PWLBtoday
Counterparty/Belfius Bank SA/NV
Built 2026-09-14 17:10 UTCBeta
BE

Belfius Bank SA/NV

Bank · BelgiumA+ · LEI A5GWLFH3KM7YV2SFQL84
Counterparty scoreBand B
71
32th percentile of 41 peers
coverage100% of the method
Rating75w 40
Capital88w 25
Liquidity72w 15
Stability17w 10
Assets63w 5
Profit64w 5
Rating anchor and public pillars with published weights (w). Market overlay 0.0, bounded at ±10. Method
Agency ratingscompositeA—No market data
Fitch
A-▶
ST F1
2026-07-13
S&P
A▶
ST A-1
2024-10-30
Moody's
Aa3▶
ST P-1 · deposit
2026-04-21
DBRS
A
ST R-1(L)
2026-03-18
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
16.2%
+0.3 vs prior2026-03-31
Leverage ratio
6.2%
−0.1 vs prior2026-03-31
Total capital
20.0%
+1.1 vs prior2026-03-31
LCR
145%
+1.3 vs prior2026-03-31
NSFR
129%
−0.6 vs prior2026-03-31
Risk-weighted assets
70.7bn
−2.0% vs prior2026-03-31
13 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Asset quality
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
8upgrades
1downgrade
1.5notches stronger
20162017201820192020202120222023202420252026AA-BBB+composite BBB+ from 2015-07-01composite A- from 2016-01-12composite A- from 2019-03-25composite A from 2021-12-16ACOMPOSITEFitchFitch BBB+ from 2015-07-01 to 2016-04-14BBB+Fitch A- from 2016-04-14, stillA-Fitch: stable outlook from 2016-04-14Fitch: negative outlook from 2020-03-30Fitch: stable outlook from 2020-10-21A-S&PS&P A- from 2015-07-01 to 2021-12-16A-S&P A from 2021-12-16, stillAS&P: negative outlook from 2015-12-02S&P: stable outlook from 2016-11-10AMoody'sMoody's Baa1 from 2015-07-01 to 2016-01-12Baa1Moody's A3 from 2016-01-12 to 2017-03-29A3Moody's A2 from 2017-03-29 to 2019-05-24A2Moody's A1 from 2019-05-24 to 2026-04-21A1Moody's Aa3 from 2026-04-21, stillMoody's: positive outlook from 2015-07-01Moody's: stable outlook from 2025-06-13Aa3DBRSDBRS A(L) from 2015-07-01 to 2016-02-04A(L)DBRS A (high) from 2016-02-04 to 2016-04-27DBRS A(L) from 2016-04-27 to 2017-01-13A(L)DBRS BBB(H) from 2017-01-13 to 2017-03-07DBRS A(L) from 2017-03-07 to 2019-03-25A(L)DBRS A from 2019-03-25, stillADBRS: watch negative outlook from 2017-01-13DBRS: positive outlook from 2018-04-26A
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2026-04-21↑Moody's upgrade A1 → Aa3 · 1 notch
  • 2021-12-16↑S&P upgrade A- → A · 1 notch
  • 2019-05-24↑Moody's upgrade A2 → A1 · 1 notch
  • 2019-03-25↑DBRS upgrade A(L) → A · 1 notch
  • 2017-03-29↑Moody's upgrade A3 → A2 · 1 notch
  • 2016-04-27↓DBRS downgrade A (high) → A(L) · 2 notches
  • 2016-04-14↑Fitch upgrade BBB+ → A- · 1 notch
  • 2016-02-04↑DBRS upgrade A(L) → A (high) · 2 notches

Every rating held today

AgencyTypeRatingOutlookDate
DBRSissuer credit · long-termA—2026-03-18
DBRSissuer credit · short-termR-1(L)—2026-03-18
Fitchissuer default · long-termA-stable2026-07-13
Fitchissuer default · short-termF1—2026-07-13
Moody'scounterparty · long-termAa3—2026-04-21
Moody'sdeposit · long-termAa3stable2026-04-21
Moody'scounterparty · short-termP-1—2026-04-21
Moody'sdeposit · short-termP-1—2026-04-21
S&Pissuer credit · long-termAstable2024-10-30
S&Presolution counterparty · long-termA+—2024-10-30
S&Pissuer credit · short-termA-1—2024-10-30
S&Presolution counterparty · short-termA-1—2024-10-30
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 months
Not listed, or no price data collected.
30-day realised volatility—
Drawdown from 52-week high—
Market signal— No market data
Last price—
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-04
DBRS new: Issuer Debt Rating A
ESMA European Rating Platform
info
2026-07-13
Fitch affirmation: Derivative Counterparty Rating A-(dcr)
ESMA European Rating Platform
info
2026-07-13
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-07-13
Fitch affirmation: Long Term Issuer Default Rating A-
ESMA European Rating Platform
info
2026-07-13
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2026-06-22
Belfius enters France with Leocare acquisition - Coverager
Coverager
info
2026-06-15
Belfius Acquires Leocare - atlas-mag.net
atlas-mag.net
info
2026-05-12
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-04-21
Moody's upgrade: Deposit Rating Aa3
ESMA European Rating Platform
good
2026-04-21
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2026-04-21
Moody's affirmation: Counterparty Risk Rating Aa3
ESMA European Rating Platform
info
2026-04-21
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2026-04-21
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2026-03-18
DBRS affirmation: Issuer Debt Rating A
ESMA European Rating Platform
info
2026-03-18
DBRS affirmation: Issuer Debt Rating R-1(L)
ESMA European Rating Platform
info
2026-03-18
DBRS affirmation: Issuer Debt Rating BBB(H)
ESMA European Rating Platform
info
2026-03-18
DBRS affirmation: Issuer Rating A
ESMA European Rating Platform
info
2026-03-18
DBRS affirmation: Issuer Rating R-1(L)
ESMA European Rating Platform
info
2026-03-18
DBRS affirmation: Issuer Debt Rating AA (L)
ESMA European Rating Platform
info
2026-03-18
DBRS affirmation: Issuer Debt Rating R-1 (M)
ESMA European Rating Platform
info
2026-01-20
Fitch affirmation: Derivative Counterparty Rating A-(dcr)
ESMA European Rating Platform
info
2026-01-20
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-01-20
Fitch affirmation: Long Term Issuer Default Rating A-
ESMA European Rating Platform
info
2026-01-20
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2026-01-13
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2025-12-22
DBRS new: Issuer Debt Rating BBB(H)
ESMA European Rating Platform
info
2025-12-22
DBRS new: Issuer Debt Rating A
ESMA European Rating Platform
info
2025-11-20
Fitch affirmation: Derivative Counterparty Rating A-(dcr)
ESMA European Rating Platform
info
2025-11-20
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-11-20
Fitch affirmation: Long Term Issuer Default Rating A-
ESMA European Rating Platform
info
2025-11-20
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info

Documents and feeds

EBA Transparency Exercise · published data file
10 documents · 7 metrics · 2015-12-31 to 2024-06-30
Latest source
EBA Pillar 3 Data Hub · tagged XBRL filing
1 document · 8 metrics · 2025-06-30 to 2026-03-31
Latest source
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
1 document · 3 metrics · 2022-12-31 to 2024-12-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio16.172026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Liquidity coverage ratio145.062026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Leverage ratio6.182026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Non-performing or noncurrent loan ratio2.172024-06-30EBA Transparency Exercise · published data file0.85
Net stable funding ratio129.212026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Overall capital requirement15.442026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Return on assets0.622024-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Return on equity9.462024-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Risk-weighted assets (currency millions)70,722.082026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Tier 1 capital ratio16.882026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Total assets (currency millions)187,457.432024-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Total capital ratio20.042026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00