PWLBtoday
Counterparty/AIB Group plc
Built 2026-09-14 17:10 UTCBeta
AI

AIB Group plc

Group · IrelandAA · LEI 635400AKJBGNS5WNQL34
Counterparty scoreBand B
72
34th percentile of 41 peers
coverage100% of the method
Rating60w 40
Capital91w 25
Liquidity97w 15
Stability13w 10
Assets54w 5
Profit89w 5
Rating anchor and public pillars with published weights (w).Capped by rating at 75. Market overlay +2.5, bounded at ±10. Method
Agency ratingscompositeBBB+Stable (bonds)
S&P
BBB+▶
ST A-2
2025-11-06
ESMA European Rating Platform, checked daily · ▲ positive ▼ negative ◆ watch ▶ stableRating history
CET1 ratio
16.4%
−0.1 vs prior2026-03-31
Leverage ratio
6.7%
+0.0 vs prior2026-03-31
Total capital
21.8%
−0.2 vs prior2026-03-31
LCR
204%
−2.8 vs prior2026-03-31
NSFR
158%
−4.6 vs prior2026-03-31
Risk-weighted assets
54.4bn
+0.3% vs prior2026-03-31
16 series held, up to 48 periods each. Click a card to open it full size with every point and its date. The grey band on a ratio is where this bank’s peer group stands today, quartile to quartile, with the median dashed — not a peer history.
Standing
Capital
Liquidity and funding
Profitability and efficiency
Asset quality
Balance sheet

Rating history

Every action the European Rating Platform holds, since 2015. The composite is the median of the agencies on the day.
4upgrades
2.0notches stronger
20192020202120222023202420252026BBB+BBBBBB-BB+composite BBB- from 2018-03-07composite BB+ from 2018-03-12composite BBB- from 2018-12-17composite BBB- from 2019-10-30composite BBB- from 2023-01-20composite BBB from 2023-06-14composite BBB+ from 2025-11-06BBB+COMPOSITEFitchFitch BBB- from 2018-03-07 to 2019-10-30BBB-Fitch BBB from 2019-10-30 to 2023-01-20BBBFitch: positive outlook from 2018-03-07Fitch: stable outlook from 2019-10-30Fitch: negative outlook from 2020-04-01Fitch: stable outlook from 2021-10-04S&PS&P BB+ from 2018-03-12 to 2018-12-17BB+S&P BBB- from 2018-12-17 to 2023-06-14BBB-S&P BBB from 2023-06-14 to 2025-11-06BBBS&P BBB+ from 2025-11-06, stillBBB+S&P: positive outlook from 2018-03-12S&P: stable outlook from 2018-12-17S&P: negative outlook from 2020-04-28S&P: stable outlook from 2022-05-16S&P: positive outlook from 2022-12-22S&P: stable outlook from 2023-06-14S&P: positive outlook from 2024-11-25S&P: stable outlook from 2025-11-06BBB+
AAACCCpositive outlookstablenegativewent on watch

Every move since 2015

  • 2025-11-06↑S&P upgrade BBB → BBB+ · 1 notch
  • 2023-06-14↑S&P upgrade BBB- → BBB · 1 notch
  • 2023-01-20×Fitch withdrawal of BBB
  • 2019-10-30↑Fitch upgrade BBB- → BBB · 1 notch
  • 2018-12-17↑S&P upgrade BB+ → BBB- · 1 notch

Every rating held today

AgencyTypeRatingOutlookDate
S&Pissuer credit · long-termBBB+stable2025-11-06
S&Pissuer credit · short-termA-2—2025-11-06
Source: ESMA European Rating Platform, checked daily, with agency attribution.
Share price, 12 monthsEUR
6.097.699.2910.8925-09: 7.1425-09: 7.4925-09: 7.4925-09: 7.5525-09: 7.6625-10: 7.9625-10: 7.8725-10: 7.6225-10: 7.5725-10: 7.6125-10: 7.9925-11: 8.3125-11: 8.7325-11: 8.1425-11: 8.5925-11: 8.8525-12: 8.9225-12: 8.8925-12: 9.0325-12: 9.2325-12: 9.2326-01: 9.3926-01: 9.5026-01: 9.4426-01: 9.2826-01: 9.2426-02: 9.7726-02: 9.5826-02: 8.5526-02: 8.8526-02: 8.7326-03: 8.4926-03: 8.9526-03: 8.9426-03: 9.1026-03: 9.2726-03: 9.0226-04: 9.3926-04: 9.7426-04: 9.8526-04: 9.3826-04: 9.8026-05: 9.6526-05: 9.6726-05: 9.7826-05: 10.1826-06: 10.0626-06: 10.1126-06: 10.0826-06: 10.6126-06: 10.6026-06: 10.3926-07: 10.3526-07: 10.3926-07: 10.5126-07: 10.8926-07: 10.9226-07: 10.2626-08: 10.9826-08: 10.8226-08: 10.8626-08: 11.0226-08: 10.8226-09: 11.3626-09: 11.3511.3525-0925-1025-1226-0226-0426-0626-09
30-day realised volatility21.1%
Drawdown from 52-week high-0.8%
Market signal Stable (bonds)
Last price2026-09-14
Bond yields vs peers, 31-day−0 bp (4 bonds, 2026-09-14)
CDS levels, bond yields and agency ratings feed the private market overlay and are never shown as levels; only the direction and the change against peers are public.
Every event held for this name, newest first: rating actions, Pillar 3 documents and filtered headlines. Severity is rules-based — read the source.
2026-09-11
AIB Group PLC (A5G) Stock Price Quote Today & Current Price Chart - Capital.com
Capital.com
info
2026-07-30
AIB Group H1 Earnings Call Highlights - finance.yahoo.com
finance.yahoo.com
info
2026-05-27
AIB financial chief Donal Galvin steps down, hunt for successor begins - London South East
London South East
warn
2025-11-06
S&P upgrade: Issuer Credit Rating BBB+
ESMA European Rating Platform
good
2025-11-06
S&P affirmation: Issuer Credit Rating A-2
ESMA European Rating Platform
info
2025-11-06
S&P removed under positive outlook: Issuer Credit Rating
ESMA European Rating Platform
good
2025-11-06
S&P placed under stable outlook: Issuer Credit Rating
ESMA European Rating Platform
info

Documents and feeds

EBA Transparency Exercise · published data file
8 documents · 7 metrics · 2017-12-31 to 2024-06-30
Latest source
ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing
3 documents · 6 metrics · 2021-12-31 to 2025-12-31
Latest source
EBA Pillar 3 Data Hub · tagged XBRL filing
1 document · 8 metrics · 2025-06-30 to 2026-03-31
Latest source
Yahoo Finance fundamentals · public API
1 document · 2 metrics · 2025-06-30 to 2025-06-30
Latest source

Latest value of every metric held

MetricValueReference dateSourceConfidence
CET1 capital ratio16.362026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Total deposits (currency millions)117,671.002025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Cost-to-income or efficiency ratio46.842025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.75
Liquidity coverage ratio204.022026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Leverage ratio6.742026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Net interest margin2.592025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.75
Non-performing or noncurrent loan ratio2.852024-06-30EBA Transparency Exercise · published data file0.85
Net stable funding ratio158.232026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Overall capital requirement15.832026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Return on assets1.482025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Return on equity14.202025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Risk-weighted assets (currency millions)54,358.022026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Tier 1 capital ratio18.772026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00
Total assets (currency millions)148,151.002025-12-31ESEF annual accounts (filings.xbrl.org) · tagged XBRL filing0.85
Total capital ratio21.802026-03-31EBA Pillar 3 Data Hub · tagged XBRL filing1.00