12-31
9 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
9upgrades
2downgrades
3.0notches stronger
20162017201820192020202120222023202420252026AA-ABBB+composite BBB+ from 2015-07-01composite A- from 2021-01-22composite A from 2024-10-01composite A+ from 2025-10-29composite A from 2026-04-03composite A+ from 2026-05-12composite A+ from 2026-06-12A+COMPOSITEFitchFitch A from 2015-07-01 to 2016-02-09AFitch BBB+ from 2016-02-09 to 2019-06-03BBB+Fitch A- from 2019-06-03 to 2025-06-30A-Fitch A from 2025-06-30 to 2026-05-12AFitch AA- from 2026-05-12 to 2026-06-12Fitch: stable outlook from 2016-02-09Fitch: watch negative outlook from 2019-03-01Fitch: stable outlook from 2019-12-20Fitch: watch negative outlook from 2020-04-01Fitch: negative outlook from 2020-07-10Fitch: stable outlook from 2021-07-05Fitch: positive outlook from 2023-06-16Fitch: stable outlook from 2024-06-06Fitch: watch positive outlook from 2025-06-11Fitch: stable outlook from 2025-06-30S&PS&P BBB+ from 2015-07-01 to 2021-01-22BBB+S&P A- from 2021-01-22 to 2024-10-01A-S&P A from 2024-10-01 to 2025-10-29AS&P A+ from 2025-10-29, stillA+S&P: watch negative outlook from 2015-07-02S&P: stable outlook from 2016-02-08S&P: negative outlook from 2016-07-07S&P: stable outlook from 2017-11-15S&P: positive outlook from 2020-01-17S&P: negative outlook from 2020-04-23S&P: stable outlook from 2021-06-24S&P: watch positive outlook from 2024-03-22S&P: stable outlook from 2024-10-01A+Moody'sMoody's Baa1 from 2015-07-01 to 2016-02-04Baa1Moody's Baa2 from 2016-02-04 to 2017-12-07Baa2Moody's Baa1 from 2017-12-07 to 2022-06-27Baa1Moody's A3 from 2022-06-27 to 2024-09-06A3Moody's A1 from 2024-09-06 to 2026-04-03A1Moody's: stable outlook from 2015-07-01Moody's: watch positive outlook from 2017-09-15Moody's: watch negative outlook from 2018-06-21Moody's: stable outlook from 2021-07-13Moody's: watch positive outlook from 2024-03-22Moody's: stable outlook from 2025-08-12
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2026-06-12×Fitch withdrawal of AA-
  • 2026-05-12↑Fitch upgrade A → AA- · 2 notches
  • 2026-04-03×Moody's withdrawal of A1
  • 2025-10-29↑S&P upgrade A → A+ · 1 notch
  • 2025-06-30↑Fitch upgrade A- → A · 1 notch
  • 2024-10-01↑S&P upgrade A- → A · 1 notch
  • 2024-09-06↑Moody's upgrade A3 → A1 · 2 notches
  • 2022-06-27↑Moody's upgrade Baa1 → A3 · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
S&Pissuer credit · long-termA+stable2025-10-29
S&Presolution counterparty · long-termAA-—2025-10-29
S&Pissuer credit · short-termA-1—2025-10-29
S&Presolution counterparty · short-termA-1+—2025-10-29
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months
Not listed, or no price data collected.
30-day realised volatility—
Drawdown from 52-week high—
Market signal Stable (bonds) (group)
Last price—
Bond yields vs peers, 31-day−10 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-06-24
Clydesdale to halt new customer lending after Nationwide takeover - Mortgage Strategy
Mortgage Strategy
info
2026-06-12
Fitch affirmation: Derivative Counterparty Rating AA-(dcr)
ESMA European Rating Platform
info
2026-06-12
Fitch withdrawal: Derivative Counterparty Rating
ESMA European Rating Platform
info
2026-06-12
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-06-12
Fitch affirmation: Long Term Issuer Default Rating AA-
ESMA European Rating Platform
info
2026-06-12
Fitch withdrawal: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-06-12
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info
2026-06-12
Fitch withdrawal: Short Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-12
Fitch upgrade: Derivative Counterparty Rating AA-(dcr)
ESMA European Rating Platform
good
2026-05-12
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-12
Fitch upgrade: Long Term Issuer Default Rating AA-
ESMA European Rating Platform
good
2026-05-12
Fitch upgrade: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
good
2026-04-03
Moody's removed under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2026-04-03
Moody's withdrawal: Deposit Rating
ESMA European Rating Platform
info
2026-04-03
Moody's withdrawal: Counterparty Risk Rating
ESMA European Rating Platform
info
2026-03-02
Moody's affirmation: Deposit Rating A1
ESMA European Rating Platform
info
2026-03-02
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2026-03-02
Moody's affirmation: Counterparty Risk Rating Aa3
ESMA European Rating Platform
info
2026-03-02
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2026-03-02
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2026-02-17
Pillar 3 report for the period to 2025-12-31 published: cbplc-dec25-quarterly-pillar3-disclosure.pdf
firm website
info
2025-11-13
Fitch affirmation: Derivative Counterparty Rating A+(dcr)
ESMA European Rating Platform
info
2025-11-13
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-11-13
Fitch affirmation: Long Term Issuer Default Rating A
ESMA European Rating Platform
info
2025-11-13
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2025-10-29
S&P upgrade: Issuer Credit Rating A+
ESMA European Rating Platform
good
2025-10-29
S&P affirmation: Issuer Credit Rating A-1
ESMA European Rating Platform
info
2025-10-29
S&P upgrade: Resolution Counterparty Rating AA-
ESMA European Rating Platform
good
2025-10-29
S&P upgrade: Resolution Counterparty Rating A-1+
ESMA European Rating Platform
good
2025-10-29
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info
2025-08-12
Moody's affirmation: Deposit Rating A1
ESMA European Rating Platform
info
2025-08-12
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-08-12
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2025-08-12
Moody's affirmation: Counterparty Risk Rating Aa3
ESMA European Rating Platform
info
2025-08-12
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info

Documents and feeds

Firm's Pillar 3 disclosures · read from the PDF, prior-period column
1 document · 8 metrics · 2024-12-31 to 2025-12-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio13.802025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Liquidity coverage ratio159.002025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Leverage ratio6.102025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Net stable funding ratio143.002025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Overall capital requirement16.102025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Risk-weighted assets (currency millions)30,103.002025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Tier 1 capital ratio16.202025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98
Total capital ratio18.802025-12-31Firm's Pillar 3 disclosures · read from the PDF0.98