PWLBtoday
Counterparty/Banco Bilbao Vizcaya Argentaria, S.A.
Built 2026-09-14 17:10 UTCBeta
BB

Banco Bilbao Vizcaya Argentaria, S.A.

Bank · SpainA · LEI K8MS7FD7N5Z2WQ51AZ71
Counterparty scoreBand B
70
27th percentile of 41 peers
coverage100% of the method
Rating75w 40
Capital77w 25
Liquidity68w 15
Stability0w 10
Assets48w 5
Profit89w 5
Rating anchor and public pillars with published weights (w). Market overlay +4.0, bounded at ±10. Method
Agency ratingscompositeAStable (bonds)
Fitch
A▶
ST F1
2026-07-08
S&P
A+▶
ST A-1
2025-09-16
Moody's
A2▶
ST P-1
2025-12-15
DBRS
A(H)▲
ST R-1(M)
2026-02-24
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
12.8%
+0.1 vs prior2026-03-31
Leverage ratio
6.2%
+0.0 vs prior2026-03-31
Total capital
17.3%
+0.1 vs prior2026-03-31
LCR
142%
+1.8 vs prior2026-03-31
NSFR
125%
−1.6 vs prior2026-03-31
Risk-weighted assets
408.9bn
+2.9% vs prior2026-03-31
16 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Asset quality
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
10upgrades
2downgrades
2.0notches stronger
20162017201820192020202120222023202420252026A+AA-BBB+composite BBB+ from 2015-07-01composite A- from 2018-04-06composite A- from 2021-12-16composite A from 2025-09-16composite A from 2025-10-03ACOMPOSITEFitchFitch A- from 2015-07-01 to 2020-06-22A-Fitch BBB+ from 2020-06-22 to 2025-10-07BBB+Fitch A- from 2025-10-07 to 2026-05-12A-Fitch A from 2026-05-12, stillFitch: stable outlook from 2016-05-13Fitch: negative outlook from 2018-12-05Fitch: watch negative outlook from 2020-03-27Fitch: stable outlook from 2020-06-22Fitch: positive outlook from 2025-02-11Fitch: watch positive outlook from 2025-05-08Fitch: stable outlook from 2025-10-07AS&PS&P BBB from 2015-07-01 to 2015-10-06S&P BBB+ from 2015-10-06 to 2018-04-06BBB+S&P A- from 2018-04-06 to 2021-12-16A-S&P A from 2021-12-16 to 2025-09-16AS&P A+ from 2025-09-16, stillA+S&P: stable outlook from 2015-07-29S&P: positive outlook from 2017-04-03S&P: stable outlook from 2018-04-06S&P: negative outlook from 2018-08-20S&P: stable outlook from 2021-06-24S&P: negative outlook from 2021-12-16S&P: stable outlook from 2022-03-22A+Moody'sMoody's Baa1 from 2015-07-01 to 2018-05-31Baa1Moody's A3 from 2018-05-31 to 2025-10-03A3Moody's A2 from 2025-10-03, stillA2Moody's: stable outlook from 2015-07-01Moody's: positive outlook from 2018-04-17Moody's: stable outlook from 2018-05-31Moody's: positive outlook from 2024-03-19Moody's: watch positive outlook from 2025-03-17Moody's: stable outlook from 2025-12-15A2DBRSDBRS A from 2015-07-01 to 2016-02-04ADBRS A (high) from 2016-02-04 to 2016-04-13DBRS A from 2016-04-13 to 2017-01-13ADBRS A(L) from 2017-01-13 to 2017-03-07DBRS A from 2017-03-07 to 2018-04-12ADBRS A(H) from 2018-04-12, stillA(H)DBRS: positive outlook from 2015-12-16DBRS: stable outlook from 2016-04-13DBRS: watch negative outlook from 2017-01-13DBRS: positive outlook from 2026-02-24A(H)
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2026-05-12↑Fitch upgrade A- → A · 1 notch
  • 2025-10-07↑Fitch upgrade BBB+ → A- · 1 notch
  • 2025-10-03↑Moody's upgrade A3 → A2 · 1 notch
  • 2025-09-16↑S&P upgrade A → A+ · 1 notch
  • 2021-12-16↑S&P upgrade A- → A · 1 notch
  • 2020-06-22↓Fitch downgrade A- → BBB+ · 1 notch
  • 2018-05-31↑Moody's upgrade Baa1 → A3 · 1 notch
  • 2018-04-12↑DBRS upgrade A → A(H) · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
DBRSissuer credit · long-termA(H)positive2026-02-24
DBRSissuer credit · short-termR-1(M)—2026-02-24
Fitchissuer default · long-termAstable2026-07-08
Fitchissuer default · short-termF1—2026-07-08
Moody'scounterparty · long-termA1—2025-12-15
Moody'sdeposit · long-termA1—2025-12-15
Moody'sissuer credit · long-termA2stable2025-12-15
Moody'scounterparty · short-termP-1—2025-12-15
Moody'sdeposit · short-termP-1—2025-12-15
S&Pissuer credit · long-termA+stable2025-09-16
S&Presolution counterparty · long-termAA-—2025-09-16
S&Pissuer credit · short-termA-1—2025-09-16
S&Presolution counterparty · short-termA-1+—2025-09-16
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsEUR
13.2916.8920.4924.0927.6925-09: 15.7725-09: 16.2225-09: 16.2225-09: 16.3925-09: 16.3425-10: 16.1725-10: 15.7925-10: 15.7225-10: 17.0025-10: 17.1925-11: 17.3025-11: 17.4725-11: 18.8825-11: 17.7625-11: 18.2825-12: 18.7625-12: 18.8825-12: 19.4225-12: 19.1925-12: 19.7725-12: 20.0526-01: 19.8726-01: 21.0126-01: 20.9326-01: 21.0826-01: 21.0326-02: 21.9126-02: 20.6026-02: 19.5126-02: 19.8526-02: 20.1026-03: 18.8326-03: 19.0926-03: 18.1026-03: 17.9226-03: 18.3026-04: 18.8726-04: 19.2126-04: 19.7526-04: 19.2326-04: 18.7226-05: 17.9026-05: 18.9226-05: 18.9726-05: 19.4726-05: 19.9426-06: 19.8326-06: 19.4126-06: 19.3226-06: 21.6426-06: 21.6926-06: 21.5526-07: 22.7426-07: 22.1426-07: 22.2126-07: 22.5726-07: 23.2026-07: 24.2026-08: 24.5926-08: 24.8026-08: 24.8826-08: 25.0726-08: 25.0426-09: 25.4026-09: 25.0525.0525-0925-1125-1226-0226-0426-0626-09
30-day realised volatility14.1%
Drawdown from 52-week high-0.9%
Market signal Stable (bonds)
Last price2026-09-14
Bond yields vs peers, 31-day+3 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-11
BBVA Delivers €10 million in Financing to Support BizAway’s Growth in Europe - Capital-Riesgo.es
Capital-Riesgo.es
info
2026-09-10
The MARF incorporates into negotiation a program of structured bonds of up to 2.000 million from BBVA - Demócrata
Demócrata
info
2026-09-09
BBVA faces €5.5m Italian GDPR fine over failed marketing opt-out - MLex
MLex
warn
2026-09-07
DBRS new: Issuer Debt Rating A
ESMA European Rating Platform
info
2026-08-28
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-07-31
BBVA CIB closes the first half of 2026 with record revenues of €4.251 billion - Capital-Riesgo.es
Capital-Riesgo.es
info
2026-07-29
BBVA reshuffles leadership team, names new CFO and Mexico head - Reuters
Reuters
info
2026-07-27
Europe | The ECB toughens its tone - bbvaresearch.com
bbvaresearch.com
info
2026-07-17
DBRS new: Issuer Debt Rating A
ESMA European Rating Platform
info
2026-07-10
BBVA and former chair to stand trial in spying case; US banks curb staff use of prediction markets - TheBanker.com
TheBanker.com
warn
2026-07-09
BBVA completes record €2bn synthetic securitisation to boost project finance capacity - BBVA
BBVA
info
2026-07-09
Spain's BBVA bank and former chairman to stand trial over spying - Euronews.com
Euronews.com
warn
2026-07-08
Fitch affirmation: Derivative Counterparty Rating A(dcr)
ESMA European Rating Platform
info
2026-07-08
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-07-08
Fitch affirmation: Long Term Issuer Default Rating A
ESMA European Rating Platform
info
2026-07-08
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2026-06-20
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-06-16
DBRS new: Issuer Debt Rating A(L)
ESMA European Rating Platform
info
2026-05-19
DBRS new: Issuer Debt Rating A
ESMA European Rating Platform
info
2026-05-12
Fitch Upgrades BBVA’s Long-Term Issuer Rating to A - BBVA
BBVA
good
2026-05-12
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-12
Fitch upgrade: Long Term Issuer Default Rating A
ESMA European Rating Platform
good
2026-05-12
Fitch affirmation: Short Term Issuer Default Rating F1
ESMA European Rating Platform
info
2026-05-11
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-03-24
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2026-03-09
DBRS new: Issuer Debt Rating A
ESMA European Rating Platform
info
2026-02-24
DBRS affirmation: Issuer Debt Rating A(H)
ESMA European Rating Platform
info
2026-02-24
DBRS affirmation: Issuer Debt Rating A(L)
ESMA European Rating Platform
info
2026-02-24
DBRS affirmation: Issuer Debt Rating R-1(M)
ESMA European Rating Platform
info
2026-02-24
DBRS affirmation: Issuer Debt Rating AA
ESMA European Rating Platform
info
2026-02-24
DBRS affirmation: Issuer Debt Rating R-1 (H)
ESMA European Rating Platform
info
2026-02-24
DBRS affirmation: Issuer Rating A(H)
ESMA European Rating Platform
info
2026-02-24
DBRS affirmation: Issuer Rating R-1(M)
ESMA European Rating Platform
info
2026-02-24
DBRS affirmation: Issuer Debt Rating A
ESMA European Rating Platform
info
2026-02-24
DBRS placed under positive outlook: Issuer Debt Rating
ESMA European Rating Platform
good
2026-02-24
DBRS placed under positive outlook: Issuer Rating
ESMA European Rating Platform
good
2026-02-02
DBRS new: Issuer Debt Rating A
ESMA European Rating Platform
info
2026-01-20
DBRS new: Issuer Debt Rating A(L)
ESMA European Rating Platform
info
2025-12-31
DBRS new: Issuer Debt Rating A
ESMA European Rating Platform
info
2025-12-15
Moody's affirmation: Issuer Rating A2
ESMA European Rating Platform
info
2025-12-15
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-12-15
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
info
2025-12-15
Moody's upgrade: Deposit Rating A1
ESMA European Rating Platform
good
2025-12-15
Moody's affirmation: Counterparty Risk Rating A1
ESMA European Rating Platform
info
2025-12-15
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
info
2025-12-15
Moody's placed under stable outlook: Deposit Rating
ESMA European Rating Platform
info
2025-12-15
Moody's removed under positive watch: Deposit Rating
ESMA European Rating Platform
good
2025-12-01
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2025-11-27
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
info
2025-10-07
Fitch removed under positive watch: Derivative Counterparty Rating
ESMA European Rating Platform
good
2025-10-07
Fitch upgrade: Derivative Counterparty Rating A(dcr)
ESMA European Rating Platform
good
2025-10-07
Fitch removed under positive watch: Long Term Issuer Default Rating
ESMA European Rating Platform
good
2025-10-07
Fitch placed under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2025-10-07
Fitch upgrade: Long Term Issuer Default Rating A-
ESMA European Rating Platform
good
2025-10-07
Fitch removed under positive watch: Short Term Issuer Default Rating
ESMA European Rating Platform
good
2025-10-07
Fitch upgrade: Short Term Issuer Default Rating F1
ESMA European Rating Platform
good
2025-10-03
Moody's upgrade: Issuer Rating A2
ESMA European Rating Platform
good
2025-10-03
Moody's placed under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-10-03
Moody's removed under positive watch: Issuer Rating
ESMA European Rating Platform
good
2025-10-03
Moody's upgrade: Counterparty Risk Rating A1
ESMA European Rating Platform
good

Documents and feeds

EBA Transparency Exercise · published data file
10 documents · 7 metrics · 2015-12-31 to 2024-06-30
Latest source
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
4 documents · 6 metrics · 2018-12-31 to 2024-12-31
Latest source
Yahoo Finance fundamentals · public API
1 document · 5 metrics · 2025-06-30 to 2026-06-30
Latest source
EBA Pillar 3 Data Hub · tagged XBRL filing
1 document · 8 metrics · 2025-06-30 to 2026-03-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio12.832026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Total deposits (currency millions)532,981.002026-06-30Yahoo Finance fundamentals · public API0.80
Cost-to-income or efficiency ratio47.952024-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.75
Liquidity coverage ratio141.852026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Leverage ratio6.182026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Net interest margin3.222025-12-31Yahoo Finance fundamentals · public API0.70
Non-performing or noncurrent loan ratio3.382024-06-30EBA Transparency Exercise · published data file0.85
Net stable funding ratio124.792026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Overall capital requirement13.142026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Return on assets1.292025-12-31Yahoo Finance fundamentals · public API0.80
Return on equity18.602025-12-31Yahoo Finance fundamentals · public API0.80
Risk-weighted assets (currency millions)408,854.002026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Tier 1 capital ratio14.202026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Total assets (currency millions)965,426.002026-06-30Yahoo Finance fundamentals · public API0.80
Total capital ratio17.302026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00