BN
BNG Bank N.V.
Bank · NetherlandsAAA · LEI 529900GGYMNGRQTDOO93
Counterparty scoreBand A
95
Rating100w 40
Capital100w 25
Liquidity86w 15
Stability100w 10
Assets93w 5
Profit55w 5
Rating anchor and public pillars with published weights (w). Market overlay 0.0, bounded at ±10. Method
CET1 ratio
41.8%
+1.8 vs prior2025-12-31
Leverage ratio
14.5%
+3.9 vs prior2025-12-31
Total capital
44.8%
+1.8 vs prior2025-12-31
LCR
163%
first period2025-12-31
NSFR
143%
first period2025-12-31
Risk-weighted assets
10.3bn
−1.0% vs prior2025-12-31
14 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Asset quality
Balance sheet
Rating history
Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
2upgrades
1.0notch stronger
AAACCCpositive outlookstablenegativewent on watch
Every move since 2015
- 2019-03-28↑Fitch upgrade AA+ → AAA · 1 notch
- 2015-11-24↑S&P upgrade AA+ → AAA · 1 notch
Every rating held today
| Agency | Type | Rating | Outlook | Date |
|---|---|---|---|---|
| Fitch | issuer default · long-term | AAA | stable | 2025-11-25 |
| Fitch | issuer default · short-term | F1+ | — | 2025-11-25 |
| Moody's | counterparty · long-term | Aaa | — | 2025-11-18 |
| Moody's | deposit · long-term | Aaa | stable | 2026-04-21 |
| Moody's | issuer credit · long-term | Aaa | stable | 2025-11-18 |
| Moody's | counterparty · short-term | P-1 | — | 2025-11-18 |
| Moody's | deposit · short-term | P-1 | — | 2025-11-18 |
| S&P | issuer credit · long-term | AAA | stable | 2024-10-22 |
| S&P | issuer credit · short-term | A-1+ | — | 2024-10-22 |
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months
Not listed, or no price data collected.
30-day realised volatility—
Drawdown from 52-week high—
Market signal Stable (bonds)
Last price—
Bond yields vs peers, 31-day+0 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-07info
BNG Bank Reports EUR 101 Million Net Profit Amid EUR 7.3 Billion in New Long-Term Loans - geneonline.com
geneonline.com
2026-09-07info
BNG Bank H1FY26 Results: Net profit drops 29% to EUR 101 million - scanx.trade
scanx.trade
2026-04-21info
Moody's affirmation: Deposit Rating Aaa
ESMA European Rating Platform
2026-04-21info
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
2025-11-25info
Fitch affirmation: Derivative Counterparty Rating AAA(dcr)
ESMA European Rating Platform
2025-11-25info
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2025-11-25info
Fitch affirmation: Long Term Issuer Default Rating AAA
ESMA European Rating Platform
2025-11-25info
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
2025-11-18info
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
2025-11-18info
Moody's affirmation: Deposit Rating Aaa
ESMA European Rating Platform
2025-11-18info
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
2025-11-18info
Moody's affirmation: Counterparty Risk Rating Aaa
ESMA European Rating Platform
2025-11-18info
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
2025-11-18info
Moody's affirmation: Issuer Rating Aaa
ESMA European Rating Platform
2025-11-18info
Moody's placed under stable outlook: Issuer Rating
ESMA European Rating Platform
Documents and feeds
EBA Transparency Exercise · published data file
10 documents · 7 metrics · 2015-12-31 to 2024-06-30
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
3 documents · 6 metrics · 2021-12-31 to 2025-12-31
EBA Pillar 3 Data Hub · tagged XBRL filing
1 document · 8 metrics · 2025-12-31 to 2025-12-31
Latest value of every metric held
| Metric | Value | Reference date | Source | Confidence |
|---|---|---|---|---|
| CET1 capital ratio | 41.84 | 2025-12-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Total deposits (currency millions) | 9,016.00 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Cost-to-income or efficiency ratio | 41.89 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Liquidity coverage ratio | 162.79 | 2025-12-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Leverage ratio | 14.47 | 2025-12-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Net interest margin | 0.41 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Non-performing or noncurrent loan ratio | 0.60 | 2024-06-30 | EBA Transparency Exercise · published data file | 0.85 |
| Net stable funding ratio | 142.98 | 2025-12-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Overall capital requirement | 14.71 | 2025-12-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Return on assets | 0.14 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Return on equity | 3.81 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Risk-weighted assets (currency millions) | 10,324.08 | 2025-12-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Tier 1 capital ratio | 44.84 | 2025-12-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |
| Total assets (currency millions) | 115,564.00 | 2025-12-31 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Total capital ratio | 44.84 | 2025-12-31 | EBA Pillar 3 Data Hub · tagged XBRL filing | 1.00 |