PWLBtoday
Counterparty/Bank of America Corporation
Built 2026-09-14 17:10 UTCBeta
BA

Bank of America Corporation

Group · USAA+ · LEI 9DJT3UXIJIZJI4WXO774
Counterparty scoreBand B
69
6th percentile of 18 peers
coverage83% of the method
Rating81w 40
Capital65w 25
Liquidity24w 15
Stability—w 10
Assets92w 5
Profit69w 5
Rating anchor and public pillars with published weights (w). Market overlay +3.0, bounded at ±10. Method
Agency ratingscompositeA+Stable (bonds)
Fitch
AA-▶
ST F1+
2026-05-21
S&P
A-▶
ST A-2
2026-05-13
Moody's
A1▶
2025-11-17
DBRS
AA(L)
ST R-1(L)
2022-12-13
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
11.2%
0.0 vs prior2026-06-30
Leverage ratio
5.5%
0.0 vs prior2026-06-30
Total capital
14.7%
+0.2 vs prior2026-06-30
LCR
112%
+0.3 vs prior2026-06-30
NSFR—not yet collected
Risk-weighted assets
1,657.7bn
+0.4% vs prior2024-03-31
17 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Asset quality
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
9upgrades
1downgrade
3.0notches stronger
20162017201820192020202120222023202420252026AA-ABBB+composite BBB+ from 2015-07-01composite BBB+ from 2015-12-02composite A- from 2016-12-01composite A- from 2017-11-22composite A from 2018-11-07composite A from 2019-03-06composite A+ from 2022-12-13composite A+ from 2023-05-03A+COMPOSITEFitchFitch A from 2015-07-01 to 2018-06-21AFitch A+ from 2018-06-21 to 2021-06-07A+Fitch AA- from 2021-06-07, stillAA-Fitch: stable outlook from 2015-12-08AA-S&PS&P A- from 2015-07-01 to 2015-12-02A-S&P BBB+ from 2015-12-02 to 2017-11-22BBB+S&P A- from 2017-11-22, stillA-S&P: negative outlook from 2015-07-23S&P: watch negative outlook from 2015-11-03S&P: stable outlook from 2015-12-02S&P: positive outlook from 2021-05-24S&P: stable outlook from 2023-03-31A-Moody'sMoody's Baa1 from 2015-07-01 to 2017-12-06Baa1Moody's A3 from 2017-12-06 to 2019-03-06A3Moody's A2 from 2019-03-06 to 2023-05-03A2Moody's A1 from 2023-05-03, stillA1Moody's: stable outlook from 2015-07-01Moody's: positive outlook from 2017-01-24Moody's: watch positive outlook from 2017-09-12Moody's: watch positive outlook from 2018-12-05Moody's: stable outlook from 2020-11-18Moody's: positive outlook from 2021-11-22Moody's: watch positive outlook from 2023-01-23Moody's: stable outlook from 2024-11-21A1DBRSDBRS BBB(H) from 2015-07-01 to 2016-12-01BBB(H)DBRS A from 2016-12-01 to 2018-11-07ADBRS A(H) from 2018-11-07 to 2022-12-13A(H)DBRS AA(L) from 2022-12-13, stillAA(L)DBRS: positive outlook from 2015-12-11DBRS: stable outlook from 2022-12-13AA(L)
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2023-05-03↑Moody's upgrade A2 → A1 · 1 notch
  • 2022-12-13↑DBRS upgrade A(H) → AA(L) · 1 notch
  • 2021-06-07↑Fitch upgrade A+ → AA- · 1 notch
  • 2019-03-06↑Moody's upgrade A3 → A2 · 1 notch
  • 2018-11-07↑DBRS upgrade A → A(H) · 1 notch
  • 2018-06-21↑Fitch upgrade A → A+ · 1 notch
  • 2017-12-06↑Moody's upgrade Baa1 → A3 · 1 notch
  • 2017-11-22↑S&P upgrade BBB+ → A- · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
DBRSissuer credit · long-termAA(L)—2022-12-13
DBRSissuer credit · short-termR-1(L)—2015-12-11
Fitchissuer default · long-termAA-stable2026-05-21
Fitchissuer default · short-termF1+—2026-05-21
Moody'sissuer credit · long-termA1stable2025-11-17
S&Pissuer credit · long-termA-stable2026-05-13
S&Pissuer credit · short-termA-2—2026-05-13
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsUSD
42.5448.9455.3461.7468.1425-09: 50.4225-09: 49.4625-09: 50.5825-09: 52.1325-09: 51.7025-09: 51.5925-10: 50.3925-10: 48.6525-10: 50.4425-10: 51.1025-10: 52.8725-11: 53.5625-11: 53.2025-11: 52.8725-11: 52.0225-11: 52.4825-12: 53.1925-12: 53.9025-12: 55.1425-12: 54.2625-12: 56.2525-12: 55.0026-01: 55.6426-01: 54.5426-01: 52.1026-01: 52.0226-01: 53.2026-02: 54.9426-02: 53.8526-02: 53.3626-02: 50.4126-03: 49.8126-03: 48.6426-03: 47.1326-03: 46.8326-03: 48.1426-03: 47.2326-04: 50.0626-04: 52.5426-04: 53.5126-04: 53.1226-04: 52.6626-05: 52.1926-05: 51.3126-05: 49.8526-05: 51.2326-05: 51.1026-06: 52.4826-06: 53.6326-06: 56.0226-06: 56.2026-06: 58.1926-07: 58.3626-07: 58.3026-07: 60.6226-07: 60.4226-07: 62.0526-07: 61.7326-08: 63.2526-08: 64.0026-08: 63.8926-08: 61.6926-08: 61.1726-09: 62.6026-09: 62.6762.6725-0925-1025-1226-0226-0426-0626-09
30-day realised volatility14.6%
Drawdown from 52-week high-3.9%
Market signal Stable (bonds)
Last price2026-09-14
Bond yields vs peers, 31-day−2 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-14
Kusal Roy on the benefits of Jio Credit Limited's Bank of America JV What does Jio Credit’s Bank of America JV mean for its growth? In a conversation with Sumiit Lakhutia, CFP® at the Moneycontrol Studio at GFF 2026, Kusal Roy, MD & CEO, Ji
LinkedIn
info
2026-09-14
Top CD rates from major banks on September 14, 2026: Chase CDs, Bank of America CDs, Citibank CDs, and more - Fortune
Fortune
info
2026-09-14
The S&P 500 at 7400 or 8000? Bank of America, Goldman Sachs, and Morgan Stanley Differ on Outlook - Barron's
Barron's
info
2026-09-11
Top CD rates from major banks Sept. 11, 2026: Chase CDs, Bank of America CDs, Citibank CDs, and more - Fortune
Fortune
info
2026-09-11
Apollo to Present at the Bank of America 31st Annual Financials CEO Conference - Apollo Global Management
Apollo Global Management
info
2026-09-11
Never mind the bond yields, Bank of America shows where the real threat to the economy lies - MarketWatch
MarketWatch
info
2026-09-10
Bank of America Stock Is Up 31% in Six Months and Its Forward P/E Just Climbed to 13x Earnings. Here’s What It Means For the Stock. - TIKR.com
TIKR.com
info
2026-09-10
Top CD rates from major banks Sept. 10, 2026: Chase CDs, Bank of America CDs, Citibank CDs, and more - Fortune
Fortune
info
2026-09-10
Fade market noise as earnings have remained intact, says Bank of America's Marci McGregor - CNBC
CNBC
info
2026-09-09
Top CD rates from major banks on September 9, 2026: Chase CDs, Bank of America CDs, Citibank CDs, and more - Fortune
Fortune
info
2026-09-09
Some Bank of America Rewards Members Can Now Access Free Passport and Visa Services - Upgraded Points
Upgraded Points
good
2026-09-09
The consumer has figured out a path forward, says Bank of America CEO - CNBC
CNBC
info
2026-09-09
Bank of America CEO Brian Moynihan goes one-on-one with Jim Cramer - CNBC
CNBC
info
2026-09-04
Bank of America Announces Redemptions of CAD425,000,000 Floating Rate Senior Notes and CAD1,000,000,000 1.978% Fixed/Floating Rate Senior Notes, Due September 2027 - finance.yahoo.com
finance.yahoo.com
info
2026-08-13
Bank of America to acquire 49.9% of India’s Jio Credit - finance.yahoo.com
finance.yahoo.com
info
2026-08-12
Bank of America Enters into a Joint Venture Agreement with Jio Financial Services Limited to Acquire up to 49.9% in Jio Credit Limited - PR Newswire
PR Newswire
info
2026-08-03
Pillar 3 report for the period to 2026-06-30 published: 2Q26+Pillar+3+U.S.+Liquidity+Coverage+Ratio+Disclosure+-+++Final_ADA.pdf
firm website
info
2026-07-30
Pillar 3 report for the period to 2026-06-30 published: 2Q'26+Basel+3+Advanced+Pillar+3+Disclosure+Final_ADA.pdf
firm website
info
2026-07-14
Bank of America Reports Second Quarter 2026 Financial Results - PR Newswire
PR Newswire
info
2026-05-21
Fitch affirmation: Derivative Counterparty Rating AA-(dcr)
ESMA European Rating Platform
info
2026-05-21
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
info
2026-05-21
Fitch affirmation: Long Term Issuer Default Rating AA-
ESMA European Rating Platform
info
2026-05-21
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
info
2026-05-13
S&P affirmation: Issuer Credit Rating A-
ESMA European Rating Platform
info
2026-05-13
S&P affirmation: Issuer Credit Rating A-2
ESMA European Rating Platform
info
2026-05-13
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info
2026-05-05
Pillar 3 report for the period to 2026-03-31 published: 1Q'26+Basel+3+Advanced+Pillar+3+Disclosure+Final_ADA.pdf
firm website
info
2026-05-05
Pillar 3 report for the period to 2026-03-31 published: 1Q26+Pillar+3+U.S.+Liquidity+Coverage+Ratio+Disclosure+-+Final_ADA.pdf
firm website
info
2026-02-19
Pillar 3 report for the period to 2025-12-31 published: 4Q25+Pillar+3+U.S.+Liquidity+Coverage+Ratio+Disclosure+_+++Final_ADA.pdf
firm website
info
2026-02-17
Pillar 3 report for the period to 2025-12-31 published: 4Q25+Basel+3+Advanced+Pillar+3+Disclosure+-+Final+ADA.pdf
firm website
info
2025-11-17
Moody's affirmation: Issuer Rating A1
ESMA European Rating Platform
info
2025-11-17
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
info
2025-11-06
Pillar 3 report for the period to 2025-09-30 published: 3Q'25+Basel+Advanced+Pillar+3+Disclosure+Final+ADA.pdf
firm website
info
2025-11-04
Pillar 3 report for the period to 2025-09-30 published: 3Q25+Pillar+3+U.S.+Liquidity+Coverage+Ratio+++Disclosure_Final_ADA.pdf
firm website
info
2025-08-06
Pillar 3 report for the period to 2025-06-30 published: 2Q25+Pillar+3+U.S.+Liquidity+Coverage+Ratio+Disclosure_ADA.pdf
firm website
info
2025-08-04
Pillar 3 report for the period to 2025-06-30 published: 2Q'25+Basel+3+Advanced+Pillar+3+Disclosure+Final_ADA.pdf
firm website
info
2025-05-12
Pillar 3 report for the period to 2025-03-31 published: 1Q25+Pillar+3+U.S.+Liquidity+Coverage+Ratio+Disclosurev2_ADA.pdf
firm website
info
2025-05-05
Pillar 3 report for the period to 2025-03-31 published: 1Q'25+Basel+3+Advanced+Pillar+3+Disclosure+Final_ADA.pdf
firm website
info
2025-02-21
Pillar 3 report for the period to 2024-12-31 published: 4Q'24+Basel+3+Advanced+Pillar+3+Disclosure+Final_ADA.pdf
firm website
info
2025-02-20
Pillar 3 report for the period to 2024-12-31 published: 4Q24+Pillar+3+U.S.+Liquidity+Coverage+Ratio+Disclosure+Final_ADA.pdf
firm website
info
2024-11-04
Pillar 3 report for the period to 2024-09-30 published: 3Q24+Pillar+3+U.S.+Liquidity+Coverage+Ratio+Disclosure_ADA.pdf
firm website
info
2024-11-04
Pillar 3 report for the period to 2024-09-30 published: 3Q'24+Basel+3+Advanced+Pillar+3+Disclosure+Final_ADA.pdf
firm website
info
2024-08-06
Pillar 3 report for the period to 2024-06-30 published: 2Q'24+Basel+3+Advanced+Pillar+3+Disclosure+Final_ADA.pdf
firm website
info
2024-08-05
Pillar 3 report for the period to 2024-06-30 published: 2Q24+Pillar+3+U.S.+Liquidity+Coverage+Ratio+Disclosure_Final_ADA.pdf
firm website
info
2024-05-07
Pillar 3 report for the period to 2024-03-31 published: 1Q'24+Basel+3+Advanced+Pillar+3+Disclosure+Final_ADA.pdf
firm website
info
2024-05-06
Pillar 3 report for the period to 2024-03-31 published: 1Q24+Pillar+3+U.S.+Liquidity+Coverage+Ratio+Disclosure_Final_ADA.pdf
firm website
info
2024-05-03
Pillar 3 report for the period to 2023-12-31 published: 3_4Q'23+Basel+3+Advanced+Pillar+3+Disclosure+-+Final_ADA.pdf
firm website
info
2024-02-14
Pillar 3 report for the period to 2023-12-31 published: 5_4Q23+Pillar+3+U.S.+Liquidity+Coverage+Ratio+Disclosure_ADA.pdf
firm website
info
2023-11-06
Pillar 3 report for the period to 2023-09-30 published: 6_3Q23+Pillar+3+U.S.+Liquidity+Coverage+Ratio+Disclosure_ADA.pdf
firm website
info
2023-11-02
Pillar 3 report for the period to 2023-09-30 published: 1_3Q'23+Basel+3+Advanced+Pillar+3+Disclosure+-+Final+ADA.pdf
firm website
info
2023-08-07
Pillar 3 report for the period to 2023-06-30 published: 25.+2Q23+Pillar+3+U.S.+Liquidity+Coverage+Ratio+++Disclosure_Final_ADA.pdf
firm website
info
2023-05-03
Pillar 3 report for the period to 2023-03-31 published: 22.+1Q23_Pillar_3_U.S._Liquidity_Coverage_Ratio_Disclosure_FINAL_ADA.pdf
firm website
info
2023-02-13
Pillar 3 report for the period to 2022-12-31 published: 23.+4Q22_Pillar_3_U.S._Liquidity_Coverage_Ratio_Disclosure_FINAL_ADA.pdf
firm website
info
2022-09-30
Pillar 3 report for the period to 2022-09-30: 24.+3Q22_Pillar_3_U.S._Liquidity_Coverage_Ratio_Disclosure_FINAL_ADA.pdf
firm website
info
2022-06-30
Pillar 3 report for the period to 2022-06-30: 2Q22+Pillar+3+U.S.+Liquidity+Coverage+Ratio+Disclosure_FINAL_ADA.PDF
firm website
info
2022-03-31
Pillar 3 report for the period to 2022-03-31: 1Q22_Pillar_3_U.S._Liquidity_Coverage_Ratio_Disclosure_Final_v2_ADA.pdf
firm website
info
2021-12-31
Pillar 3 report for the period to 2021-12-31: 4_4Q21_Pillar_3_U.S._Liquidity_Coverage_Ratio_Disclosure_FINAL_ADA_v2.1.pdf
firm website
info
2021-09-30
Pillar 3 report for the period to 2021-09-30: 3Q21_Pillar_3_U.S._Liquidity_Coverage_Ratio_Disclosure_Final.pdf
firm website
info

Documents and feeds

FDIC Call Reports (lead bank) · public API
1 document · 3 metrics · 2016-09-30 to 2026-06-30
Latest source
Firm's Pillar 3 disclosures · read from the PDF
32 documents · 7 metrics · 2021-09-30 to 2026-06-30
Latest source
SEC EDGAR XBRL filings · tagged XBRL filing
1 document · 7 metrics · 2012-12-31 to 2025-12-31
Latest source
Yahoo Finance fundamentals · public API
1 document · 2 metrics · 2025-03-31 to 2026-03-31
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio11.202026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Loan impairment charge over customer loans0.382019-12-31SEC EDGAR XBRL filings · tagged XBRL filing0.80
Total deposits (currency millions)2,037,663.002026-03-31Yahoo Finance fundamentals · public API0.80
Cost-to-income or efficiency ratio64.912025-12-31SEC EDGAR XBRL filings · tagged XBRL filing0.80
Liquidity coverage ratio112.002026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Leverage ratio5.502026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Net interest margin1.802025-12-31SEC EDGAR XBRL filings · tagged XBRL filing0.80
Return on assets0.912025-12-31SEC EDGAR XBRL filings · tagged XBRL filing0.90
Return on equity10.222025-12-31SEC EDGAR XBRL filings · tagged XBRL filing0.90
Risk-weighted assets (currency millions)1,657,660.002024-03-31Firm's Pillar 3 disclosures · read from the PDF0.92
Tier 1 leverage ratio (US definition, average assets)6.602026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Tier 1 capital ratio12.602026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Total assets (currency millions)3,496,186.002026-03-31Yahoo Finance fundamentals · public API0.80
Total capital ratio14.702026-06-30Firm's Pillar 3 disclosures · read from the PDF0.92
Non-performing or noncurrent loan ratio0.652026-06-30FDIC Call Reports (lead bank) · public API1.00
Estimated uninsured deposits (currency millions)899,695.002026-06-30FDIC Call Reports (lead bank) · public API1.00
Held-to-maturity securities fair value minus amortised cost (currency millions; negative = unrealised loss)-82,093.002026-06-30FDIC Call Reports (lead bank) · public API1.00