CL
Close Brothers Group plc
Group · UKAA · LEI 213800W73SYHR14I3X91
Counterparty scoreBand C
63
Rating52w 40
Capital86w 25
Liquidity96w 15
Stability2w 10
Assets—w 5
Profit1w 5
Rating anchor and public pillars with published weights (w).Capped by rating at 75. Market overlay +2.5, bounded at ±10. Method
CET1 ratio
13.8%
first period2025-07-31
Leverage ratio
12.9%
first period2025-07-31
Total capital
17.8%
first period2025-07-31
LCR
1,012%
first period2025-07-31
NSFR
146%
first period2025-07-31
Risk-weighted assets
9.8bn
first period2025-07-31
8 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Liquidity and funding
Profitability and efficiency
Balance sheet
Rating history
Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
1upgrade
6downgrades
2.5notches weaker
AAACCCpositive outlookstablenegativewent on watch
Every move since 2015
- 2025-10-17↓Moody's downgrade Baa1 → Baa2 · 1 notch
- 2025-08-06↓Fitch downgrade BBB+ → BBB · 1 notch
- 2025-03-27↓Moody's downgrade A3 → Baa1 · 1 notch
- 2024-08-14↓Moody's downgrade A2 → A3 · 1 notch
- 2024-02-20↓Fitch downgrade A- → BBB+ · 1 notch
- 2021-07-13↑Moody's upgrade A3 → A2 · 1 notch
- 2020-04-01↓Fitch downgrade A → A- · 1 notch
Every rating held today
| Agency | Type | Rating | Outlook | Date |
|---|---|---|---|---|
| Fitch | issuer default · long-term | BBB | negative | 2025-12-15 |
| Fitch | issuer default · short-term | F3 | — | 2025-12-15 |
| Moody's | issuer credit · long-term | Baa2 | negative | 2026-04-17 |
| Moody's | issuer credit · short-term | P-2 | — | 2026-04-17 |
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsGBp
30-day realised volatility22.4%
Drawdown from 52-week high-24.7%
Market signal Stable (bonds)
Last price2026-09-14
Bond yields vs peers, 31-day+13 bp (2 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-08-03info
News in Brief: Arval completes the acquisition of Athlon; Close Brothers Motor Finance renews with MotorEasy; Autorola celebrates 20 years in the UK - brokernews.co.uk
brokernews.co.uk
2026-07-31info
Close Brothers Appoints Mark Pain as New Chair, Succeeding Mike Biggs - Global Banking & Finance Review
Global Banking & Finance Review
2026-07-03info
Close Brothers Shares Jump as FCA Motor Finance Scheme Suspension Delays Redress Bill - AskTraders
AskTraders
2026-06-24warn
‘To be clear, Close Brothers Limited has not filed for administration’ - TheBanker.com
TheBanker.com
2026-05-21warn
Close Brothers reports resilient third-quarter trading despite higher motor finance provision (CBG) - uk.finance.yahoo.com
uk.finance.yahoo.com
2026-05-21good
Close Brothers restructuring savings expected to beat guidance - Proactive Investors
Proactive Investors
2026-05-21warn
Close Brothers delivers ‘solid’ performance in Q3 as finance redress provision hits £320m - Car Dealer Magazine
Car Dealer Magazine
2026-04-17info
Moody's affirmation: Issuer Rating Baa2
ESMA European Rating Platform
2026-04-17info
Moody's affirmation: Issuer Rating P-2
ESMA European Rating Platform
2026-04-17warn
Moody's maintained under negative outlook: Issuer Rating
ESMA European Rating Platform
2025-12-15warn
Fitch maintained under negative outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2025-12-15info
Fitch affirmation: Long Term Issuer Default Rating BBB
ESMA European Rating Platform
2025-12-15info
Fitch affirmation: Short Term Issuer Default Rating F3
ESMA European Rating Platform
2025-10-17warn
Moody's downgrade: Issuer Rating Baa2
ESMA European Rating Platform
2025-10-17info
Moody's affirmation: Issuer Rating P-2
ESMA European Rating Platform
2025-10-17warn
Moody's placed under negative outlook: Issuer Rating
ESMA European Rating Platform
2025-10-17warn
Moody's removed under negative watch: Issuer Rating
ESMA European Rating Platform
2025-10-01info
Pillar 3 report for the period to 2025-07-31 published: Pillar 3 disclosures
FCA NSM
2025-08-06warn
Fitch removed under negative watch: Long Term Issuer Default Rating
ESMA European Rating Platform
2025-08-06warn
Fitch placed under negative outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2025-08-06warn
Fitch downgrade: Long Term Issuer Default Rating BBB
ESMA European Rating Platform
2025-08-06warn
Fitch removed under negative watch: Short Term Issuer Default Rating
ESMA European Rating Platform
2025-08-06warn
Fitch downgrade: Short Term Issuer Default Rating F3
ESMA European Rating Platform
Documents and feeds
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
3 documents · 6 metrics · 2021-07-31 to 2025-07-31
Yahoo Finance fundamentals · public API
1 document · 2 metrics · 2025-01-31 to 2026-01-31
Firm's Pillar 3 disclosures · read from the PDF
1 document · 8 metrics · 2025-07-31 to 2025-07-31
Latest value of every metric held
| Metric | Value | Reference date | Source | Confidence |
|---|---|---|---|---|
| CET1 capital ratio | 13.80 | 2025-07-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Total deposits (currency millions) | 7,900.60 | 2026-01-31 | Yahoo Finance fundamentals · public API | 0.80 |
| Cost-to-income or efficiency ratio | 118.56 | 2025-07-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Liquidity coverage ratio | 1,011.60 | 2025-07-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Leverage ratio | 12.90 | 2025-07-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Net interest margin | 4.04 | 2025-07-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Net stable funding ratio | 145.90 | 2025-07-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Overall capital requirement | 13.70 | 2025-07-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Return on assets | -0.55 | 2025-07-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Return on equity | -4.35 | 2025-07-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Risk-weighted assets (currency millions) | 9,798.50 | 2025-07-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Tier 1 capital ratio | 15.80 | 2025-07-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Total assets (currency millions) | 12,283.60 | 2026-01-31 | Yahoo Finance fundamentals · public API | 0.80 |
| Total capital ratio | 17.80 | 2025-07-31 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |