AN
Australia and New Zealand Banking Group Limited
Bank · AustraliaAAA · LEI JHE42UYNWWTJB8YTTU19
Counterparty scoreBand B
76
Rating87w 40
Capital71w 25
Liquidity50w 15
Stability—w 10
Assets—w 5
Profit63w 5
Rating anchor and public pillars with published weights (w). Market overlay +3.0, bounded at ±10. Method
CET1 ratio
12.5%
+0.1 vs prior2026-06-30
Leverage ratio
4.5%
0.0 vs prior2026-06-30
Total capital
20.7%
−0.5 vs prior2026-06-30
LCR
131%
−0.7 vs prior2026-06-30
NSFR
113%
−1.6 vs prior2026-06-30
Risk-weighted assets
474.1bn
+2.2% vs prior2026-06-30
15 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Balance sheet
Rating history
Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
2upgrades
2downgrades
nonet change
AAACCCpositive outlookstablenegativewent on watch
Every move since 2015
- 2024-05-26↑Fitch upgrade A+ → AA- · 1 notch
- 2024-03-06↑Moody's upgrade Aa3 → Aa2 · 1 notch
- 2020-04-07↓Fitch downgrade AA- → A+ · 1 notch
- 2017-06-19↓Moody's downgrade Aa2 → Aa3 · 1 notch
Every rating held today
| Agency | Type | Rating | Outlook | Date |
|---|---|---|---|---|
| DBRS | issuer credit · long-term | AA | — | 2025-10-06 |
| DBRS | issuer credit · short-term | R-1(H) | — | 2025-10-06 |
| Fitch | issuer default · long-term | AA- | stable | 2026-03-05 |
| Fitch | issuer default · short-term | F1+ | — | 2026-03-05 |
| Moody's | counterparty · long-term | Aa1 | — | 2025-11-20 |
| Moody's | deposit · long-term | Aa2 | stable | 2025-11-20 |
| Moody's | issuer credit · long-term | Aa2 | stable | 2025-11-20 |
| Moody's | counterparty · short-term | P-1 | — | 2025-11-20 |
| Moody's | deposit · short-term | P-1 | — | 2025-11-20 |
| Moody's | issuer credit · short-term | P-1 | — | 2025-11-20 |
| S&P | issuer credit · long-term | AA- | stable | 2026-05-28 |
| S&P | issuer credit · short-term | A-1+ | — | 2026-05-28 |
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsAUD
30-day realised volatility23.1%
Drawdown from 52-week high-8.2%
Market signal Stable (bonds)
Last price2026-09-14
Bond yields vs peers, 31-day−9 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-12info
ANZ New Zealand’s Fitch Outlook Turns Positive—but Its A+ Rating Hasn’t Changed - TechStock²
TechStock²
2026-08-17info
ANZ:ASX Announcement - Redemption of ANZ's GBP 500 million Subordinated Notes - 17 Aug 2026 - Market Index
Market Index
2026-07-23info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-07-22info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-06-30info
Pillar 3 report for the period to 2026-06-30 published: APS 330 Pillar 3 Disclosure at 30 June 2026
FCA NSM
2026-06-30info
Pillar 3 report for the period to 2026-06-30 published: ANZ-June-2026-Pillar-3-disclosure.pdf
firm website
2026-06-29info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-06-26info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-06-18info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-05-28info
S&P affirmation: Issuer Credit Rating AA-
ESMA European Rating Platform
2026-05-28info
S&P affirmation: Issuer Credit Rating A-1+
ESMA European Rating Platform
2026-05-28info
S&P affirmation: Certificate Of Deposit AA-
ESMA European Rating Platform
2026-05-28info
S&P maintained under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
2026-05-27info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-05-20info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-05-05info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-04-02info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-04-01info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-03-31info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-03-31info
Pillar 3 report for the period to 2026-03-31 published: APS 330 Pillar 3 Disclosure at 31 March 2026
FCA NSM
2026-03-31info
Pillar 3 report for the period to 2026-03-31 published: ANZ-March-2026-Pillar-3-disclosure.pdf
firm website
2026-03-28info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-03-19info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-03-05info
Fitch maintained under stable outlook: Long Term Issuer Default Rating
ESMA European Rating Platform
2026-03-05info
Fitch affirmation: Long Term Issuer Default Rating AA-
ESMA European Rating Platform
2026-03-05info
Fitch affirmation: Short Term Issuer Default Rating F1+
ESMA European Rating Platform
2026-02-27info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-02-20info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-02-14info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-02-06info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-01-20info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-01-17info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2026-01-03info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2025-12-31info
Pillar 3 report for the period to 2025-12-31 published: APS 330 Pillar 3 Disclosure at 31 December 2025
FCA NSM
2025-12-31info
Pillar 3 report for the period to 2025-12-31 published: December-2025-Pillar-3-disclosure.pdf
firm website
2025-12-05info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2025-11-20info
Moody's affirmation: Deposit Rating P-1
ESMA European Rating Platform
2025-11-20info
Moody's affirmation: Deposit Rating Aa2
ESMA European Rating Platform
2025-11-20info
Moody's maintained under stable outlook: Deposit Rating
ESMA European Rating Platform
2025-11-20info
Moody's affirmation: Deposit Rating Aa1
ESMA European Rating Platform
2025-11-20info
Moody's affirmation: Issuer Rating Aa2
ESMA European Rating Platform
2025-11-20info
Moody's maintained under stable outlook: Issuer Rating
ESMA European Rating Platform
2025-11-20info
Moody's affirmation: Issuer Rating P-1
ESMA European Rating Platform
2025-11-20info
Moody's affirmation: Counterparty Risk Rating Aa1
ESMA European Rating Platform
2025-11-20info
Moody's affirmation: Counterparty Risk Rating P-1
ESMA European Rating Platform
2025-11-05info
DBRS withdrawal: Issuer Debt Rating
ESMA European Rating Platform
2025-10-28info
DBRS new: Issuer Debt Rating AA
ESMA European Rating Platform
2025-10-28info
DBRS new: Issuer Debt Rating A(H)
ESMA European Rating Platform
2025-10-06info
DBRS affirmation: Issuer Debt Rating AA
ESMA European Rating Platform
2025-10-06info
DBRS affirmation: Issuer Debt Rating A(H)
ESMA European Rating Platform
2025-10-06info
DBRS affirmation: Issuer Rating AA
ESMA European Rating Platform
2025-10-06info
DBRS affirmation: Issuer Debt Rating R-1(H)
ESMA European Rating Platform
2025-10-06info
DBRS affirmation: Issuer Rating R-1(H)
ESMA European Rating Platform
2025-09-30info
Pillar 3 report for the period to 2025-09-30 published: APS 330 Pillar 3 Disclosure at 30 September 2025
FCA NSM
2025-09-30info
Pillar 3 report for the period to 2025-09-30 published: 2025-september-pillar-3-disclosure.pdf
firm website
2025-08-14info
Pillar 3 report for the period to 2025-06-30 published: APS 330 Pillar 3 Disclosure at 30 June 2025
FCA NSM
2025-08-14info
Pillar 3 report for the period to 2025-06-30 published: june-2025-pillar3-disclosure.pdf
firm website
2025-05-07info
Pillar 3 report for the period to 2025-03-31 published: march-2025-pillar3-disclosure.pdf
firm website
Documents and feeds
Firm's Pillar 3 disclosures · read from the PDF
6 documents · 7 metrics · 2025-03-31 to 2026-06-30
Yahoo Finance fundamentals · public API
1 document · 2 metrics · 2022-09-30 to 2026-03-31
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
3 documents · 5 metrics · 2021-09-30 to 2025-09-30
Latest value of every metric held
| Metric | Value | Reference date | Source | Confidence |
|---|---|---|---|---|
| CET1 capital ratio | 12.50 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Total deposits (currency millions) | 908,284.00 | 2026-03-31 | Yahoo Finance fundamentals · public API | 0.80 |
| Cost-to-income or efficiency ratio | 59.25 | 2025-09-30 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Liquidity coverage ratio | 131.10 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Leverage ratio | 4.50 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Net interest margin | 1.42 | 2025-09-30 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.75 |
| Net stable funding ratio | 113.30 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Return on assets | 0.48 | 2025-09-30 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Return on equity | 8.83 | 2025-09-30 | ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing | 0.85 |
| Risk-weighted assets (currency millions) | 474,088.00 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Tier 1 capital ratio | 13.70 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |
| Total assets (currency millions) | 1,313,805.00 | 2026-03-31 | Yahoo Finance fundamentals · public API | 0.80 |
| Total capital ratio | 20.70 | 2026-06-30 | Firm's Pillar 3 disclosures · read from the PDF | 0.98 |