PWLBtoday
Counterparty/Groupe BPCE
Built 2026-09-14 17:10 UTCBeta
BP

Groupe BPCE

Bank · FranceAA- · LEI 9695005MSX1OYEMGDF46
Counterparty scoreBand B
70
24th percentile of 41 peers
coverage92% of the method
Rating81w 40
Capital82w 25
Liquidity55w 15
Stability39w 10
Assets—w 5
Profit40w 5
Rating anchor and public pillars with published weights (w). Market overlay 0.0, bounded at ±10. Method
Agency ratingscompositeA+Stable (bonds)
Fitch
A+▶
ST F1
2026-05-12
S&P
A+▶
ST A-1
2025-12-08
Moody's
A1▶
ST P-1 · deposit
2026-04-21
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
16.4%
−0.1 vs prior2026-03-31
Leverage ratio
5.1%
−0.0 vs prior2026-03-31
Total capital
19.2%
0.0 vs prior2026-03-31
LCR
143%
−1.6 vs prior2026-03-31
NSFR
111%
+1.8 vs prior2026-03-31
Risk-weighted assets
470.8bn
+1.7% vs prior2026-03-31
12 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
5upgrades
2downgrades
1.0notch stronger
20162017201820192020202120222023202420252026A+Acomposite A from 2015-07-01composite A+ from 2018-10-19composite A from 2023-10-04composite A+ from 2024-07-15A+COMPOSITEFitchFitch A from 2015-07-01 to 2018-12-04AFitch A+ from 2018-12-04 to 2023-10-04A+Fitch A from 2023-10-04 to 2026-05-12AFitch A+ from 2026-05-12, stillFitch: stable outlook from 2016-06-07Fitch: positive outlook from 2017-12-18Fitch: stable outlook from 2018-12-04Fitch: watch negative outlook from 2020-03-30Fitch: negative outlook from 2020-09-24Fitch: stable outlook from 2023-10-04A+S&PS&P A from 2015-07-01 to 2018-10-19AS&P A+ from 2018-10-19 to 2021-06-24A+S&P A from 2021-06-24 to 2024-07-15AS&P A+ from 2024-07-15, stillA+S&P: negative outlook from 2015-07-13S&P: stable outlook from 2016-10-24S&P: positive outlook from 2017-10-20S&P: stable outlook from 2018-10-19S&P: negative outlook from 2020-04-23S&P: stable outlook from 2021-06-24A+Moody'sMoody's A2 from 2015-07-01 to 2018-06-29A2Moody's A1 from 2018-06-29, stillA1Moody's: stable outlook from 2015-07-01Moody's: positive outlook from 2017-07-26Moody's: stable outlook from 2018-06-29Moody's: negative outlook from 2025-10-28Moody's: stable outlook from 2026-04-21A1
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2026-05-12↑Fitch upgrade A → A+ · 1 notch
  • 2024-07-15↑S&P upgrade A → A+ · 1 notch
  • 2023-10-04↓Fitch downgrade A+ → A · 1 notch
  • 2021-06-24↓S&P downgrade A+ → A · 1 notch
  • 2018-12-04↑Fitch upgrade A → A+ · 1 notch
  • 2018-10-19↑S&P upgrade A → A+ · 1 notch
  • 2018-06-29↑Moody's upgrade A2 → A1 · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
Creditreformissuer credit · short-termL2—2018-01-30
Fitchissuer default · long-termA+stable2026-05-12
Fitchissuer default · short-termF1—2026-05-12
Moody'scounterparty · long-termA1—2026-04-21
Moody'sdeposit · long-termA1stable2026-04-21
Moody'scounterparty · short-termP-1—2026-04-21
Moody'sdeposit · short-termP-1—2026-04-21
S&Pissuer credit · long-termA+stable2025-12-08
S&Presolution counterparty · long-termAA-—2025-12-08
S&Pissuer credit · short-termA-1—2025-12-08
S&Presolution counterparty · short-termA-1+—2025-12-08
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months
Not listed, or no price data collected.
30-day realised volatility—
Drawdown from 52-week high—
Market signal Stable (bonds)
Last price—
Bond yields vs peers, 31-day−2 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-11
BPCE: Notice to the noteholders Contingent Tier 2 series 2021_13 - GlobeNewswire
GlobeNewswire
info
2026-09-01
BPCE returns to favourable sterling market with tier two - Global Capital
Global Capital
info
2026-08-04
BPCE: Q2 and H1 2026 results - finance.yahoo.com
finance.yahoo.com
info
2026-05-12
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-12
Fitch upgrade: Long Term Issuer Default Rating A+
ESMA European Rating Platform
good
2026-05-12
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2026-04-21
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2026-04-21
Moody's affirmation: Counterparty Risk Rating A1
ESMA European Rating Platform
info
2026-04-21
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2026-04-21
Moody's affirmation: Deposit Rating A1
ESMA European Rating Platform
info
2026-04-21
Moody's removed under negative outlook: Deposit Rating
ESMA European Rating Platform
warn
2026-04-21
Moody's placed under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-12-08
S&P affirmation: Issuer Credit Rating A+
ESMA European Rating Platform
info
2025-12-08
S&P affirmation: Issuer Credit Rating A-1
ESMA European Rating Platform
info
2025-12-08
S&P affirmation: Certificate Of Deposit A-1
ESMA European Rating Platform
info
2025-12-08
S&P affirmation: Resolution Counterparty Rating AA-
ESMA European Rating Platform
info
2025-12-08
S&P affirmation: Resolution Counterparty Rating A-1+
ESMA European Rating Platform
info
2025-12-08
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info
2025-12-04
Fitch affirmation: Derivative Counterparty Rating A+(dcr)
ESMA European Rating Platform
info
2025-12-04
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-12-04
Fitch affirmation: Long Term Issuer Default Rating A
ESMA European Rating Platform
info
2025-12-04
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2025-10-28
Moody's affirmation: Deposit Rating A1
ESMA European Rating Platform
info
2025-10-28
Moody's removed under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-10-28
Moody's placed under negative outlook: Deposit Rating
ESMA European Rating Platform
warn

Documents and feeds

ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
4 documents · 3 metrics · 2020-12-31 to 2025-12-31
Latest source
EBA Pillar 3 Data Hub · tagged XBRL filing
1 document · 8 metrics · 2025-06-30 to 2026-03-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio16.362026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Liquidity coverage ratio143.442026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Leverage ratio5.072026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Net stable funding ratio111.372026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Overall capital requirement14.642026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Return on assets0.262025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Return on equity4.662025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Risk-weighted assets (currency millions)470,806.412026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Tier 1 capital ratio16.362026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Total assets (currency millions)1,645,733.002025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Total capital ratio19.172026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00